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<br /> TO�ETHBR WITH�I Ih impraventent�now a hcrcAfler e�xlod a�Ihc Pn�peny.and MII casc�nx�m�,u�uhunwnco�,
<br /> — -- md iixlu�nuw ar t�pDer a put oF thc popeAy. All �pl�cemema�nd addi�iam x�Wl al�a be covmed by thin l4eeuNty
<br /> lawumem. All of Iho fixe�oiry is afeeod a in�lar Sacurity Imaumenl u Ihe"P1t�penY•�
<br /> - - BORROWER C'UVENAN'f'S Ihu Hcxrawcr is fawfully sei►�ed ut 1hc cW+�i�ikichy cun��y.:d�tid it�.thc d�h1 tc�qrant --.
<br /> �1 rnnvoy Ihe Pm�nty and Uw the Pt�openy is unencumberod.eace�N fix enrumbrwcc�of m�mJ. B��mM•er warrnnl�and
<br /> _ wlll defcnd Qenenilly ihe INIe�a Ihc Pn�perly a�umt all ct�imw und dcmwNlti.aut+ject a uny cn►um�c.�►f nti�xd. �.-
<br /> _.``i TNIS SL?Cl1RITY INSTRl1MENT cambincs uniFc�rtn cavenams for na�i�wl u.c w�J m�n•wdfcKm anvonwntr wllh
<br /> _- - 11atNcd Larladrsac bj judsdtciian to eem:t3tute n uaifeKm��d�y inntrument rnverinR rcal pio�+ehy. �-.-
<br /> UNIPORM COVENAM'S. Iie�rtnwer and l.en�ter cavcnont und og�ee us fallow�; _
<br /> _,:'• 1. P�y�tKM of P�eipd and Intere�ti P�sym�ml�nd A.wte Clui�es. BcNm�er,ludl{m�mp11Y puY when duo Ihc 4--
<br /> s''�>=• + princip�1 at and intercst on the debt evidencod by the Note ar�i any propaymeot und lao chwges duc u�ule�the Note. __
<br /> - 2, F1uad+i for 71�xee and losur�nce. Subject�a applicublo IQw or lo o writ►en wuiver by Lcndcr,sorn�wer�hall pay to =
<br /> -�,, '�i Lender on!he duy mantltly puyments am due under�he Nate,unt i l t h e Note is pu i d in f u l l. a sum 1"F un d�"1 for.In l y�A�ly _
<br /> --=:�,��,.: .,.,.,,,M uuces and assessmente w6ich mwX arwn pdariry ave��hiR 5ecu�ity Insuumem as a Ikn on the Propeny:lb1 yeutly leucehald �.-
<br /> a -��"' "�` n1s or round reo�s an d�e ii an . (c) rai har.ard or n Inc:wunce rem�ums: (d) corl flood -
<br /> ,�r• e Propeey. y y F �'�►Pe Y P Y Y �-�:
<br /> _—_ ____��.a i � prcmiums. if any: le► yeadX mongage in�u•�ance�nemiwns, ii'amg:and It� any suma pnyuble by Bon�nwer to --
<br /> I.enler.io acrnMance with�he provisiat►s of'pa�s�gr,�ph 8.in liea oi�he paXm�ent oi mrongage insuron�e premewns. These --
<br /> _.. i�pats are cailled"Escrow Nems.' I�eader maK,at amX�ime,colk�t r,�W hold Funds�nu�aa�+unt nw w exceed�e erea.wmum =
<br /> - " '�y. amount a lender for a `eder,�lly related matgage lo4u�may re�,uue(or Bomower�esc.�row xcaw under 1he P���c+iJ,Real �,.�.
