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LCCOO£ZJZ <br />13VJ1S8y To <br />'repared By: <br />:harter West Bank <br />'14 N Diers Ave <br />3rand Island, NE 68803 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />Parcel ID: 400200935 <br />CASs C 11—N <br />CHECK <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL CO!. NTY NE <br />IHST 1013 0 0 3 3 3 1013 AN 73 P 3: 02 <br />i <br />WOL{) <br />REGISTER OF DEEG <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan No: 956137 C.... I / (,P <br />MIN: 1004167-0004014152-6 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined <br />under the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, <br />16, 19, 24 and 25. Certain rules regarding the usage of words used in this document are also <br />provided in Section 17. <br />Parties <br />(A) "Borrower" is Michael B Schmidt AND Katherine E Schmidt Husband and Wife <br />currently residing at 1110 East 6th Street, Hastings, NE 68901 <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 201 S Main St, West Point, NE 68788 <br />The term "Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is Charter West Bank <br />Trustee's address is 201 South Main Street, P.O. Box 288, West Point, NE 68788 <br />The term "Trustee" includes any substitute/successor Trustee. <br />(D) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT .,I� <br />FORM 3028 7/21 Initials: ' <br />Laser Forms Inc. #FNMA3028MERS 7/21 <br />Page 1 of 21 <br />I•�`L"Vrl� <br />II <br />L <br />N <br />• <br />