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<br /> TOQ8771ER WITIi�II tho improvemenw naw or herca�ter creclod an the property.�nd all e�sanait�,apputten�noen,uid —
<br /> fixtunp noM �r hen�Rer a put af the Pmperty. All roplacemente and Additicxw clull al�o ba ooverad by �hio SocurUy
<br /> Impumajt.All of tho forcgaing is refened to in�h�w Socudty Iortn�mont��he'Propetty.'
<br /> BORROWBR COV�NAN1'S th�t Borrow�er i�I�wfLlly feical of the atwe hereby oonveyeQ and luu��he ti8ht�a a�nt u�d
<br /> - _. comrey thc Prope�ty atd that the l�eopeety is eneni.�umbered. eacept far encumlxan�r+a of r�ec<xd. Borrowcr wArta�p�And wiQ �
<br /> datpd genaally tl�e title tc�the Properiy ag�inst ell cWmti and denund�.wbject w any encumbrances of rocard.
<br /> THIS SECIJRiTY INSI'RUMENT oambines uniform covcnant�for naUanal use uM�wn-uniform oovenonle w�th limited
<br /> �arhtians by ju�icdiabn to ootntiwte a unifprnn eecu�iry inctrument covering r�al propettp.
<br /> __..._ _ ,t_._ —� tlNtt�ORM COVBNANT4.Borrower and Lcnder coven�uu and agro�es follwva: �-
<br /> 1. P�ymeat oi Ptiodpal and iate�+afi �Y�t wid Late l.'Inr�ec. Borrower shall promP��Y PpY whea due the _
<br />---- prbtcipal of and i�terest on the debt evidenood by the Note and any p�payment and latc charges due urwler the Nate. __
<br /> _-� 2.F'ando tor T�xa snd Inwr�. Subjat to applicablc law or co a written waiver by Lcndar. Borrowe�shall pay to --
<br /> — LeMer on the day monthlY paYments arc duc unde*�he Note.wuil the Note is paid in full.a wm t'Fuids'>for:lal yearly ta�ces
<br /> ' alld ACiCSS111C1118 WIIICII I11Ny AdAIO�Orlly OYtf'UIIS Sl+l1Al�y IIWNIIIlxll 8S L IICIt OII IIIC'PfiDpCily:Ib1 Yearly IeaseMld paynnents
<br /> � _ or�roand�nrs on�he 1'mperty.ii any:(cl Yauly luv.a�d a�apaty insurance pr�emiums:ldl yearly Ilood insw��ce premiums. -
<br /> i�'�3�':k)Y�Y�B88e insuranoe p�emiwns.if smy;aod:t)any sums payable by Borrower to lender, in accondan�r wi�h
<br /> "'=-
<br /> tUe p+nvisiaae of p�agmph 8.in lieu of the pAyment of_to�t,yTMdge insurnnce prcmiums.7liese items are eallad'Escrow Itert�s." —
<br />'�-`' l.rnder may. at arry time, colloct wMl hold Fw�wfs in un a�rnwnt not to exceed the maximum amuu�u a knder for a feder�lly —
<br /> .:-r�:{. --
<br /> :._,':;�+' r¢lued mongage laan may reqeirc for Borrower's esero'a aoawnt under the fedcral Real Fstnte Sc�t6;m�eat Procedures Ad oi'
<br /> `'`•..' 1974 As amended from timc w dmc. 12 U.S.C. Section F6��0 et srq. ("RESPA"). unleys anoti�er law chnt applies ca the Funds °/c�'
<br />;;;:';i � =-
<br /> : • sets ci ksser amount. If so. l�ender nwy, at any titne.weYeca And hold Fundc in an�n�ui�t not�t�rx�d the le�au amount. ,:
<br />-,°���. -- -- -- - L�aKirt may esliauute lhe amowN of Funds due on ihz bayi;�oi currcnt c;au and reaso�+ix euimaae�vf.oxpeaditaa�w uf Polero. , �::�
<br /> ��'S��'� &c�pw Items�r o:hzrwise in aaordance wioh r�plicable lpw. ---•
<br /> :"=:'u-� The_':Fw��s strell be held in an inst�tat�am who�e.deposits are �nsared by a ie�ferai ugC�wy. ;�.,t�unk:tuattty. ar cntity �=
<br /> �� ' (iecf���1L�maler,if Lender is such an insti�uidun►ar in aee3�Federal Home Loan Bank.Lender shall apply the Funds to pay the ' �_-
<br /> - Esc.r.u�OQ2ms. l.a�der may not charge Borrower for hu�dms;and applying the Funds,annually analy�3ng the escrow account,or - -
<br /> veriVying the�scdaw Items.unkss l.ender pays Aorrowar interest o�Ihe Funds and applicable law permits Lender to make such __.
<br /> _- a charge. Howov�:.Lender mey roquire Bomower to pay a one-time charge for an independmt re:at e�ca�te tau rcporting service
<br /> = used by Lender in connoctian wl�h this loan, unless applicable Iaw provides otherwise. Unlc�ss :ue agreement ia made or `_�
<br /> _ applicable law rcquircs interest to be paid. Lender shall not be required to pey Borrower any intesss� nr eamings on the Funds. ��`'i
<br /> - wer �s=:
<br /> le•FuoKls. Lcrnlcr sltall ive to Bomn .
