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202302117 <br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer <br />may or may not be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect <br />Periodic Payments and any other amounts due under the Note and this Security Instrument; (b) <br />perform any other mortgage loan servicing obligations; and (c) exercise any rights under the Note, <br />this Security Instrument, and Applicable Law on behalf of Lender. If there is a change of the Loan <br />Servicer, Borrower will be given written notice of the change which will state the name and address <br />of the new Loan Servicer, the address to which payments should be made, and any other information <br />RESPA requires in connection with a notice of transfer of servicing. <br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with <br />Section 16) of an alleged breach and afforded the other party a reasonable period after the giving of <br />such notice to take corrective action, neither Borrower nor Lender may commence, join, or be joined <br />to any judicial action (either as an individual litigant or a member of a class) that (a) arises from the <br />other party's actions pursuant to this Security Instrument or the Note, or (b) alleges that the other party <br />has breached any provision of this Security Instrument or the Note. If Applicable Law provides a <br />time period that must elapse before certain action can be taken, that time period will be deemed to <br />be reasonable for purposes of this Section 23. The notice of Default given to Borrower pursuant to <br />Section 26(a) and the notice of acceleration given to Borrower pursuant to Section 19 will be deemed <br />to satisfy the notice and opportunity to take corrective action provisions of this Section 23. <br />24. Hazardous Substances. <br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable Laws <br />where the Property is located that relate to health, safety, or environmental protection; (ii) "Hazardous <br />Substances" include (A) those substances defined as toxic or hazardous substances, pollutants, <br />or wastes by Environmental Law, and (B) the following substances: gasoline, kerosene, other <br />flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials <br />containing asbestos or formaldehyde, corrosive materials or agents, and radioactive materials; (iii) <br />"Environmental Cleanup" includes any response action, remedial action, or removal action, as defined <br />in Environmental Law; and (iv) an "Environmental Condition" means a condition that can cause, <br />contribute to, or otherwise trigger an Environmental Cleanup. <br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence, <br />use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous <br />Substances, on or in the Property. Borrower will not do, nor allow anyone else to do, anything <br />affecting the Property that: (i) violates Environmental Law; (ii) creates an Environmental Condition; <br />or (iii) due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely <br />affects or could adversely affect the value of the Property. The preceding two sentences will not apply <br />to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are <br />generally recognized to be appropriate to normal residential uses and to maintenance of the Property <br />(including, but not limited to, hazardous substances in consumer products). <br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any <br />investigation, claim, demand, lawsuit, or other action by any governmental or regulatory agency or <br />private party involving the Property and any Hazardous Substance or Environmental Law of which <br />Borrower has actual knowledge; (ii) any Environmental Condition, including but not limited to, any <br />2490195744 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wolters Kluwer Financial Services, Inc. <br />2023042623.2.0.4935-J20221228Y <br />i <br />Form 3028 07/2021 <br />10/2022 <br />Page 19 of 22 <br />11/1p.4 <br />II'7� <br />1. <br />Fp- <br />