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<br />REGISTER
<br />Return To: /Myers Law Office
<br />P.O. Box 505
<br />Cairo, NE 68824
<br />TRUST DEED
<br />THIS DEED OF TRUST is made on April A7, 2023. The Trustor is Sherri L. Luth, a
<br />single person, (hereinafter "Borrower"). The Trustee is Denise D. Myers, attorney at law, of
<br />Myers Law Office, 415 S. High Street, P.O. Box 505, Cairo, Nebraska 68824, ("Trustee"). The
<br />beneficiaries are David L. Huebner and Sherri L. Luth, as Co -Trustees of the Emma E. Huebner
<br />Revocable Living Trust Agreement Dated May 19, 2015, as Amended, (Hereinafter, "Lender").
<br />Borrower owes Lender the principal sum of Ninety Thousand and 00/100 Dollars ($90,000.00).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument
<br />("Note"), which provides for payment of principal, plus accrued interest in monthly payments.
<br />The Deed of Trust (sometimes referred to herein as "security instrument") secures to Lender: (a)
<br />the repayment of the debt evidenced by the Note, and all renewals, extensions and modifications;
<br />(b) the payment of all other sums advanced under paragraph 4 to protect the security of this
<br />Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br />following described property located in Hall County, Nebraska:
<br />The Easterly Forty -Four (44) feet of Lot Two (2), in Block Eight (8), H.G. Clark's
<br />Addition to Grand Island, in Hall County, Nebraska.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water
<br />rights and stock and all fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in
<br />this Security Instrument as the "Property".
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby
<br />conveyed and has the right to grant and convey the Property and that the Property is
<br />unencumbered. Borrower warrants and will defend generally the title to the Property against all
<br />claims and demands, subject to any encumbrances of record.
<br />COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal; Prepayment and Late Charges. Borrower shall promptly pay
<br />when due the principal on the debt evidenced by the Note and any prepayment and late charges
<br />due under the Note. Prepayment of principal or any part thereof, shall not be allowed without
<br />the prior written consent of Lender.
<br />2. Charges; Liens. Borrower shall pay all real estate taxes and assessments
<br />attributable to the Property which may attain priority over this Security Instrument, and leasehold
<br />payments or ground rents, if any.
<br />Borrower shall promptly discharge any lien which has priority over this Security
<br />Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the
<br />lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against
<br />enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the
<br />enforcement of the lien or forfeiture of any part of the Property; or (c) secures from the holder of
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