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<br /> -___ S. flwtvi or property Incurance. Borrowe� shall kccp thc impmvement� now eziccing ar hercafte� erectai an the
<br /> -;� __ - -- F�ropeKY Insurod�Qainst loss by firc. haiands iocludai within the�erm "exietHled��n'era�e" wd uoy othcr he�rdw. including -
<br /> - tioadr or flooding. for which Lender rcquinw itwurance.Thi�insurnncc.hull iw:mAimaln�xl in the amounts�nci P�r the pe�lode
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<br /> ttwt Lander roquira. '1'he insu�nce carricr pmviJing �he in�urnnre �huli Ix:charen h� ��u��wec .ub}�,.�i t.z l.�:ndcr's appmv •
<br /> which xhwll not be unncASOtu+bly withheld. If Borrower fuiln a�muimuin r�wrr.�ge dexrihed above, l.ender may, ut l.ender's
<br /> • � optian.abtaio rnverage ta protect L.ender's�ighlF in the Pn�peny in ucc�►nlunce with puti�z�ph 7•
<br /> ` _. __ All insurar�ce policies and rc.newale shall be ucc�ptuble�o l.ender und shuil incluJo u rtuixlurd mnngoge claurK:. L.ettdcr
<br /> °=� ` choll have the right to hald�he palicies und�nnwula. if 4:udar ���quires, Rarmwcr shall pmmp�ly�ive to Lender nll rw�iptF�f _
<br /> {`�`.����''�� p�id premiums w�d renew�l nadces.In the event of loss,Borrower shull give pmmpt nmire a��he in!wrenre c,�rrier rnd t.ende�.
<br /> i`;'';�, L.ende�may mnkc proof of loss if not made pmmptly by Norn►wcr.
<br /> ° ' Unless L.ender and Bomawer cuhenvise agnoe in w�iting,insuronce pmceeds shull be upplied to res�orution��r repui�i�f the
<br /> �,1=����� Ptc�petty damaged,if the rostors�ttian or rcpuir is economically feasible�uW Lender's secu�ity Is nat lessened. li�he restomtion ar _
<br /> _ �;,; , �:-,t';;,',�-- re{wir is nat econamicully feasible or I.ender's xecutity would be tessened,the in�surnnce pmreeds siwll be applied to die sunu _
<br /> -��.t:� � • secund by this S�u�ity Instniment, whether or nat then due, with uny cxcess puid la 8nrrowcr. If&►rruwer ab�udora� tl'�e
<br /> -- Property,or does na�i a�wcr within 30 days a notice from Lender that the insuranc.�e��rrier hue i�ff'ered tu setUe:�rl:um, �hca
<br /> �. �' �� I.ende� m�y aallci�t t�he insurunc� �roceeds. l.ender m�y use the pra�eeds ta repair or restore the Propeny o� to p�y wms =-
<br />- �t. .�. secured by lhis S�nv�itv Instrumen7.wh�ther or nat then due.The 30-day periad will begio when the nulice is given. =
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<br />=---=--�r-�-�� ' '�'%.;;,� ' Unk�s lxncier :u�d Borrower othcrw2::e a�;��e in writing. any appiiti•c�utian of procoeds to priarip�l Fhull not extend ar __
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<br /> postpane the due clatt of the monthly paymenu• r�ternod to in paragrs�gni�s i and 2 or changc the Wntount of the paymenls. If =;
<br />..;'.; �• utidet puagraph 21 the Pmperty is xquired by L.ender.Bc►rrov�.�ee's dght to any insutnnce palicies und proceods resulting f�om U
<br /> _�;,,; � � dan�age t4 the Rraperry prior to the aoquisition shall pass 1�l.en�u tm�the eztent of lhc sums secured by this Security Instrument
<br /> _=- - - - -- lmmed;a�eiv cri�nr�o�he acqaisitfon. �
<br />:�4.+�::;�- .- - - 6. Oocupaa�cti, Preservatlon,Maiate�wr�ce and Protection ot tha Proprrty;Borruwer's I.�o Applicatlon;I.epsehold+. _
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<br /> t,;�. . �` -,� Barrower yh�ll occupy,establish.�xi use the Propeny us Borrower's princi}ral residence within sixry du�-s after�he execution ot'
<br /> m�'';� ' � " this Securit Instrument aod shuU �rontinue to occu the Pro n .us Bc�rrower's rinci al resi�nce for ut leust one eur afier -
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<br /> `''v„k; : the dut:of�xrupancy,unless I.endtr othenvise agrees in wriiing, which consent shall not t+e unne:�.sonably withheld, ar unless _
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<br /> . .}.� � •� � cxa�n�aiing circumstances exist which are beyand Barmwcr's contml. 8urrower shat! not destroy. dumage or impair the .
