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WHEN RECORDED MAIL TO: <br />FIDELITY NATIONAL -LPS <br />P.O.BOX 19523 <br />IRVINE, CA 92623 -9523 <br />PIRTMILL <br />APN # 400049104 <br />LOAN NO.: -_F5027849 <br />53 <br />200110249 <br />SPACE ABOVE THIS LINE FOR RECORDER'S USE <br />DEED OF TRUST <br />THIS DEED OF TRUST is made this 5TH day of SEPTEMBER , 2001 , among the Trustor, <br />CHAD D. OAKMAN AND DANIELLE L. OAKMAN, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT <br />AS TENANTS IN COMMON. <br />(herein "Borrower "), <br />Chicago Title Company, a California Corporation <br />(herein "Trustee "), and the Beneficiary, <br />MILLENNIA MORTGAGE CORP., A CALIFORNIA CORPORATION <br />a corporation organized and existing under the laws of CALIFORNIA whose address is <br />23046 AVENIDA DE LA CARLOTA SUITE 100; LAGUNA HILLS, CALIFORNIA 92653 <br />(herein "Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF <br />DEED REFERENCE#: INST. # 97- 108088, DATED 9/25/97, RECORDED 9/29/97 <br />which has the address of <br />3103 State Street; Grand Island, <br />(Street, City) <br />Nebraska 68803 (herein "Property Address "); <br />(Zip Code) <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents <br />(subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be <br />and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold <br />estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated SEPTEMBER 05, 2001 and <br />extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 35,000.00 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of indebtedness, if not sooner paid, due and payable on <br />SEPTEMBER 05, 2016 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the <br />security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the <br />Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and <br />will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evidenced by <br />the Note and late charges as provided in the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to Lender on <br />the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds ") equal <br />to one - twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments, if any) which may <br />attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one - twelfth of yearly premium installments for <br />hazard insurance, plus one - twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated <br />initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be <br />obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior <br />mortgage or deed of trust if such a holder is an institutional Lender. <br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or <br />guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said <br />taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing said <br />LOAN NO.: P5027849 Initials <br />NEBRASKA- SECOND MORTGAGE -1 /80- FNMA /FIIIMC UNIFORM INSTRUMENT Form 3818 <br />DOCPREP SERvicF_v, INC. FORM - DEEDNE2 -2592 Page 1 of 4 <br />ORIGINAL <br />