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<br /> 5. I�IInmrd ar Pmperty Insurn�tce. Bnrrawer tihall kcep the improvements now exfsting ar heren[ter ercctui un U�c �-
<br /> , „ ' Amperty i�sured ugainst loss by fire. hn�Ard�: Inctudcd within the tcrm °extendcd caverage" und uny uthcr hu•r.ards, including �'-.
<br /> fiood�;ar floodinp. for which I.endec requims innurancc. ThiF insurnncc shnll bc muintuined in tiic wnounts und for the periads F_=.
<br /> �, .. ," thut L.emiec requires. The insurunce curricr pcoviding thc insurunce shall he chosen by Borrower suhjcct to I.�:nder'F upprovul �,_.
<br /> � which hhall not be unreu.4anubly withheld. If Hocrower fn11s to mulntain cavcrugc describc.d ubove, i.endcr may, ut l.cndcr's � ;;`
<br /> �> aptlun,obtain coverago to prmect I.ender'�riBhte in the Property in uccordunce with purngr�ph 7. � �_
<br /> �' r All insurunce palicies and �enewnlx shall ho ucceptnble ta I.ender und shnll include a sta�idard mortgage cluuse. Lender �
<br /> •"�'- � shull l��vc thc right to hoid the palicfes and renewuls.If I.cndcr rcyuires. Borrowcr shull prompdy give to L.cndcr all recelpts af �� �`'
<br /> ' puid prcmiums und renewol notices.I�the event of loss.Barrower ehull�1ve prompt no[ice ta the insurnnce carrier und l.ender. `—
<br /> � � ` I.ender may make proof of luss if not made peumptly by Battower. —�-=
<br /> '=:�%a�-'�"'S
<br /> Unless L.ender und Borrower otherwlhe a�ree!n writinb,insumnce procceds shull be applied to restoration or repuir of the �'
<br /> ,,.r,�: Properry ciamaged. if the resrorntlon or rcpalr ix ecunomicailly fe�lble and Lendcr's securlty is nnt lessened.If the restaration or � �_
<br /> � � repair ie not ec,�nomfcally feusible or I.ender's secudty would be lessened,the lnsurance praceeds shall be upplied W the sums �, �:,-;
<br /> �:
<br /> y secured by thia Secudty Instrument, whethar or not then due, with any excess paid to Burrower. If Borrower auundons the �
<br /> ` • : Fragerty, or does nat unswer within 30 dnys a notice fram Lender that the insurance carrier has offered to settla a ctaim,then
<br /> �.'��' • ' Lender may collect the insur�►nce proceede. I.ender may uce tho proceeds to repair ar mstore th� Pmporty or to puy sums �;;:
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<br /> �"�''�`' secured by this Secudty Instrumcnt,whether or not then due.Thu 30-day perIad will ba�in when tho noti�:c is given. �?�'�
<br />;.'`i�j' " �' Unless L.endcr and Borrower othenvise agree in �vriting. uny application of praceeds co princlpal shell not exteiid or ��::
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<br /> ' °�,, postpone the due date of the monthly payments referred to in paragraphs 1 und 2 or change the amount of tha paymenta. If �,u
<br /> ' �,: undar paragraph 21 the Property is acquired by L.ender, Borrower's rlght to any tnsurnnce pollcies and proceeds resulHng from '_�
<br /> � damago to the Praperty prior tu ti►e acquIsltion sha11 pa.�s ta Lender to the extent of the sums secured by this Secudry Instrument �.
