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<br /> _ TO(i�Ti1ER WITH all �he improvcments now or hercafler ercctad on Ihe pmpeKy.And all easementR,appunena,�ca. md
<br /> flatures naw or hereafler a pArt af �be pmperty. Ail rcplacemcnls wnd w1di1{ons xhall alw� be cavered by Ihi� Secudty
<br /> lnetroment. AU of the farcgoing ls mfertod ta io�his Seeudty lac�rument a�the 'Pmpeny.'
<br /> - -- - 60RROWG'R COVENANT9 that�rn+��• lnwfu!!y sdsod of thc eslate I�ereby wnvey�!�u�i hw tt�rlgbt to��t►t and -�--�
<br /> • s canv the Ptapeny and that Ihe Pmpe�ty ic unencum6�erod. eacept for encumbrr�noes af record. Bormwer worrwtic ar�t wlll
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<br /> ', defend generalty the tide�o�he Propetry agalnst all cluims ond dernandc,subJect ta uny encumbrances oi rocord. _
<br /> ° �'' THIS SECURITY INSTRUM�NT cambi�es unifo�►n cavenants fnr national use und ian•unifortn cavenunu wj[h Nmiiod --
<br /> '� .y • ..;
<br /> . �,��, vMrirrions by juriuiictian to canstitule a unifarm socurity instn�mem c�we�in�rr.ul p�ap��ty. -�---
<br /> '���-�'l.t •� UNIFORM COVENANTS.&►r►ower and I.ender a►venunt and agree as follows:
<br /> ^ �'� ' ' l. Payment oi Principa�l a�d Interest; Prep�ymrnt and I.Ate Chw�Iev. Borrawer shall prompdy pay when dae � � �
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<br /> _ � ����t�,� , principal af nnd interest on Ihe de6t evidencod by tho Note und uny prepuyment und lute churges due under the Note. �__
<br /> •':.,�, �,�°.;:;:,,, .' ' ,�� 2. �hd�tor TAxes And It�surnace. Subject to Applicuble luw or lo A written wAiver by Lender,Borcower shs�ll pr�y to _,,,_
<br /> ���� �' �`'' : �•� �; I.ende�on�he duy mon�hly payments om due under ihe Nate.until the Natc is pnid in full,a sum 1"�urnfs')for (a1 pearly taxes �;_,
<br /> -;;��.U'�. •,� •.• • ,,�,� and assessmanls which mny npain priomy over this Secu�ity insirument us a lien on the Property;(b)yeady leasehold paymenis :;:�: :
<br /> � or mund rents on the Pm h . if an ;(c)yearl harard ar ro n inaurance remiums;ld)yeAdy Qaod insurance semcqms. °-��
<br /> _ :�":y B P� Y Y Y P Pe Y P P �A-
<br /> ,�,f��,.�• ,;�.; ..;,�,:, ':.,,� if any; (e)yearly mortgage insurance premiums,if any;and (�any sums payable by Bom�wer tu I.endev,in ar�ordance wUh __
<br /> _i����=- ��;t; �= .. ;.:,«. the pr�visions of parn�raph 8,in lieu nf the payment ot mortgage insurancr pr�e�miums. These items are caUled "�.uca�K hems." `_
<br /> , :'` 1.ender may. at any time, collect and hold Funds in an amount not M rxcer�' the maiximum vnx�unt A Y-��+der for A 6tdesuliv � ��
<br /> �• + i .`, •'� '; ;� rclAtal mon�u�e loun may r�quim for Borrower's escrow nccau�t unde�tb�e federal Renl Est:�te SetNamen� Pr�c�ceduP�es Act ai ��,
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<br /> ' ` `'' '' "�� �' 1974 as nmended from lime to time, 12 U.S.C. Sectian 2601 er sw. l"RESPA'), unless unother law that a i8e.4 t�'the Fwnds �s-
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<br /> f. ':fti.� sets a leccer amount. If so, l.ender rn�y. at�y titne, callect and ho0�1 Funds in An amount not ta exceed the kwser am�,unt. —
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<br /> ,� 1.ender may estimatc thc amaunt of Funds duc on thc basis of currens claiA iuni rea.w�eble extimates��f cYpendirores of furore E�
<br /> � �"r1�'. � Pserow Items or atherw�se m accordance wi�h appiicable law. `-
<br /> ��• ����''T�`�� , The Funds ahall be held in un institutian whcise depixir: are insurecl hy u federal ag�acy. instrumentuliry. a�r endry �='
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<br /> � .4ir' ' (includiag l.c:nder,if l..ender is such s�n instilutionl or in uny Fcdtir.a! Hnme Loan Qnnk. Lcr.der shall apply Ihe Fun�ls r.�pay the �,.