<br />-`,'i -<�� . Estate Seplea�ent Pnocedure�Ac1 of 1974 as ameoded irom dme to ume.12 U.S.C. §26A11 ee sey_("RESPA"1.unless anat�er
<br />- -, .,�,k,� law tf�t applies to the Fund4 se�s a Iesser amount. If sn,Ixnder may.at any time.calloct and hold Funds in an umount not to
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<br /> eaceed the le�se�amouid. I.ender may estims�te the amount oi'Funds due vn the basis oP cwnmt dalu and neasonable �:
<br /> � �..-;�_� estimates oieapendilu�s o1'fuwre 6scn�w Itemc at Mherwise in acrnrdar�ce with appkabk law. � '_
<br /> -. —,- , ,,.�,,R The fisnds slssll tse held in zan inctiiution whnce depmi�c a� iasured by a fede r a l ugeney.insuument u liqr,ur entity -
<br /> • P'' •°.�. (i n c l u d i n g L e n d e r.i f l.e n d e r i s s u c h a n i n s l i t u t i a e�i i o r i n a n y F r d e r u l Home Lo�nn Bank_ l.ender shstll a p p l y�he Funds to p a y �---
<br /> ��: the Escrow Items. �ender may not charge lkx.�r��+wer for halding nnd applying the Funds, annunlly analyziag U�e escmw �"•'�
<br /> 7�''�� . � accoum.or varnfying nhe E.scrow Items. unl.,� tiender pays Borrov►er intenest on the Funds und applicable law pe�nits --_
<br />"j`'��'r �"•'�'� ' � ' l.endctr to make qa���n a charge. However,Lendar may requine Borrower to puy a aie-�ime churge far an independent r�eal
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<br />:;l�Y, � ,;,. estate�u►t'tepo�ting service used by I.ender in wnnecdon with Ihis loan,unleas applic�ble luw provides otherwise. Unless un �•'_
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<br />;t� ., �T� T���°���;yr,c epeemeaat is mude or opplicnbk law requires Interes[to be pAtcl.L.ender shall na b.:required to pay Bortower any iMercst or a—
<br /> `�.. . �'•'�'t,,..�i'''':����°t'�,�_.. eannin�s an the Punds. Aomower and l.ender may agree in wrlling.however.lhut interest shall bc p�id a►whe Funds. Lender �_6
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<br />,;: y,;� :'•4:° shalU�ive to Borrower. wilhout churge.an unnwl uccaunting of the Funds.showing credits and delµts n►ahr�unds and the =
<br />°��. ,:::' pnrpc►sc tiax which euch dcbit to the Funds w���r�ade. The�unds arc pledged as additia�wl security fa�1a sumR secwpd by �=
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<br /> .' Ihia Secusidy instrument. �:+'
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<br />::;:f :';,,;.---�-.�--,r'.'�,,;��, �< <�c f�nds h�1d by L:;..�.. .�cseed the umoants.;c.......id to be held by a��%�:�hlP�nw, I.encler ciw1D awawnt to
<br /> 5=r'•;�;: �•, (,`'»�'��'�: e��rr�+wes for the extess Ftir��..in accordnnce with the rr��ui�ements af ttpplicuble law. Ii the amount of the�un�iy lneid by �,•,
<br />'„-•;s f''� "' Lenc3er ai any time d�nvt sufficieni to pay the Escrow ft�rmti +�hen due,Le�der muy su notify Burrower in wriNng,and,in �
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<br />�;5,.;;.,,.y. . �:,��;.;. such case Bcatvuer :�hpll pray to Lender the amount nec�aaary ro muke aa,F the deficiency. Bomower shell make up �he
<br /> ,`•1.,,� ."."':�,':'�'.. ° defkiency in no m��re than twelve monthly puyrm�ats.a�Le�rcicr�sule discrrtSon. �--
<br /> ' "�' Upon payment in full of all sums secured by this Securi�y Inswmen�.Lender shull prompUy refw,cd to Horrawer any .�._:
<br /> �.frl.,. - ..`f,-y.��: ' i,�,� � �.
<br /> � t "� � Furo�B.held b L.ender. Ii,under ara rn 21,L.ender�h�9! nc uire or sell the Pro rt Lender.prior t�ahe�h: auuu4on or
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<br /> ,.�;~�' --- sole oT the Yraperty.shall aPpIY any Funds held by Le�kr �u�he�in�af acyuiailiun ur.ul�as a«eJil:+taiuxt tl� �ums
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<br /> ,:��y,,...,:• aecured hy this Securily Instcument.