<br /> immediately prior to the acquisltion. �'�_`
<br /> �:1#.., � 6.Qzcupancy,Preservatian,Mnintenance and Pratection of the Property;Bur¢'ower's Loan Appltcation;I.ensehalds. -
<br /> Horrower sha!1 accupy.eswblish,and usc the PropeKy as Borrower's principal residence wtthin stxty days after dis execution of a',-,'
<br /> '''�� � + thia Securiry Instrument and shall c.ontinue ta occupy the Property a.�Bottower's principal residence for at least one year after —
<br /> •• " -�� ;� tho dnte of occupancy, unle,gs Lender otherwiso a�rees in wrtdng,wMch cansent shail not be unre�sonubly withheld,or unless __
<br />���,�,°�;" oxtonuntle�g ci�rur.�stances exist whlch arc beyond Barrower'S wntml. Borrower shall not destroy, damage or impair the
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<br /> Property. allow the Property to deteriorate. or commit waste on the Property Borrowcr shall be in default if any forfeit�ue
<br /> �"t?`" °�+.t action or proceeding,whether civil or edminal, is begun that in L,er.der's gaocl faith judgment could result in fodetture of the
<br /> , Pmpeny orotherwise materiully impair the lien cret►ted by this Securiry Instrument or Lender's secudty interest.Borrower may
<br /> ' ��Fj � cure such adefeult and rainstate,as provided in pnrngraph 18,by causing the actfon or proceedin�to be dismissed with a ruling
<br />:;;;;:; � ��. ; chac. in Lcnuci n �oc,� faith dctcrminatian. gterlu� forfeiiter?�+f ihr_. Rnrrower's interest in tho Property or other n�atedal
<br />�:,i;:'t�,. � impnirment of the lien creatad by this Security Instrument or L.ender's secudry Interest. Borrower shall also be in default if �
<br /> ��"�' Horraae�,during the loan nppllcution ptocess,gnve matedelly false or inaccurate informatton or stutements to Lender(or failal _
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<br />�;��<�",.. -� to provide Lender with any material infarmauon)in conne�K{on with the loan evidenced by the Note.including,but not limtted
<br /> ;�' , ''�'� to,re resentat3ons wnceming Horrower'R accupancy of the Property as a principal tesidence.If this 5ecudty Insqument is on A
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<br />-`'�� • � ' lensehold.Borrower shall comply with all the provi93ons of thc leuse. If Borrawer ncquires fee titta to the Property. thc
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<br /> • '9� ��� leusehold and the fee title shall not mer�e untcss Lender agc+ees to the merger in writin�.
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<br /> -'�,�,.;,,;,,.,;, � 7.Protection of Lender's RiQhts in the Property.If Borrower fe31s to perform the covenants and agreement�con n
<br /> '—;;, •� this Socudry Instrument.ot there is u legul proceedtng thnt may sf�nircantly nffect Lender's dghts in the Property(sucl�as a
<br />- " � •.�«� pmceeding in br.nktuptcy.probute, for wndcmnntton or forfeiture or to enforce luws ar regulntiona),then Lender may do and
<br />`��:'��,-;•��� pa y for whatt;ver is nc�cessnry to protect the value of the Properry and Lender's rights in the Property. Lertder's actions may
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<br /> -```r"'"''``� include paying any sums secured by u Iten whtch has pcior�ty over this Secudry Instrument. uppea dng in rnurt, pay ing
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<br /> '�" n�'""� re.usonnbla attorneys'fees ond entering on the Property to makc rcpairs.Although Lender mny take nct�on undor thia paragreph
<br /> '-'`�'��"�� 7,Lenderdaes not have to do so.
<br /> �'���'.'.;q`� Any aas�ounts disbunsed by Lendcr undec this pnmIIraph 7 shall bccome udditionul debt of Bomower secured by this
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<br /> -� -'�-����; `�� Securiry lnstniment.Unless Borrower anc! Lender agrce to other terms of puym�nt,th��se nmounts ahnl!bear interest from the
<br />:�y��� data of disbursem�nt at the Note rnte and shuli bc puyeble, wlth i�terest. upon notice from Lendcr to Borrower requesting
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<br /> _������''Y S�IVlortguqe Insurunee.If Lendcr reyuired mortgage insurance ns u condition of mnking the loun secured by this Secudty
<br /> Instrument, Bflrrower shalt puy the premlums mquired tn mainuiin the mortgaIIe insurance in effoct. If, for any reason. the
<br /> 6'��.y� mortgage insurnnce coverage required by Lender iapsQS or ceas�;s tu Iw i��cffu:t>Bu��uwac ai��i1 pay thc pnmtums rcqulmd to r
<br /> ..r.�xciyi3l� obtnin covetage substentially equivalent to the mortgage insurance prevIously in effect.nt a cost substanttally equlvalent to the
<br />'', � �� ��, , cost to�omower of the mortgaIIe insumnce previously in effect, from an alternsite mortgage insurer epproved by Li:ndor. If
<br />: _, ;_�:;, k�, substantinlly equivalent mortgage insurance covernge is not availnble,Horrower shaQ pay to Lender each month n sum equal to
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<br /> u►^»;;,�, ,�.,a one-twelflh of the yearly mortgnge insurance premium bein�paid by Borrower when thc insurattce wvernge la�s or cea� to
<br /> . .•.;:�r.�'�;��t;�F`+ be in effect. Lender will accept,use and retsun these payments us u los9 reserve in lteu of' mortgaIIe insumnce. Loss res�rve
<br /> „�,, . . :ti�r,1{� Form 3026 srso
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