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202300337 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />3Jr,./1& <br />ichael B Schmidt <br />(Seal) <br />-Borrower <br />(Seal) <br />ri <br />e Schmidt / -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska Hall County ss: <br />On this 20 thday of January, 2023 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came <br />Michael B Schmidt AND Katherine E Schmidt Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, <br />in said county, the date aforesaid. <br />My Commission expires: July 30, 2026 <br />GENERAL NOEY -nte of Nebraska <br />ROBERTAL REED <br />ourt.s <br />My Comm. Exp. July 30.2026 <br />1,4 <br />Robe Reed <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />- Notary Public <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 7/21 <br />Laser Forms Inc. #FNMA3028MERS 7/21 Page 21 of 21 <br />I 111;.6iMI <br />IIL .� <br />