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<br /> _ .=--.-- -•-------�� TOOE7l1FR�ytTH atf thc im�sove�nentn rtaw or hareafier�mt�d an thc p�y.and all c�scments.aPPurtenanccs,
<br /> iod Aalura now or hnedtcr a p�tt csi�he propchy. All nplaa�nxnts and addi�ions slwll alca ba cavcrcd by this Securfly .
<br /> Inst�ument. All oi Ihe iore�dn�is rcfcned to in thiR Secu�ily Insuument��hc"Roperty."
<br /> - BOftROWER C'OVENANTS�hat Borrowcr is lawfully�eisM of the estate hercby conveyed and tw��he tigM�o granl
<br /> -_ �nd convey Ihe Rapaty�nd Uiat�hr Propehy is unencumbered.except i'ar encumbrances of�ecoid. Rarnwcr wartants wd
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<br /> will def'end generally�he dtk to the Pt�npcRy ugainu all claime and de�,subjxt�o�ny en�;umG��uices of r+xaM. -
<br /> : --- ------ --- THIS SECIJRITY iNSTRUMENT combines unifoitn cavenants for natiarwl use und non•uniform covenants wilh
<br /> '"+�� ��� Wpi1a!�ati�liona by judsdiction wrnncliwle u uniform secaity instn�ment cove�ing rcul praperty. �
<br /> - UNIFORM COVENAlV7'S. Bormwer and Lender cavenunt aad ag�ee us followa:
<br /> '=ik- 1. Paymnnt of Priacipal aad tate�esti['�ept�ymeM a�d L�te Chuges. Borrnwer shpll P���Y PAY When due 1he =_
<br /> -'��-_ - � princf af and interest on Ute debt evidenced by thc Note upd aoy prepnymenl und Iwc chiuges due under thc NWc.
<br /> � Flunds fw 7bues aad ln�nce. Subject ta appiicable law or to A writte�w;duver by Lende�.8orrower shall pvy w
<br /> "°`� Lender on thc duy manthlY paYments arc duc under tMe lYae.wuil die LYae is padd in iall,a sum("Fund.g"1 i'a:lu1 yearly
<br /> :�7�:� "- -- � ta�us�nd asvrssmerNs which mny attaio priairy over tfus Securiry Msaument as a lien on the Pr�openy:lb1 ycarly kaschoW c
<br />----;��:;r.. , paymeNs ar ground �nts on 1he Ptopertr. ii'any: lcl yearly h�vard or propeAy ir4wrance prenuWms: Idl yeutly Ooad -
<br /> _:-���;;�;,5 'w insw�nce prrnoums. if any:(cl yearly mongage in�urpr�ce premiwns, ii any: and lil any wms payAble by Bom�wer to
<br /> _, � Lender,im an,�ordancti wriih�he povisiaox of paragrnph 8.in licu of thepayment d'mongage in�ur,a�ce premiums. These
<br /> iRern�are c�lled'Escruw Iteros." Lender may.at sury time.collect and hold FwKie in an Amoum not to exceed the maximum
<br /> aa�►aun a lender far s�federaliy retated martgage l�u+n nwy require for B�rrawer�e:�mw arce►uut under�he fedeml Reul -..
<br /> � Estate Sedlemenl Prace�lune�Act ai 1974 us amended fiom lime ta time.12 U.S.C.�2e�iN rr sr�p.�"RFSPA"1.unless another �,
<br /> , 1aw that apple�y to thr Fundr sets a le+xv amount. If ca,l.cncler may,at any time,rnllc�t and hold Fwods in an amaunt not 10 =-
<br /> ---�-T,.-- : exceed the lesser su�wum. l.ender moy esumnte the aunoum at Futds due on 11n baria ui�.wrim �w wai �r,usunubir `�
<br /> ,�r": .�•�'.,� '�� e�imates of eaprnditures uf futune Fscrow Items or al�wise in accordance w��h applK;able law. �`_
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<br /> ;`;� ,,,,.,,,�,; ti. 71ie Fi�nds slwll be held [n an iastilution whatie depaci�s arc insured by a fiy6rrnl agency.inswmentality.or entity ;.
