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<br /> TOQETHER WITH ull the im ravementa naw or hereufter erected on the property.and nll cuscmcntx,appurtcminccs,nnd -�—
<br /> � fixtnres nov� or hereatter u part of the praperty. All replacements nnd ndditiona Rhull also be covercd by thix Sccnrtty �j �,:,
<br /> . � � Insuument. All of the fore�oin�is ceferred to in this Securlty Instrument a.g the'Property," � _ ..
<br /> BO�tROWER COVBNANTS that Rorrower is lawfully soised nf the estate hereby conveyed anJ hng 1he ripht tu�}runt nitd . ! ��-
<br /> ' " convey t6e Property snd that the Prapeity� ia unencumbered,exGept for encumbrunces of rccarcl. Horrnwcr wurmntR und wfll ��A m:�-
<br /> � defend generally the title to the Pmperty ogninst all claims und demands,�ubJect ro ruiy encmnbruncew of rccurd. �'����•`
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<br /> ° � TII�IIS SECURITY INSTRUMENT combines unifonn covenont� tor nntianul use and non-unifnrm ravennntn with Ilmitcii �
<br /> variaaans by jarisdictiun to canatitute a uniform suurity instrumcnt covcring rcnl property. � �`_•
<br /> � '�jk� UNIf'ORM CUVHIVANTS.Eorrower and I,cader covenant and agree a9 foDows: Cj,�
<br /> ��; 1. Payment of Principul And Interest; Prspayment und JaiteCF�nrg�s. Horrower Rhull promptly {�i►y when duc tfic ro.___
<br /> �"�.�: principal of and interest on the debt evtdeuced by the Note and any prepayrnent and lata char�es duo undcr tho Nuto.
<br /> � 2. P1�nds f�e Tnxes twd Insurance. Subject to applicable !nw ar to a wdtten waiver by Lcndcr. 8arrawcr xN�dl pay tu �__
<br /> �� �� L.ender on the duy monthly paya�ents are due under the Nate.until the Note Is puid in full,u sum("Fundn")fnr:(u)ycnrly tnxes _
<br /> ° and assessinenis which may attain pdority over this Secudty Instrumer�t ns e licn�n the Proparty;(b)yearly Iengcllc�(d p:►yntentr► _
<br /> or£raund renta on the Pmperty. if any;(c)yearly hezarcl ar property insurrannce premiume;(d)ycruly tload insuranro premiumy.
<br /> `� iP eny: (c)yearly mortgage insurance pr+emiums, 9f any;and(� any surt�s paynble by Horrower W Lendar, in uccordm�ao wlth
<br /> `" , �i:, ,� th�provisions of puragraph 8, in lieu vf the payment of mortgege Insarence premiuma. These itema ure cnllecl"Gscraw Items." ____
<br /> Lendor may. at any dme, collect and hald Funds In an amaunt not to exceed the m�ximum amount u lender for n federally �"
<br /> � related mortga�e loan muy requlre for Borrower's escrow aaount under the federal Renl Estate Settlem�nt Procedurex Act af
<br /> 197a as emended from time to time. 12 U.S.C. Section 2601 et seq. ('RESPA"). unl�ss another law thnt applics ta th� Fuudx
<br /> •r , ��7� • sPts a lesser amount. If so. l.ander may, at any tlme, coliece and hald FunJa Gi uf►amount not ta cxcceQ the lesser amuu�►t. � ___
<br /> ' . � � L.ender mny estimate che semount of Funds dua on the busis of current dats and reasonable estimates af expenditums of tiiture —
<br /> : ,, Escrnw Items ar otherwise in accordnnce wlth npplicuble iaw. _
<br />'+�� "^, ;., ' The Punds ahall be held in an institution whase ddposits ere insured by a fed�rnl ugency, instrumentulity. or cntity �.`_
<br /> (including Lender,if I.ender is such en institution)or in any Federel Hame Lonn Bunk. Lender shall upply the Funda to pay tho
<br /> Sscrow Items. L.ender may not chnrge Honower for holding and applying the Funds,annuully analyzing the escraw uccount,ar _-_
<br /> � vertfying the Fscrow Items,unlcss Lender pays Borrower interest an the Punds and nppliatblo law permitn Lendcr to mnke such _
<br /> ' a cher�e,However. I.ender may require Bormwer to pay a o�x:-time charge for an iitdepondent rcal cstato tau rcparting scrvico
<br /> .�� used by Lender in wnnection with ihia loan, unless upplicable law provides othnrwise. Unless an agre.^.ment ie mudo ur c
<br /> r;,rt:, , applicablc taw requires interest to be p�id,Lender shall not 6e required to pay Borrower any intcrcat ur eurning�an tho Funda.
