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<br /> = 7�0(iE7'HF.it WITH�11 Ihe Impmvements�ow or hem.�fler ercctcd on ihe pmpeny,and all e�sements,appunenpnces. �-
<br /> - -- __ . . . ---- - �d fixturca aow or hereafler a piut af the propeh9. All ropl�cemrnls�td addi�iana shall ala�be mvaed by �hic Security =-
<br /> In�nt. All otthe fate�dng ia netemed ta in�hiR Secudry In�qument�s�he"P►opedy."
<br /> - 80RROWER COVENANTS thu Bamwe�io I�wfidly seised of�ha estute hereby wnveyed �nd hrs the right ta gram _
<br /> � �;- � ,.��� and convey thoprop�y and thst the Property is unencumberod.e�eept for encumbrances of record. Barowcr wuranw and —_
<br /> ,� ��� wlll defeod ga�eraliy tfie tide to the Rvperty�g�inst all cl�ims and denwnd.s.wbject to any encumix�nces of record. ��:
<br /> - ,..� - �f THIS SBCURI'fY INSTRUMBNT rnmbines unifam rnvmants for national use und non•Mnifam*covenanlr wilh �=_
<br /> '"'' � limited variutions by jurisdlctian to constitute a unlform senuiry insdvmrnt covering rrul propeny. r`�>';
<br /> ��' I' UNIfaORM COVBNAN7'S. Borrower and l.ender covenant�nd Agrce as follaws: .:;
<br /> --°-•��� l. P�ymenl ot Priacipwl aad Inter+est;PrepsymeM aad Late Ca�es. Barrower shull prnmply pay when due the
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<br /> ::;:�;�A,:�';;"` `'" princf of and interest nn Ihe debt cvidenced by�ha Notc and any propAyment und late charges due under the Note. `•'__
<br /> ..L,���.' � �nds tor 7luces aad Insurnece. Subject to applicsible aw orto a written waiver by Lender,Bas+ower sl�all pay to
<br /> l..ender an the day monihly payments une dua undcr the Note,until the Note is paid in i'ull.a sum("Flaids"1 fcx:(a►yeazly
<br /> . � '''.~ �:�'' � toxes and assessments which may apai�priority aver�his Securiq Instrwneal us a lien an the Pro�+erty;lb)yearly Icasehold
<br /> � ,,� T paymenta or ground renls on 1he Property. if any: lc) yeutiy Uazard or property insur.�a�ce��noums: ld) ye�uly flood �^'
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<br />„�'�"�,�:::�r1�. insurance premiwns, if su�y: (e)Yeady morlgage insurmce prcmiums,If uny: and (� avec ��papable by 8orrower to 3;:
<br /> .``:�' ' ' � Lender.i�accordonce wilh the provisioas of paragraph�,in lieu of the paymen�of mor�age eaa.r�.�mce premiums. These
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<br /> �-"'�-. •,�.•�,,�: .."s�` >�':'� items are c�lled"Escrow Iterns." Lender maX.��any lime,collec�a�d hold f�nds in are umrnoumi mbi��a eaceed the maximum : 'i i:r;:
<br /> t¢�:��� _ � amount a lender for�federaRG}nlated mant�age loan m�y requhe for Borrower�e.s�rnu• acc�nue�t under the fnlernl ReAI � �n�.�;;_
<br />_ . �°� .." ` • Fswte Sepkment Procedurea�Tt af 1974 a.y amendect f�am�imie to time,l2 U.S.C.§2k+'�1 eT seq.�"RESPA").unless another ���E;
<br /> Iaw Uut applies to Ihe Punds se�.c a teaser amou�l. �f n�,�.ender nuy.at any time,colleca v�d 4iol�ffar�ds in an amaunt not to '�°�-_
<br /> - exceed the lesser amount. Lender ma�r esium�nQe t1u amount of Punds due on the basis�ot cu itemt data and rea.9onable. � �'�"`
<br /> --— �stecnt+ccw o[cM�atlilutti.i ur iuiu�C Exivw iiaa�a�u►u[I��wl�i�1.�►co=dancc uiitt sppllca`�lc;au�.