<br /> 'dont c
<br /> -- ____ a ' writin however that interest shall be _.
<br /> w and Leider:na nx�n B
<br /> Bomo er .
<br /> Y � 8 � P�
<br /> r�� without charge, an annual secauawing o[the Funds, showing credits and debits to the F�crrcJs Avu�i ahe purpa�e i�r which each �i:
<br /> � r
<br /> " -�,f` dcbii io itae Fut�'s x'as s�de. 11te Purnis a::Y�Se�as sdditiona!sscur!!j'f97'8!I S!!!!!.4 SGC!!2Y'i��'f ohic'SCCUl34;�lnstnnt�n�. _�
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<br />. '�,;2:''�- � IP the FWec�s:�,1d by Lender excxed I�e acreounts permitted lo be he9��by applicable law.Wr�d�t�s'hwl�ATamulil tt�BOifOKcr �
<br />_�-j?%�'.`` � for the exeexs 1F'�nds iu acco�dance with the R<<�uirementx of applicuble'law. If the amount of the fiwar�s helt!by�.endtt At t��• -
<br />�.•'�l�''� ' time is tat sufficient to pay the Escrow Itenu when due, l.crrier may so oaify Borrowcr in writing.�ncl.in sueh case Botrower �r
<br />=��;ais. * •: _�_
<br /> _,��� shu9t pay to l.ender the amount necessary to mnke up the deficicncy. Borrower stwll make up the defi¢iency in na mure than
<br /> ',�;;: twelve monthlY paYments.at L.cnder's solc�di�rretion.
<br />__="�'�,�;' ',°' - Upon payment m tuU of aii sumc �erurcd by this �ecunry Ins�rurrxm, LcnJcr sh�ll prom�otiy refund to liorrower eny __
<br /> �'��� Funds held by Lender.If,under paragraph:1. Lender shall ncquire or sell�he Property,l.ender,prior to�he acyuisition or sele �_,,..
<br /> -;;,;�� _.
<br /> -';; •� af the Property.shall upply any Funds held by Lender ut the time of xquisit�on or sale as a credit against the sums secured by �._..:
<br /> 'p�t�, this Security Instrumcnt. �'=
<br />=`�`� 3.Applkatloa aP Paymep7s.Unless applicable luw provides�nherwisc,all payments received by Lender under p;uagraphs ��-1
<br /> ?.t!'�• 'i..t Li�•
<br />-,i�,;'.�, 1 ard 2 slwll be A�plied: fi►st,to any pnepuyment charges due under the Note: second,to anwunts payable under paragraph T: ,;_
<br /> '-n;''��` thiid.to inlercst due;founh,to principal due;and last.to any lute charge�due under�he Nwe.
<br /> "�•�`•i� 4.Cl�p �c; �•M�s� Borrower shall a ull tnxes,�ss��ments. chur e�, fines und im sitions uttributable to the Pro rt ��'��'
<br /> ;.-rre.. �'B P Y b'• Po 1� Y ���-
<br /> t�` r , which may attain prioriry over this Securiry Instmmes�t, �.1 leasehold paymem, or g�ound rents, if any. Bormwer shell pay
<br /> tlKSe obli suions in the manner rovided in ru rn h 2, or if not id in that m:mr�er, Bcuruwer shall them on time direcU ��
<br />-'�u{: � 8 P P� 8 P P�� PaY Y
<br /> �¢'���`'• ,�,� ''"` to d�e rson owod ment. Borrower shall mm tl fumish�o I.endcr:►II noticeti of amounts to be d under this h K��
<br /> .;f4i;;��� y�r,� : Pe P�Y P P Y P� P�S�p �
<br /> - - --- -Y If 8orrower makes these p a yments direcd y,Barrower shull promptly furni�h�o l.ertder receipt�evidencing the payments. �~''`'
<br /> �;��;� Bomower shull prompUy discharge any lien which hus priority�wcr thia Securiry In�trument unless Borrower.Ia1 agrees in . �
<br /> wriling to the pnyment of tlk oMigation necurcd by the lien in a munner ucceptable io il�nder;Ib)contes�s in gaod faith the lien ' �;�`"-
<br /> .. )1.'ti ti
<br /> .,��4'.. 1 N.'
<br /> *iF�: • by, or defendg againsl enfor�enaem of 1he licn in, Icgal prckcedin�s which in itr.� Lendcr', npiniun uperute lo prevent the ��`�_
<br />�•��.� • �,,s'�,, �. , enforocmenl af the lien:or��1 u�ures from the holdcr of�he lien:ui�a�_ca�emcnt r�utisfsM:tory tu L.cndar subnr+din�ting the lien 1� . �;=
<br /> �a' �. '� �,�`�• this Securiry Instnimcm. If l.ender Jeterma�ncs that :u�y p:ut uf Ihe �'r��pc rq• i�+ubjc�t to a lirn which m•ry atwin priority over �,�
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<br /> ,... � �i;r�.. �,y, tAis Security Instrumcnt. Leixler may give 6cerrawcr a reat+rC iJemitying thc licn. &irrowcr rhall tiati�f'y thc licn or lalre one ur ��
<br /> • .r.,.
<br /> _ .i,. ' •;�, . aw+re of the actions sct forih above wi�hin t0 days of the g�vettg�if notier.
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