<br /> �• '. , Borrower and l.ender may u�ree in writing.huwever. that interest ahall be pald on the Funds. I,ender Khali givo tu Borrowor.
<br /> • __ _sn for wl�ich cuch
<br /> r �. , rr without chacge. an annuai accoun[in�oi ih�Fun�,. at�owii��«�it�as3 dclslto to!he Fs�ds � tlte �!�+--
<br /> *-� debit to tho Funds wus made.Tho Funds are pledged as a�didonal aecudty for all sums secured by this Security lnstn�mcnt.
<br /> �-'�?A�i �� If the Funds held by Lender excead the amounts permitted to be held by applicuble law,I.ender ehull account to Horrawc:r
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<br /> "��,''"�•. •�` �; • for tho excess Funds in accordance with the requirements of applkable law. If the amount of tho Funds held by Lender at any
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<br /> ,1� timc is not sufficient to puy the Escrow Items when due,Lender may so notlfy Honower in wdting.nnd.in auch case Aorrower
<br /> _;�;�L;.,`-;;�`-. shall pay to Lendar the amount necessary to malce up the deficiency.�orrower sh�ll make up tho deficiency in no muiv than
<br />;:...�.3��i,�i,� , t�+etve monthly payments.nt Lender's sole discretion.
<br /> .;,-.,.j-•,��,.: �Ipon puymxnt in fuit af ull sums secured by thts Security Instrument, (.crtder shall promptly reftmd to Boerower uny
<br /> =--::r�1i::;.= Aunds heid by I.endcr.If.utider puragruph 21.Lender shall acquire or sell the Property,I..ender,pdor to the ucquisition or snlo
<br /> �:`:_'.-�;";'� of the Property.shnil apply any Funda held by Lender at the tima of acquisicton or snle as u credit oguinst tho sums sccumA by
<br />=��'o.�K����� thjs Securtty Instmment.
<br /> - 3.Appltenston of Paymente.Unloas applicuble law pmvides otherwise,ali pnycttents recclves!by L.ender under paragruphti
<br /> �"°"'� 1 and 2 shatl be¢pplied: ficst. to any prepuyment charges due under the Note;second,to amounts paynble undor purngmph 2;
<br />���''��'' third, to intcrest due;fburth,tc�principnl due;and lass,to aqy late churQes due under the Note.
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<br />-;c;,,=;�s����� A,Chttrges;Liens. Horrower shnll pay RII tuxes,ussessments. charges.fines and impositionA uttcibutable to tho m�xrty
<br /> T='y^4�� whlch may 4tG3in prlodty over this Secudty Instnunent, end lea�elaold payrnents or around reats. if any. Borrower shnll pay
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<br /> °_�_�=�•��� these obligadons in die manner provided in purngruph 2,or i{nat pAld Sn that manner.Borrower shuil�,ay them on time dircct y
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<br />- ���� to the person owed payment.Horrower sliatl promptly fumish to I.at�or �Il notices of emounts to be pAfd under tiiis parngrop . ___ _
<br /> �'��r'""�""�"'� iPBnrmwer makes these payments direcdy.Borrower shnll prots�ptly fucnlsh to I..ender.receipts'evidencing the puymenta.
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<br /> --``'° Bomower shall pmmptly diFChurgc any lien which hus prlodry aver this Securiry Instrument uniesd eorrowcr:(A)A$[l'CS Iti �_-
<br /> �.=�_�-`�� wr�dng to the payment of the obllgatlon securett by the iien in a menncr acccptable to Lender; (b)¢ontesta in goad faith tha iten '
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<br /> -- ___�� by. or defends nguinst enforcement of the tien in. legal pmceedinge which In the Lender's opinton opernte to prevent t o
<br /> •,,.,;�;��� enforcement of the lien:or(c)secures from the holder of the lien an agrecmcnt sudsfuctory to I.cnder subordinating thc lien to
<br /> "''�'Y���� thia Security Instrument. If Lendcr determinex thut any pAxt of the Property is subjeCt to a lien which may nttafn prlortty nver
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<br />""`'I^� �'��'='�� this Security Inatrument. Landor may IIivc Horrower a notice identifyin�the lten.Borrower shul!sutisfy the lien or tuke one or
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<br /> =`' ' M ""'j� more of tiie uctions�et forth above within 10 duys of the givin� of notice.
<br />":j:-: . .'�s;dr.' Form 302U 8/SO ---
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