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2023011 39 <br />prior encumbrances and interest thereon; to the Secured Debts' principal and interest; and <br />paying any surplus as required by law. Lender or its designee may purchase the Property. <br />Upon any sale of the Property, Trustee will make and deliver a trustee's deed that conveys all <br />right, title and interest to the Property that was sold to the purchaser(s). The recitals in any <br />deed of conveyance will be prima facie evidence of the facts set forth therein. <br />All remedies are distinct, cumulative and not exclusive, and Lender is entitled to all remedies <br />provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any <br />sum in payment or partial payment on the Secured Debts after the balance is due or is <br />accelerated or after foreclosure proceedings are filed will not constitute a waiver of Lender's <br />right to require full and complete cure of any existing default. By not exercising any remedy, <br />Lender does not waive Lender's right to later consider the event a default if it continues or <br />happens again. <br />16. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) <br />Environmental Law means, without limitation, the Comprehensive Environmental Response, <br />Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), all other federal, state and <br />local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters <br />concerning the public health, safety, welfare, environment or a hazardous substance; and (2) <br />Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or <br />contaminant which has characteristics which render the substance dangerous or potentially <br />dangerous to the public health, safety, welfare or environment. The term includes, without <br />limitation, any substances defined as "hazardous material," "toxic substance," "hazardous <br />waste," "hazardous substance," or "regulated substance" under any Environmental Law. <br />Grantor represents, warrants and agrees that: <br />A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous <br />Substance has been, is, or will be located, transported, manufactured, treated, refined, or <br />handled by any person on, under or about the Property, except in the ordinary course of <br />business and in strict compliance with all applicable Environmental Law. <br />B. Except as previously disclosed and acknowledged in writing to Lender, Grantor has not <br />and will not cause, contribute to, or permit the release of any Hazardous Substance on the <br />Property. <br />C. Grantor will immediately notify Lender if (1) a release or threatened release of Hazardous <br />Substance occurs on, under or about the Property or migrates or threatens to migrate from <br />nearby property; or (2) there is a violation of any Environmental Law concerning the <br />Property. In such an event, Grantor will take all necessary remedial action in accordance <br />with Environmental Law. <br />D. Except as previously disclosed and acknowledged in writing to Lender, Grantor has no <br />knowledge of or reason to believe there is any pending or threatened investigation, claim, or <br />proceeding of any kind relating to (1) any Hazardous Substance located on, under or about <br />the Property; or (2) any violation by Grantor or any tenant of any Environmental Law. <br />Grantor will immediately notify Lender in writing as soon as Grantor has reason to believe <br />there is any such pending or threatened investigation, claim, or proceeding. In such an <br />event, Lender has the right, but not the obligation, to participate in any such proceeding <br />including the right to receive copies of any documents relating to such proceedings. <br />E. Except as previously disclosed and acknowledged in writing to Lender, Grantor and every <br />tenant have been, are and will remain in full compliance with any applicable Environmental <br />Law. <br />F. Except as previously disclosed and acknowledged in writing to Lender, there are no <br />underground storage tanks, private dumps or open wells located on or under the Property <br />and no such tank, dump or well will be added unless Lender first consents in writing. <br />G. Grantor will regularly inspect the Property, monitor the activities and operations on the <br />Property, and confirm that all permits, licenses or approvals required by any applicable <br />Environmental Law are obtained and complied with. <br />H. Grantor will permit, or cause any tenant to permit, Lender or Lender's agent to enter and <br />inspect the Property and review all records at any reasonable time to determine (1) the <br />existence, location and nature of any Hazardous Substance on, under or about the Property; <br />(2) the existence, location, nature, and magnitude of any Hazardous Substance that has <br />been released on, under or about the Property; or (3) whether or not Grantor and any tenant <br />are in compliance with applicable Environmental Law. <br />I. Upon Lender's request and at any time, Grantor agrees, at Grantor's expense, to engage a <br />qualified environmental engineer to prepare an environmental audit of the Property and to <br />submit the results of such audit to Lender. The choice of the environmental engineer who <br />will perform such audit is subject to Lender's approval. <br />J. Lender has the right, but not the obligation, to perform any of Grantor's obligations under <br />this section at Grantor's expense. <br />ALVIN D KOWALSKI III <br />Nebraska Deed Of Trust <br />N E/4 bop e l a@ F00000000002 9 7 3024 N <br />Wolters Kluwer Financial Services, Inc.°1996, 2023 Page 5 <br />Bankers SystemsTM <br />1111111111111111 111 11 11111111 111111 111111 II 111 1111g11111111010111,111131111011111111111011111 <br />