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<br /> -- -- TOaE7NER W17N�11 thc improvements now on c�reafter crocicd on�Iw property.und�U ra�emenir.nppu�tcnancc�. �
<br /> �u�d ii�iw�uuw:�iki�r�g�tt o(ttsc pra�tty. "+!l neQlacrmrnss nrsd�iti�m�•fie!!el��he tvwt�rA hy IhiN 3ecurily �_
<br /> - - Incirument. All af 1ht farcgdng is rcfenrd�o in�his Secu�iry Insuument ax the"Propehy."
<br /> ' BORROWP.It COVENANTS tlat Barrower is lawfully scised ni'�F�e r+twc hcrcby ronvcycd and ha.r thc dghl tn gmm
<br /> n�d canvcy thc Pl+nperty and Qw�Ihe Properry is unencumbered,eacept far encnmbruncc.of nYUnl. Bcxruwcr wurrams and �
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<br /> Y�, _ will dafend genenlly�hc tit�to thc PrapetlY against all claims w�d demands,eubject to Any cncumbrwxc�af rccard. �;;_.
<br /> "� ��� THIS SECURITY INS7RUMENT combines unifom�covenan4ti fc►r nAtfonal u�e A�xi nan•unifarm coven�s witb _
<br /> Iimilod wria�ians by jurisclic�ion ta cann�i�ule a unifi�m�recurity inatrumen�covrring n:ul prupchy.
<br /> ,, t� ,;�'t;::,,... • UNIFORM COVENAN7'S. Boirawer srnnd l.ende�covenant and agme ps follawx: �;;
<br /> � � 1. Payateat of Principnl Aad Interesti Prcpaymenl and LAte Chp�es. fiorrowsr.rhull promptly puy whcn due�he • �•
<br /> -� , •-; ^,� ,s• � principa1 of nnd interecl on U�e deM cvldcoced by the Note And stny prepaymeM uad Ipte chargea due under the Nme. ,,k .
<br /> -�='-'-0��" �•�; ', 2, �luada�or'ILxes aad Inw�aaca Subject to applicAble IAw or lo o w��ten wuiver hy lw nder.Bc►irower xhall puy�a •�•�
<br /> '� d . Lender on�ha day manthly payrnems are due w�der ihe Nae,uMil lhe l�ac iy paid in full,u.um 1"Fund�'> fnr: (a1�early ' �
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<br /> �=�.�.� . . ' '. :� wuces wad a�sessmems which m•ry Atlain p�iority over Ihis Secudiy Imwmeru as a lien an the Propeny:lbl yearly k•rsehuW -�
<br /> ,—� : .� � pc�yroents or ground remti aa the Propeny, ii':u�y: Icl yearly hazurd or propeny inxumrn;r premium,: Idl ye:uty Ilood �:--
<br /> „ ;•'�.. µ<..�h insuranc�e prmiums. if any:le1 yearfY matgage in+ursnce pmmium.. if uny: and if1 uny sum+ p•ry�ble by Borrower iu —y.,.
<br /> �. .. L.ender.in xcordai�ce wi�h ihe qovisions oi'pr,�gr,iph 8.in lieu of�he paymenl ot mortgage in+urunce premiwn�+. 71r.wr '"'
<br /> """ it�ms are calkd"E.scrow�Items.' Lender may,at any time,collect und hald Fun�in an amnunt not�o eaceed Ihe rn�ximwn
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<br /> �. ;;.,,�,�„J: urnaunt a lemler for a federally rela�ed morlgage Ic►an s►a3: requir+c for Borrowcr'a esrrow acrount undcr the feJerrl Rcal ��:�
<br /> �J"s'� :w • ia:,j.,}; � �sute Settlemem Pnx:edmrs Ar.t oF 1974 as sunenclyd ficm�time�o time.12 U.S.C.$2601 et seq.l"RESPA"l.uale�sat�her � .