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<br /> ,„ � ;•�;r,,,�. , E.�cmw Item.c.l.endet may not charge Borrower for holding�l uQpl��ing the�unds,annu:+91y analyzing the escraw s�ccaunt,c►r _
<br /> . ' � verifying the Escrow laem+.unlc�s I.cnder pays Borrower intcrest on thc�unds and nppli�uble law permi�s Lender to make such •
<br /> � `� a chor c Howeve�. l.endcr rna r uirc Borrower to A a one•time char e ibr rn inde ndent real esta�e trx re rtin servfce
<br /> � �'.,.n "•• - g . Y e9 P Y S P� W 8
<br /> +, . �''��� � used by I.ender in connection with �qis loun, unless upplicuble law provide�atherwi�se. Unlesx nn agreement is macfe or
<br /> ' >! ' upplicuble law reyuirc�interest to be paid, LenJcr slwll not hc required U�puy Borrow�r am interest or earning�:on the Funds. �,..,
<br /> ���' " ' ��� Bnrrower and l.ender:nay agree in wrNing,however, thut intcrest chall be paid on the Funds. I.encler xfiall give to Bormwer. .,�J:'
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<br /> .��• ,•� '"�`�?t ';,,;���;����'� wilhout churge, un annual accounting af the Fund.r•,sh�wing credi[s and defiirs a�the Funda and the pur�ose for which each _
<br /> ' a�t+,�.,` ;f -- debit to the Fund.��ti�a::m�!e. The Funds are pledged us uddisi�,nn� ,ecurity��u nl�•um� cecured hy this Securirv InstrumeM. -� �-
<br /> 'f�. , If the Fund.n c�ld hy Lender e�ceed the amcwnts permittcd to he held by.�pplicable luw, l.snder shaU :iccouM to Borrc�wer _;.` �
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<br /> . ' �;�<��. for ihe excetiti Fundti io accordancr��•i�h the requiremerns of appl icuble lua•. If'1he amount of�he Funds held by Lender at any
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<br /> ���{•, _. ;,"''��:���; time is not sufficient to puy thc Ekn���ltc►n�when dut.Lender rnay+a notif�• Burrower in writing,unci,in such casc Borruwer ''':� -
<br />_ :��" ' °`'�'� shull puy to Lender the amount neces�ry �o muke up the defciency. BorruH•er shall make up the deticiency in no moie than __
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<br />__ o . .;:;:4�.�,ti,,;,, >. :,..� iwelvc m�mthly puymentti,ut l.enJcr'x�►1�Jiscretiuu. �
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<br /> „�,�,4..��- '„ , ,, Upnn puyment in i'ull of all .um. ,��ural by thix S�:urit�� In+trument, Lender shull promptly �efurxi to Borrower any
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<br /> ;}� : Funds held by L.ender.lf,under paragraph?1, lAnder.rhull�cquire nr sell the Propeny,lander,prior to the Acquisitionor sale �•`'
<br /> � ;�!;�,��., �� of Ihe Prn n �hull u 1 m Fund,liclJ B • I.ender at thc lime of u uisiti�►n or�Ic a�a crodit o uinst the sums secured b �'"�
<br /> ,Z1�. ' P� Y• • pP Y� Y ) MI F y 6E"-
<br /> •�. '_ ;•']�.• ,•+ this S�urity Instrumem.