<br /> ' � �,�;'��.*, 'fhre F�O.; s�all be held In an instit�¢iun wlwsc deposils yre insured by a federud ngcncy. instrufientuliE�, or enlity ,
<br />�%+;;'�•�` •. '�""� (uF�•fu�ing l.ender,if I.ender is such an instituaan)or in any Federal Home Loan Bank. �Lender shall s�ppl�•ahe Fun�ls tn pay �i,�,�
<br />-"`�'�r• ,�..�.•�.,�:`-: tP�e �Fscrow Items. L.ender ma not c e Bomower for holdin and 1 in the F"ads, annu�lly anu7yzi�a�z��hr escrow ��:,
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<br /> =v��;N; �:;_:;,:;t.� accoun�or verifying the Escmw [tems, ueiless L.ender pays Borrower intercst on t4ie Funds and nppficabk law permits =_
<br /> �r%°�'�'y•�r`` •• ,',, •d- ' . • I.ender to make such a charge. However,Lender mey require Borrower to pay a one-time chnQaxe f�u an independent real �'N�;,
<br />_• �'��'''" '�.'�," . y�.,;;":-.. estate tau reporting service used by l.ender in connecdon with�his loan,unlesa applicable law prAVid�.�aherwixe. Unless an �.-
<br /> � � ' � ' �` :::i� agreement is rrwde or applicuble law requires interest to be paid. Lender shall not be requirsd to pa.�artower any(nterest or �_�
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<br /> "" ' ,• :�.:;; earnings on Ihe Funds. Bomower nnd l.endor may agae in wriang,however,that interest shail bc paid an the Fu�ds. I.ender �-
<br /> F . `..-; . �-�'�'`•T shnll giva w Borrower.wilhout charge.an ennual accouming of Ihe Funds.showing crec�iGs nnd d�Dits W tho F�nd.;and Ihe �
<br /> f y�`•j 4� �` �� u for which c.ach debit to the Fuods was made. The Funds are led ed as addltional secu�i ty Fot all suri�s secured by
<br /> „�a( ';''� ��y i�''t�+„!�' � • . P � P 8 „
<br />��~ 'i.�,:,, . . . 4� ihie Securily InstrumeM. r_
<br /> -`�,°`'����- � • if she Eis�ls held by L�r excs�ed the amo�nts pain{ttzd io be held by applfca6le lati�•, l�e!+�kr shA14 eccnunt M —�-
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<br />��;;f�� t •x� '` �� � Bor.ower for the excess Funds in nccordance wilh the�e�juiremeats oi appllcable law. If the amaunt of the Funds held by
<br />'�' ``` } '� �`'R�.�t( � �Lender at any time Is not sufficient to pay the Escrow items when due,L.ender mAy so notify Bonower in wriling.and,in
<br />-' "''' f=�u.': �:� s u ch c a s e Borrower shall to Lender the amount nece w rnakt u the deflciene Borrower st��ll make u the �._
<br />°=e;.>F�t �.:�i�r,, .:� PaY S�Y P Y• P _�_
<br />� '%h`�• ' deficienc in no more thnn twelve monthl n ments.at Lender�s wle cD�x�retion. _�
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<br />��-�..�.R ' ' � Upon payment in full of all sums sc4ured by this Sccurity Instrume��,Lender shall prompt8��r�fund to Barower nny
<br />� "' ���:�,,,..� ' ' Funds held by Lender. If,under pa�grnph 21,Lender shall acquire or seii the Property,I.ender, prior�o the ucquisition ur ��.`
<br />•� °�'' Peh!'• PP Y Y Y 9 88 �°_
<br /> c �-:r ,s sale of the Pro shall a 1 An Funds held b Lender at the time of ac uisitaon or sale as a credil a inst the sums
<br /> ' • ��"'.• �l• secured by this Securiry Instrument. —-
<br /> %„` ; ���:" ` 3. AppUcatlon of Paymrnts. Unless applicable law provides otherwisc, ull payments r�eceived by Lender under
<br /> . �""'� `s h"' hs 1 and 2 shall bc a lied:fi�s�,to an re a ment chur eS due under the Note;second,to amounts able umler
<br /> -P '•,� . �'..�` ' •� •�i;;i.. P�B�P PP Y P P Y B • PeY -_
<br /> `� •td:"• " ,.:,;;:;,: paragraph 2;third,to interest due;faunh,ta principal due;ond last,to nny late charges due under tl�Nc�1e.
<br /> ' E�•�''S �` `'';:';y 4. Cdar�es; Liens. Borrower shuSl pay all uuees,assessmen�4,charges, fines and imposidons attribuwble ta the .
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<br /> ° '�'�''•:'•�������t�'° i'rc�perty which may attain priodty over Ihis Security Instrument.md leasehold payments or�round r�ents,if eny. Borrower
<br /> ' �',�'''�'��` ' sha�tf these obli ations in ttsc rosnac: �'3cd:n a.a A h 2,or if not id in t�aat manner,Borrower sh�ll a them on `-
<br /> �'�' , • ?'�'ti Pey B Drc:. p ' � � Pa P Y -
<br /> � x,-: , �•;;; ;:��;�#��, x,, tira�e directl to the rxon owed a nt. Horrower sha9C mm d fumish to Lender a19 notices of amounts�o be aid under :'"-�
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<br /> ,. �•,�• � this parograph. 1f Borrower makes these pa}ments dircctly, $orrower shl:li promptly lumish to Lendet receipts evidencing �_��;
<br /> , �. ''��' r . the payments. ��--
<br /> rJ• • ' � �a"o� Borrower shall rom tl �dischaz e nn�,ii�n which hus riorit over tAis Secudt lnswmem unkss Borrower.(a)a rces
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<br /> � ';,��� ��•, � •`� ^ in writing to the payment of t0�e obliga�ion secured by�Ise lien in A munaeracceptable to Lender,(b>rn�tests in goad faith the a�=-
<br /> • ^• � ��•`-� ��;°•���' � lien by,or defends against e�aforcement of the lien in,legal praceedings which in the�:ender's opinian operate to prevent the �s,:r
<br />:�"y'�•� :�.,.,�In...:.���:4�• enforeement of the lien;or(c7 secures from the holder of the lie�an agreernent satisfactory to Lender subordinating the lien c,=,
<br /> `�`'��'%.;� _:�., • ;- ..'`�'M`'� to this Securin•Q�swment. If L.ender determines that nny pun of the Propeny is subject to a lien which may ntlnin priorit�� •�-
<br /> •�'' t' � "r�"�' •f.' over this Security lnstniment,Lunder may giv:�orrower a notice identifying�he lien. Barower sha1F saUsfy�he lien or take �`•
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<br /> �i•�i�;��,} o.:_ '• one or more of the actions set forth above wit��in 10 dAys of the givfng of notice.
<br />`°t., ,, � ,�..•1'. ,:,`� 5. Naz�rd or Pro rt 1ns�r�nce. Borrower shull kee ihe im rovements m�w existin �rla�eaafter eR+cct�d on the �
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<br /> ,;. • .. -"�� �+ ;, , Property insured against luss by fire,hazards included within the term"eatende�ccrv�rage"•rnd any other hazarcHs,ir�eluding
<br /> `•;' � '61 flood�or flooding, for which Lendet requires insurance. This insurwrce ahall be mainlained in U�e amoums and for the ,
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