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202300337 <br />Association; or (iv) any action which would have the effect of rendering the public liability <br />insurance coverage maintained by the Owners Association unacceptable to Lender. <br />F. Remedies. If Borrower does not pay PUD dues and assessments when due, then <br />Lender may pay them. Any amounts disbursed by Lender under this paragraph F will <br />become additional debt of Borrower secured by the Security Instrument. Unless Borrower <br />and Lender agree to other terms of payment, these amounts will bear interest from the date <br />of disbursement at the Note rate and will be payable, with interest, upon notice from <br />Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this PUD Rider. <br />�3 <br />(Seal) (Seal) <br />-Borrower -Borrower <br />F -2-//f3 <br />ichael B Schmidt <br />atherine E Schmidt <br />(Seal) (Seal) <br />-Borrower -Borrower <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie <br />Mac UNIFORM INSTRUMENT 'III <br />FORM 3150 7/21 <br />Laser Forms Inc. #FNMA3150 7/21 Page 3 of 3 <br />L'I1RI IL 11111 <br />