<br /> ��:.� �' lew�hat applies w�he Funds�ets A lesser;�noueu. If K�,l.ender may,at uny time,collect and hold Furwls in un an�na tu r.=
<br /> cxcccd �hc Icc�cc� am�w�u. I.ender mat estimate �he amaunt of Funds due on the Matiis of cuircnt dsua sud nea�onable
<br /> y�,..1�'�� "- ,;•J' esdmates of eapendilune�ot'fr�uere Eu:m�►•ltem�or othrewi,K in acrnr�nce w::fi applicuble law. �
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<br />'`'.:;�:;" }���:��� ;• • • •b.• The Funds shnll be he«i�an institwion whose Repmi�� are insured by a feders�l agcncy. inctrumentalitf. ��r�ntily ,: .:
<br /> � (including l.ender,if Lender is such an ins�ilutian)or in an� 0'v:drral Hame Laan Bank. l.ender shall npply the�u�ncb to puy �:
<br /> . . �' "t,° ' the Escrow ltems. Lender muy not ciwrge Borrower far�holdm� ar.�J a;�plying the Fund+,annuully anulyzing�I:r.e c:rra+N• T
<br /> ����''`'�� �`�,?`� accounl,or verifying the Escrow Icems, unle+s l.ender pays B��rra�x:r interest an the Funds und nppliceble luv� pemreed�� �'
<br /> �..�`+�,�� '� :. t.,:�.� :r Lender�o make such u charge. However,Lender muy re��n�ire Ho�ruwur to pay n one-lime charg:for an indepen�n aeaC •
<br /> " � � • �S. eswte tsuc reporting service used by Lender in cannecti�rn w�ah this loan,unless�pplicahle law providex otherwise. �'n1r:+s�n �
<br /> • K. �• ''n`' a reement is made or u licable law uires interesl t�+br aid.Lendcr sFwll nut be rc� uired lo Borrower un �i+ucr231 or `�`'�
<br /> . w��� ._ •a�s• ..�- •• � PP m9 C�� �1 PaY P
<br /> � .; ' s,-;=�. esunings on the Funds. Barrawer and l.ender muy ugrer da�.criting.however.�hu�imene,t shall be paid on the Faact... Lender `:_
<br /> • «�• sh�ll sive to Bomower,without charge,un annual ucroumting of the Funds,showing creditc und debits to the Func9<and the
<br /> `��'� �� � �` purpose for which each debil to the Furwts w�as made. The Funds are pledged As addiliawl security for all sums�c�cured by �'-`
<br /> Ihis Security Instrument. �-
<br />..;ir.,:�f� E' , � if�he Funds i�eid by i.enckr exceed�he amaua�xa�{urmiile�l tu Lr i�W by applicabie iew. i..eodet sha��a;....unt ta _ _.
<br /> S.+ Borrower for the excess Fure�is in nccnrdnnce with th•z r�,r,uittmen�s of npplicuble luw. If the mm�unt of qie FunctJs held by �
<br /> s t j:�,, � n T«...• a,.�• ' L.ender at any [ime is not sw7�icient ta puy the Escrow Gc;.�c�v.hen due.L.ende�may so notify Borrower in wntic�•,,ar:d.in �_-
<br /> '.'���{�•• ' 'y • -� tiuch caee Bomoveer shull pay ta Lender �he amount nece�wun• t�* ena±�e up the deficlency. Barrower shull mu�kr up tha =�__
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<br /> ,,,, , deficieney in nc��mure�hun�welve monthly payments,at Lrndrr:c so9e clisesetion. �w-.
