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e <br />W <br />B <br />13V I1SSY 'i'9 <br />C4 H ( <br />Cii=CK <br />RE -FUNDS: <br />CASH <br />C t'KIr D <br />HALL !P NE <br />IHST 2013 022 LL 20131 -?.Y P 3, 15 <br />WHEN RECORDED, MAIL TO: <br />Gateway Mortgage, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />This instrument was prepared by: <br />Gateway Mortgage, a division of Gateway First Bank <br />244 South Gateway Place <br />Jenks, OK 74037 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13654618 <br />REGISTER. <br />r rte, r r, ,; <br />eqq,co <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />FHA Case Number: <br />321-3955917-703 <br />MIN: 100287715006425834 <br />SIS Telephone #: (888) 679-MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, 17, <br />19 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated May 5, 2023, together with all Riders to this document. <br />(B) "Borrower" is Irenardo Ruiz Lopez and Ninetta Brito Napoles, husband and wife. Borrower is the trustor under <br />this Security Instrument. <br />(C) "Lender" is Gateway Mortgage, a division of Gateway First Bank. Lender is a State Chartered Banking <br />Corporation, organized and existing under the laws of Oklahoma. <br />Lender's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />(D) "Trustee" is Scott Gesell <br />Trustee's address is 244 South Gateway Place, Jenks, OKLAHOMA 74037. <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. - 59482 <br />111611161111111 <br />Page 1 of 12 <br />Borrower(s) Initials -if-2- /p1( <br />