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22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />,econvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally <br />entitlesi to it. Such person or persons shall pay any recordation costs. <br />23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trusteeLz"D <br />-, <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Q <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Q <br />Trustee herein and by applicable law. <br />24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />Q <br />address which is the Property Address. <br />tip <br />25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together <br />with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br />RE R&IXfiG't1j <br />200010757 <br />[Check applicable box(es)] <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1 -4 Family Rider <br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Bi- Weekly Payment Rider <br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br />❑ Other(s) Specify <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />I / Y I -� [Seal] <br />Borrower Borrower naVln I- IARNII V ` <br />[Seal] QK (I [Seal] <br />Borrower Borrower PATRICIA A. HARNLY <br />STATE OF NEBRASKA <br />COUNTY OF LANCASTER ss: <br />On this a oat day of December , 2000 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came DAVID E. HARNLY AND PATRICIA A. HARNLY AS <br />HUSBAND AND WIFE <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the <br />execution thereof to be their voluntary act and deed. <br />Witness my hand and notarial seal at LINCOLN in said county, the date aforesaid. <br />My Commission expires: <br />Notary Pu lic <br />GENERAL NOTARY-State of Nebraska <br />�]I MARGARET M. STUDY <br />My Comm. Exp. March 5, 2003 <br />:1316.1-MG (1/99) Page 5 of 5 <br />