202300892
<br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and
<br />herbicides, volatile solvents, materials containing asbestos or formaldehyde, corrosive materials or agents, and
<br />radioactive materials; (iii) "Environmental Cleanup" includes any response action, remedial action, or removal action,
<br />as defined in Environmental Law; and (iv) an "Environmental Condition" means a condition that can cause, contribute
<br />to, or otherwise trigger an Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence, use,
<br />disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in
<br />the Property. Borrower will not do, nor allow anyone else to do, anything affecting the Property that: (i) violates
<br />Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects or could adversely affect the value of the Property.
<br />The preceding two sentences will not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of
<br />the Property (including, but not limited to, hazardous substances in consumer products).
<br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any investigation,
<br />claim, demand, lawsuit, or other action by any governmental or regulatory agency or private party involving the
<br />Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge; (ii) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release, or threat of release of
<br />any Hazardous Substance; and (iii) any condition caused by the presence, use, or release of a Hazardous Substance that
<br />adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory
<br />authority or any private party, that any removal or other remediation of any Hazardous Substance affecting the
<br />Property is necessary, Borrower will promptly take all necessary remedial actions in accordance with Environmental
<br />Law. Nothing in this Security Instrument will create any obligation on Lender for an Environmental Cleanup.
<br />25. Electronic Note Signed with Borrower's Electronic Signature. If the Note evidencing the debt for this
<br />Loan is electronic, Borrower acknowledges and represents to Lender that Borrower: (a) expressly consented and
<br />intended to sign the electronic Note using an Electronic Signature adopted by Borrower ("Borrower's Electronic
<br />Signature") instead of signing a paper Note with Borrower's written pen and ink signature; (b) did not withdraw
<br />Borrower's express consent to sign the electronic Note using Borrower's Electronic Signature; (c) understood that by
<br />signing the electronic Note using Borrower's Electronic Signature, Borrower promised to pay the debt evidenced by
<br />the electronic Note in accordance with its terms; and (d) signed the electronic Note with Borrower's Electronic
<br />Signature with the intent and understanding that by doing so, Borrower promised to pay the debt evidenced by the
<br />electronic Note in accordance with its terms.
<br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />26. Acceleration; Remedies.
<br />(a) Notice of Default. Lender will give a notice of Default to Borrower prior to acceleration following
<br />Borrower's Default, except that such notice of Default will not be sent when Lender exercises its right under Section 19
<br />unless Applicable Law provides otherwise. The notice will specify, in addition to any other information required by
<br />Applicable Law: (i) the Default; (ii) the action required to cure the Default; (iii) a date, not less than 30 days (or as
<br />otherwise specified by Applicable Law) from the date the notice is given to Borrower, by which the Default must be
<br />cured; (iv) that failure to cure the Default on or before the date specified in the notice may result in acceleration of the
<br />sums secured by this Security Instrument and sale of the Property; (v) Borrower's right to reinstate after acceleration;
<br />and (vi) Borrower's right to bring a court action to deny the existence of a Default or to assert any other defense of
<br />Borrower to acceleration and sale.
<br />(b) Acceleration; Power of Sale; Expenses. If the Default is not cured on or before the date specified in the
<br />notice, Lender may require immediate payment in full of all sums secured by this Security Instrument without further
<br />demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender will be
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 351128 07/2921
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<br />IDS, Inc. - 93193 Borrower(s) Initials
<br />ID IRENE7I
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