<br /> � 3. A licatioa ot PIa ments. Unle,� npplicat�fe law ovidea othenvise. aN a ments receiver! h� l.endtr under �"
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<br /> '�,;;. ; � �ti. �. pava��phs I and 2 shull be s►pplied:first.to:►ny prcpayment rhnrges duc under the Note;second,to am-aunts pa�yable under
<br /> , � '"��,,�.�i` � �,%:., � p;�a�ruph 2;�hird,to interest due;fourth,to pri�n:i�al duc:aacl inst,to uny latc chvrges due under the Note. �_
<br /> �`". ' " ,��"��, �: • 8. Cbar�es; Liens. Barm�wer xhall v all talces, as•essmems. churges, finc-, �nd impositions anributoQ�Ir a��the �.�'�
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<br /> �°''� ' ; " ?' 's '' Propeny which may ans�in pricriey�ves Ih1:� �urity Inq�rument.uncl leavehold pnymer����T ground rents.if any. �unower
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<br /> '��,�;. � � �. ehall pay these ubligations in tl��TQd.+nncr prc+vaded in paragrnph�,ns a6 Qr,�u paid in iho� m.u�ner,Harrmwer shall pay�hem on
<br />.j,;�,`;:',;•';,� .� �� time direcdy ta tf�c�ersan owed pvymrn�. Bv�r�.�y�•ei 9ha1�pTOmpt�y fu�e.�t�n Lenderull notices of aar.4�ma�ls to be paid under �-__
<br /> ::�;'�'". ��• = '�`'�-�-s, this ro h If Borrower makes Ihese a�,mc�n�s c0ireca0y.8orrower sh.d! wn tl fumish to Ldruk�r c•ecei s evidencin ��'?=
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<br /> �� . 'o:�� .-:-,��.:,-•��-�,;• 1he payments.
<br />.��,, • ' ' ,;, '�,�� +9omower shull promptly dischorge any lien which ha>pr+oriry ovcr this Securi�y Inslrument unlrss 8orrower.la)ng� °�°
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<br /> �_�.t���;;�`�• �n w�ising to the paymer�t of the obligution secured b}•thr 7d�n in u munner accepwble to L.ender,(bl cc�+u�sts in good fstith the �ti
<br /> `'• '� � � + „_•��,�_"' � lien by,or defends agains�enfbrcement of�he lien in,le�al praceedinga which in�he Lender's opini��n c�rerate to prevent the
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<br /> ,,�'^+}� '� . ' "'=;•��� en foreement o f t he l ien;or(c 1 serures fran�rhe holder of the lien an a greement sutisfacto ry to Lencte�.�a�ordinutin g the lien � �-
<br /> ;�.�r. :' .�,, .,yt�"� to this Security Inswmenl. If Lender determi�r.that a�}�part of the Propeny is,ubject to u lien w�hicfi�may anain priority
<br /> • j��'N..•-• uvcr this Sccurity Inswment,I.ereder may givc Borrower a ri.�:ice identifying�hc licn. Aanower 9haiG satisfy the lien or take
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<br /> " . , s,•. x:> .,; . one or more of the actions set fvsJ:above within 10 dnys af t7+t,_%ving of noticc. .
<br /> 'r�� ' ,�,; :. ��,;'�".�� 3. Hazard or Properh Iwsurance. Bomower shall i�cep�he impmvement.n�»n ctis�ing nr Q�erenfter erectcd on the ,s.�;
<br /> . Propeny insuucc!against loss by fi�e,h�u.r�ndti included w•i�hin the term"ertrndeJ co��eraLC" :�nd an� cxi�rr hawrds,inrluding
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<br /> .`,,• . . - ;,�.-�.. :� Ooods ar fboding. for which Lender reyuines insu��. 'Pfi�i, insuraracr shall bc m;simauated in t�antounls and for U�e
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