<br /> ''t�����•� � '��' •� 7�'ro ert allow the Pro rt ta dete�iarate, or commit wastc on the Pra c Rorrower shall I+e in dcfault if un forfeiture
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<br /> �=,�,,a�•# .,..,S,�yr�»�" aciion or procceding,whether civil or criminal, is begun that in I.ender's g�wd faith judgment could n:sult in forFeimre of the _
<br /> :�Y,I � •x` " ����s��� �openy or atherwise matedally impair the lien crea�ed by this Security ]ntitrument or I.eoder's security interexi. Bomower may -
<br /> ;�l�r ;, � ��'r._� .�t � . ��u�e su��h a dePault w�d reinstate,�.c provided in paragraph 18,by cAUsing thc nctian or pnx�eoding to be dismissed with u ruliog
<br /> -�`•;>;. � � � tba1, io l.ender's goad failh determinalion, precludes forfei�ure of the Borrawer's interest in the Property ar otlier mute�ial --
<br /> ':'�'f:r .., + i�npairntni uf iiie lirn crrui�xl by ii�ia Srxuriiy Iu�l�uorc�lt ur l.enitet± s��uriiy inicrest. Sars'qt�cr sha!! al:,o !te in defaulS if `
<br /> • � �`' �"'�'�'••'a��•`= .,;2• Borrower.duri�og the loan application procesx,gave materiaii�• false or inarcurate informaiion or xtulement�to l.ender(or faile+l -
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<br />:��+.?"�'�� =. ' °� y^-� to provide L.cixlc7�niah any material infornwtion► in connertinn with the loun evidenced bv the Nore, including,but not limite�i
<br />�,�...• o�J�pY{�1�"',. °•. IO� reprcsentation�concemine Borrower's accupancy uf�Ga�6�n�{�rty ac a principal rc.i�k:��,e. lt Ihis Security Inqtrumen� i+on a =
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<br /> ' '.+�`' `�• �'��'� lea.�ehold, &►rrower shall romply wi�h ull the provisions or �he leuse. If Rnrmwcr:a.x�uires r�e tit�e Io tF+� Property. the -
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<br />-° •y•x. �, ?.�, leasehold and thc fee title shall not mcrge w�lrss Lender ag�ee+t.�the merger in writing. -
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<br /> .�' � .> i'� 7.Protection of I.ender s Rights in th►iPr�perty.lf Bnrrowcr fAils to perform the covenants and;�;�reemrnts contained in -
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<br /> _"' °�s ������' t1�is 5ecurity Instrument. or there is u Icgal pror���ding that mAy signifirunUy ufi'ect Lendcr'� rightx in the Property (SIICM ti.5 ii =
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<br /> +'' :'�: `' "?;�„�F� pruca.�;Jing in bankruptcy,probate, fiir catKtemnation or iorfeitarc or to enforce luwti or regulatKmsl, then L.cnder ntay do und _
<br /> �-`'�'� ��"�' � ti+r whutever iti necessa to rotect the vulue ol'the Pro ert and L.enJer's ri hts in�he Pro n Lender'�actions ma °
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<br /> _ .�,?� '',� ��� '•` include paying any sums secured hy u lien which har prioriry i�ver this Security Instrumenl, appeuring in cnun, paying _
<br /> ,. ;�: .���!�+�.:�. �; .�' reasonnble attorneys'Pees und cntering nn the Propeny�o make repuir�. Aphcwgh l.eider muy luke wction under tfiis paregm,ph -
<br />'°�`�''�' ' �-°"''•" � `�k 7,Lender daes not have to do so. =
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<br /> � . ,�. .:� ,�,��, � Any nmounts disbursed by l.ender under this par.��-raph 7 tihall lxtii�me udcliainnal debt oi'&►rrower ��cured by this �
<br /> _',c'.^ �a'"..: •. Security lostmment. Unless Bom�wer und l.cixie�ugree u�rnhcr tcrms of p•ryment.�'�es� amounts shall lx:ur int�erest fram tfie �
<br />_ ' ' '���� �;�.�; date uf distwrsement vt the IVote rute;uid tiha1� 1+e p�yahlc, with intcre,t, up�m notice from I.erxier to Bormwer reqursl3�t -
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<br />"1� �"'�`� ;t � �y 8.Mort�ge InsurAnce.If l.ender requir�Kl mortgag�insurancc a.a r�mdition uf making the I��n secured b,y this S�cufit}
<br /> ="�.'��; .�--'�.r'���g'`'`�'`� � ' Instrwnent, Bonower�hall pay the premiums reyuireJ ��• maintuin the mortsuge in�un�nce in effe�K. If, for any rcucon, the -
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<br /> ..;:� , r ���,,,_,;., rnntigage inwrance covcrnge requir«1 by l.endcr lopses n��ca.�cs to bc in cl'fi�t, B��rrnwer.hull puy the premiums rrquired to
<br />•;�'..• ,r. �,�_ „ . ohtAin coverege substantiully equivulent�o the mongu�e ingur•rnce previnusly in effec�,at a cost.ubstontislly equivalent to the _
<br />`°''`-`���•` � ' ' � co���o Borrower of the moRgoge insurunce previ�iusly in effecl. 1'rcnn an altemu�c in�►rlg•rge insurcr oppr�wed by I.ender. if
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<br /> � ,�itst;,t ,;-.���: '� sub��antielly equi�ulent mnrtgage imurun�e ruverag�is n�n u�-ailublc.B.�rroarr shall pay tn L�ndrr carh mim�h u�um eyual tn .
<br /> '�ti �b::` � or�awelfth of Ihe ycarly im�ngugc inwranrc premium heing raiJ by &�rrowcr�vhcn thc inwrancc ruvcrugc I•rp�or rea.�c�i to
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<br /> °'':. , '' • .: :;f�;,;'�;;.� t�e ia effect.l.ende�will vecep�,use um1 rcwin thrxe payrtum�.a. a I�iss rexcrve in lira �,f mun�age insur�nre. Lm. res�:rve
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