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13Y211S8Y T <br />INST 1013 OOS45 <br />When recorded, return to: <br />Mortgage Research Center, LLC dba Paddio <br />Attn: Final Document Department <br />550 Veterans United Drive <br />Columbia, MO 65201 <br />800-884-5560 <br />LOAN #: 480522106015663 <br />CAH C �'I (p,°° <br />CH K <br />REFUNDS: <br />CASH <br />RECO "gK <br />HALL C`, `;' NE <br />Z013FES -J :5b <br />WOLD <br />REGISTER OF <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />FHA Case No. <br />321-3945529-703-203B <br />MIN: 1003502-9106015663-4 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated February 2, 2023, together <br />with all Riders to this document. <br />(B) "Borrower" is RIGO ESTRADA AND RAMONA ESTRADA, JOINT TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Mortgage Research Center, LLC dba Paddio. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />ICE Mortgage Technology, Inc. Page 1 of 11 <br />Form 3028 1/01 f/ <br />Initials' <br />� <br />NEEFHAI5DE 0721 <br />NEEDEED (CLS) <br />01/31/2023 10:32 AM PST <br />