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<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA Loan)
<br />This Second Deed of Trust (this 'Second Deed of Trust'), is made as of Sept. 26 .2001, by and among
<br />Kristi'K. and James L. Wilson, Wife and Husband
<br />. ("Trustor'), whose mailing address is 816 North Wheeler Street Grand Island ;NE 68801
<br />Commercial Federal Bank ( "Trustee ") , whose mailing address is PO Boxy 1103
<br />Omaha -NE 68101- 1103Nebraska; and Nebraska Investment Finance Authority
<br />('Beneficiary'), whose mailing address is 200 Commerce Court, 1230 O Street, Lincoln, Nebraska 68508 -1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE. for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the 'Property'); and
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the 'rents' 1,
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, tights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right- of-way of any street or
<br />highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the 'Improvements "), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />as awards made for the taking by eminent domain, or by any proceeding or purchase In lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the 'Trust Estate'.
<br />For the Purpose of Securing:
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />a. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16%) per annum.
<br />The indebtedness described in paragraphs A and B above is referred to as the 'Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor In favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the 'Loan
<br />kistruments'.
<br />Trustor covenants that III Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate.
<br />Gil the Trust Estate Is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the 'First Deed of Trust'), and
<br />PH) Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of /ndabtadness. Trustor &hall pay when due the principal of, and the Interest on, the Indebtedness JIM
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<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA Loan)
<br />This Second Deed of Trust (this 'Second Deed of Trust'), is made as of Sept. 26 .2001, by and among
<br />Kristi'K. and James L. Wilson, Wife and Husband
<br />. ("Trustor'), whose mailing address is 816 North Wheeler Street Grand Island ;NE 68801
<br />Commercial Federal Bank ( "Trustee ") , whose mailing address is PO Boxy 1103
<br />Omaha -NE 68101- 1103Nebraska; and Nebraska Investment Finance Authority
<br />('Beneficiary'), whose mailing address is 200 Commerce Court, 1230 O Street, Lincoln, Nebraska 68508 -1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE. for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the 'Property'); and
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the 'rents' 1,
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, tights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right- of-way of any street or
<br />highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the 'Improvements "), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />as awards made for the taking by eminent domain, or by any proceeding or purchase In lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the 'Trust Estate'.
<br />For the Purpose of Securing:
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />a. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16%) per annum.
<br />The indebtedness described in paragraphs A and B above is referred to as the 'Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor In favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the 'Loan
<br />kistruments'.
<br />Trustor covenants that III Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate.
<br />Gil the Trust Estate Is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the 'First Deed of Trust'), and
<br />PH) Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of /ndabtadness. Trustor &hall pay when due the principal of, and the Interest on, the Indebtedness JIM
<br />ill il�il 1� iii ii II I I II I 1
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