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<br />. ,�„�fy�� - .. Upon paymcnt in fult of atl sums�;ecured hy-�his Securi.� In�tra��cnt,Lender�h�+ll pmmr�ly rrfund 1n A�a�u•er ony
<br /> � �'�'��' Funds held by Lender. If,under paragruph 21,Lend�r�all acquire or<cll thc Property,Lender,prior to Ihe u�U�isition or
<br /> ! ... �,. •` � sale of U�e Property, shull upply any Funds held by Lcnler•rt the time of ucqui�ition or wle as a creJit a�;Ains¢ ihx sums =
<br />-�"� ' secured by this Security Instromenl. �,,
<br /> �,�y�,+. ., '� � 3. Application ot P�yments. Unf��� appliruble I�w provides othcnvise, all paymentti recei�•ed by I.ender under
<br /> i 4;•„� , _ � �° p�ragrophs I and 2 shall be upplied:fir.t.ao:my prcpuyment charge.due under Ihe Note;second,to mrawn�s payabk under �-
<br /> , .:?' `.;' paragruph 2;third,to imercst duc;founh, �o pnnc�pal due:nnd lu+�,w•rny latc chnrges duc under Ih�Notc. ��
<br /> �••'" , . �� �•%�'.`;"'' 4. Cha�es; Llens. Rorro�vcr shall pay all taxrs, �.csessments, ch�rges, fines und impos9uon> artri�rutabk to the
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<br /> � Propeny which may puain priority uvcr thi.Sccurity In.irument,and lenschold paymenlc or ground rem5,if uny. Borrower
<br /> .�.?.,� ;ti ��•��•..�7� :./��.' • xhall pay these abligatfons i+�ihe manner provided in paragraph 2.or if not paid in thai���auuc�.Cuuuwc��i�u3;p,s�d�eui ui� �;;%•
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<br />:�tti� :�, ,��;•.. ,:. � [ime direcNy ta the person�µ�ed payment. Boirowrr�hull promp�ly fumSsh to Lender ull notices a6��maurns to be paid under ;;,.-
<br /> ,�, ; this pamgraph. it'Cinrrc�wer makea Ihese payments direcdy,Bormwc:sEca]l pmmptly furni�h t�+i.ender rereips evidencing �.
<br /> .•;.«�.�: . � . :' r,: � �: , thc payments. • ��.:
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<br /> " '' %'': ::. ;;.•?:.t,:'�; Borrowcr shall prnm��ly d i schsuge•rny lien whirh has priuriry ovrr this Srcurit� �s�,trument unless Borrawe�; ��a+t►grees � ,'�;;°;
<br /> �������'�'"'� �:�h ' i�writing to the payment uu�he obligation sccurcd by Ihe lien in a m:mner•rcccptuble lo Lender,lb)contesls in gnou iailh the _���:
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<br /> � �'.-x�+��!;�ty�+�Hts;,:-�• ;�,,. licn by,or defends ugnim�enforcemrnl of thc licn in.Icgal pnxcedings which in thc Lendcr:opinion apernte�o prcvent�he
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<br /> • �r r'��'i�t� anforcement of the lien:or(cl secures from the holder of Ihc lien nn agrcement salirl'actory to Lender subordinating Ihe lien �"!��
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<br /> • � r i,�, i''�„:�r�:� to this Security Inswment. If Lender determines that uny part of the Prup�:ny is,ubjec�to a lien which may n�u►in priori�y
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<br />;,'.,•' � �►'�,y,� ��;�;�j�� over this Security Instrument,Lender may givc BoROwxr u notirc idcntifying the lien. Bomiwer xh�ll sLtisfy the lien or�ake .f�,
<br /> ��-a�:;:::,,,•k.„'7� one or mo�+e of the uctions set fatih ubovc within lo dayti of�he giving of notice. r�;:
<br /> ••`�•,•.►,'`;";,'r�" � S. Ha�rd or Propert� D�surance. Bnrmwcr r:fi;�ll kcep thc improvrmems now exi�ting or hercaf�er emceed on the '
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<br /> . -. ;,�n��a.�,�' � Propeny insured agaimt los;bv fire,hazards includec� within the�ecm"extended rnverage"and•rny othcr h;uurds, including -�_
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