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" .. � . /l " - - _ .. „ � ..'ikpl{}(�MMYtM•�r.�..: - ' . .• _- . � .. .:.."qYlYly.M, ' ..j.. �.,9r•' , .? . „ , .. , I . I �`•;: � .. 1'OtI�TNCt2 WITH nll the in�pmvementA no�v ar herrnfler erected nn the pmpeny,nnd nU ensements, appurtenances,and � '�= fiatures now or hereaRer n pnn ot the prnperty. Atl rrpin�ementa nnd ndciNinns shnU aleo he nwered by this Security I ,J Instro�ttent. All of thc f.rrcgaing fe refcrned to in�h{a Sccurtty Inatn�ment ns the'P�operty." � _� BORROWEiR COVBNANTS thnt Borrower In l�wlUlly 4etsrd nf the egtate hereby cnnveyed nnd hns ti�e ri�ht to arunt and •- eonvey the Propeny and that the Propeny is unrncumber,rd, except f��t encutnbrnnres of tecord. A�rmwer warr.ints anA wfll � � � � " defend genernlly the titte to the l�noperty ngninst nfl cleims c►nd demnndv, suh�ect tn nny encumhrnncev of record. � � THIS SL•CURi7'Y INSTItUMGNT cumbines uniform covemmt4 fc+r na�i��nnt uce nnd non-�mltnrm covenan�c with IimiteA � - vuriations by judsdiction ta constitute a uniforn��ecurity instrument caverin�renl properry. � ' UNIFORM COVENANTS. Borrower and I.endcr covennnt nnd ngree a4 follnwn: _ ;:;��;. �, 1. Paymeni of Prtncipai and Qntere.�tt 1'reRuyment and Late Charg�. Borrowet shnll pmmptly pay when due the � - ,t principal of and intemse on che debt evidenced by the Nate and nny prepayment nnd Iate chnrgen due under the Note. ,, ' ��; 2. FL�eds for Tosxc�and insurance. Subject to appHcnble Inw ar to a wdtten walver by I.ender. Banower shnit pay to � txuder on the dqy monthly payneents c�re due under the Notc,until the Note ix pald In full,a sum("Funds')for:(a)ycarly taxes " and asscssirtents wdich may attain prtortry over thia Sccurity Instrument as a lien an the Properry:(b)yearly Iensehald payn�enta » or ground rents on the Property,if any;(c)yeaaly hazarcl or properry insuranco premiums;(d)yearly flood insuranrx premiume, f lf any: (e)yearly mort�age inaurance premiums, if any; and(�eny sums payable by Borrower to I.ender, in accordnnce with I_• - the provisions of paragraph 8,in lieu of tQe payment of mortgaBe insurnncc premiuma.These items aze called "Escrow Items.' �;,_ l,ender may. at aay ttme,collect and hold Fuads in nn umount not to eaceed the maximum amount a lender far a federatly __ i relute�l morzgage loan may require for Borrower's escrow accouut under the federal Rcel Estate Settlement Procednres Act of -- }� 1974 as nmended from dme co time, 12 U.S.C. Sectiott 2801 et seq.("RGSPA").unless anather tativ that upplte:► to the Fu:ed+ ___ ��#� sets a lesser amount. If so. I.endet may, at any time,oollect and hold Funda in an amouat not to exceed the tesser amount. " •• ` Lender may estiruate the azaount of Fuads duE on the basis of current duta aud reasona�le estimates of eapenditures of t�tein _ _ ,� Escrow Items or othenvise in�cxordaace vvich appl[cable law. � The Fuads shall be hetd in an insdtudon whose deposIts are ixLVtiured by a federal ageacy. i�sttumenwlity, or entiry p�.. - �;�' (imcludia�I.cnder.if I.ender is:s�ch an instit�►tlon)or in aay Federitl Home Loan Btmlc.I.ender ahall apply the Fuscds to pay the ___ � Essmw Items.Lender may not charge Borcower for holding and applying the Funds,�wnually anatyzinB the escro�ar acuount. or _ „ vortfying the 8scrow Items. iwless I�nder paya Borrower interest on We Funds and applicable law permits Leader to make such -- , a c�arge.However.Lendee may requaso�oaaower to pa}r a one•tiaie charge for an inSependent real estate ta�c mpnrtiag servis� ' usEd by Lender In oonnection with this loaa, unless appllcable law provIdes otherwise. Unless Aa agreement la made or = , ' ttipplicnble law requires iatereat to be paid.lxnder shatl not be rcquired to pay Bornnwer any{aterest ar esiniaga on the Funda. _