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<br /> ,'�±�f. .'`r1.;�;:;�,. � � 3.Applkallon nf Payments.U nk�ti applicahlc law prrniJcs otherwitic.ull puymen�x rcccived by Lender under parographs
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<br /> ��, ).r;, . �i�t k����+,�,�,�;�� .�. ' I suxl 2 shull be applied: fint,to uny preprymem churges due under the N�qc: urond,to umounts payablc under puragruph 2;
<br /> ;� '� f'1,`�+.�,:�;�`;�:;,, � third, t��intercst due: founh, t��prfncip�l due; ond laat, to any I�tte rharges duc unJcr�he Notc. ��.�
<br /> ?;ft . �%�•'�;i'``•` 4.C+hatges; L.ie�. Borrower shall pay ull taxes. asu:x�mcnt+,rharge+. tineti aixl impositiom utMbutablc to the Pmpcny '�,,��
<br /> :i, � � d°� �'�`'' which mny Auuin priorit�: �wcr thi� S�YUrity Instrumem, and lea.elxild puymcn�+ �tt gruunJ rents, if any. Bonower �hall pay , . '`
<br /> 7i:' �, °'� . �� - �hese obligaticx�s in thr m.mner provideJ �n parngra�h 2,ur il'nnt paiJ in that manner. &�rc�iwcr chall pay them on timc Jirecdy � ' '
<br /> �' ,�,.; . •� � , ', to Ihe perum nwccl pa�ment. &ttmwcr.hall promptly furni.h tn l.eixler ull n�iti�r.al'um��unt.���he puid under thi, parogr:iph. �""
<br /> ..L � :r:i�':,:'; • If&►rruacr make�thesc paynxn��Ji raUy,B��rrnw•cr+hull pminpUy furni�h tu L.cnder r��ciptti criJencing the payments. �''�'
<br /> ��a� '�'�, , ,�,�: _ti ,�, Borrn«cr�hall pa�mptly Jixhurgc uny lirn whirh hu�priuntc�w�r�hi.Srrurit�• In�wmcnt unlc..&mow4r.la1 agrcc�in
<br /> ""' �' ,?' writin�t tn the paynxm of ihe obligati��n��cural by thc lien in u nwnner ucceptuhle to LenJer: �b�cantr�ls in Eixxl li�ith ih�lien
<br /> : �� �=t�� � u� :."... h nr dePerxl� a aize�i enfnrccmem ��I�hc licn in. Ir�al rixerJin�. w•hi�{; in thc l.endrr'. �► ini�m o ratc �n rr�•ent ihc . .
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<br /> � :. ', �`'.",��. Ti'•")•�'.' enlittcrmem of thr licn: „rlrl.erurc,fr��m thr h��ldcr al'Ihc licn an uErerment,.�ti�fact�,n� to Lcndcr auMirJinu�ing thrlicntu i,"I
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<br /> '°_�'-.� ,F x,�.._.r, �hia Sccurin� In.�trument. If Lrndcr dcicrminc> that am• pan al thc Pr���rt� i, ,uhj�rt tn:� 'i:n��hirh nkq•auuin priurity m•cr �t'r,.:
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<br /> , . i� ,•�� �� f Ihia Security Imtrumcnt. LeiiJcr may pi��r BnrroH��r a notirr idrrnil�ing �he I�en. 13�rrra��cr .ball �;tti+ty Ihe lien��r tal�c�►nc ur
<br /> `^ )����a; '' ,. .' ' . more of�he ac�ion�s�t fonh�Ixwe wi�hin 10 day,nl'Ihe gicing n1 mHice.
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