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<br /> � "�.� � ; , • cumcluding Lender,if Lender is such an institution)ar io any Federol Home Loan Bank. Lender shall apply�he Funds to puy -:
<br /> ��3� !�'�����R°��°:�""'�� �e E.scrow Items. I.ender ma not chace�Borrower for holdin ond a 1 m Ihe Fundx,:uNtuall anul in the e.�crow '=`
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<br /> , �- �;,:�. .��• 1 account, or verifying the E.scrow Uems. wn�rss Lender pays Barrower inleres�on the Fund.ti anc� applicable law pertnits -
<br /> 'k'y � �•��'�'`:.�'� L.ender to make�uch a charge. Howe�.er,k.ender may requir+e Borrower to puy a one-iime eFra:g:for an independent real , _
<br /> ":J;S,, rswte te�c repoAin�service�esed by l.endcr io connecaon wiih this loan,unlass upplicable'�w�rovides dhenvise. Unless an '�,
<br /> ;,L.��;' '`��`�SS' a ment is ma�e��r plicable law uircs interest to be d,Lender shull aot be roo•uiQed la Bo�rowcr an interest ur �
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<br /> ,�:., ,, �«r,� � earniogs on the•F�a�Q.:. Sorrawer und I.ender may ugree in wri�ing.hawever,that iatrrti.t yltall he paid on thc Funds. l.ender _--
<br /> ••�' ��,.6�''' ,i,<< � shall give to�arrpwer,without chuge,an annual accounting oi thc Fiends,showing Errdits and debits to the Funds and the �_
<br />'..'�� • .:�';,� ; purpose for K•fiic�exh debit to Ihe Funds was made. The Funds we p�tedged s►�qddltianal securiry for all wms securcd by _
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<br /> ,,,t�r „ r,�,;,�, � ,,,".,. If the Funds held by Lender exceed the amoun�s permined to be hcld (qy a}qplicable law.Lender shull account to �i
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<br /> ,��, .�y', ��..t��j,;�,.,,;:�. . Borrower far the excess FLnds in accordance with�he requinementa of upplir�b9e daw. IF the amount of the Funds held by ,,.
<br /> {,� � ; ,� �,;r`t ,;l�` l.ender at any time is not sufficieM to pny�he Escrow Items when due,l.ender�mny so notify Borrower in writing,ond,in -
<br /> L4�<cl ��..� .;=,�; •: such cuse Bortower shall Fwy to Lender the amount necesss�ry to make up ihe deficiency. Borrower shall muke up rhe _
<br /> ;. �f y,.,�, y--;.,;a deffcirncy in no mo�e tltan tu�tl�•r momht� �+aymems,ai Lender'�wM d9scre�ion. _
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<br />- , �,t,,;�#,.,: j�,qt Upon payment in full of ull sumx+-ec�red by ihis Securiry Insuument,Lender shall promptl}• refund�o Borrower�ny __
<br /> -?! " ��.,jt� � Funds held by Lender. If,under p�rugra,p+h_l.l.encd�t+hall Acquire or xell�he Property,Lender,prior to the acquisition or -
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<br /> .��!., ,'�,��;,�;�` .� _ �,�• ss+le of the Pro�erty,shall upply any Fundc heW by�Lender at �he lime of acquisition or wle us u credit ogainst�he sums .
<br /> •,:4 "��-�� •. secwed by this Security Instrumem. �-
<br /> -=!� ��`"'y.�:;� ,�;�.� � � 3. Applkation oP P�yments. Unleas npplicable law provide+ othenvitic, ull puymems rcceived by L.endcr under �_
<br /> �i,��: ��`� •��� `;�;;;r` . paragraphs I and 2 shall be applied:tirs�,ta any prepaymem chargcs due under thc Nc,tc:second.�o umounts payuble under !
<br /> '!?�` ���� � '�� �� rn h 2;third,to intercwl due;(ounh,to nnci •1 due;md Iu�t.10 un lule ch e�due undcr the Notc. �
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<br /> ;, .� � � 4. Cbar�es; Llens. Borrower shall pay all toxes,atisessmentx, charges, fines ond impositions sNtribuwble to the =-
<br /> "-'�;� :'•�� " ��<..,;��;r Properiy which may uttain priority over this Securily Inslnunent,suid Ieasehold p�yments or ground rents, if any. Borrower �.
<br /> ' '"� �,.,.;� �fiE� shsill pay these obligutions in the mannet provided in pumgmph Z.or if nat paid in Ihut manner,Borrower shnll pay them on --
<br />;;�'� '"'�:; .t��,.�y,�,1. ti�m directly to the person owed paymena. eorrower shall promptty fumish ro Lcndcr All notices oiamounts to bc paid under -
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<br /> ;�'�:�� ��'�,.-.•. , •.�.���� this pazagra�►fi. If Borrower makes thrsc oaymentc directly, Bormwer shull promptly fumish to Lender receipts evidencinF -
<br />..��\�:". '.Yy�'���C`n � .if, �.':t.'' C
<br /> :.;,;;� ;'1� +;�� , the paym�nts. _
<br /> '•.:.;�,' �'��!;, . ;,y �"�� � Borrower shnll promplly dischnrge any lien which hu.prioriry over this Security Imtnrment unless Bo�rower.la)ugrees =
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<br /> '; �+, � ,�.{',,.ft� `�" in writins to the payment uf the obligation secured by thc licn in u rnunner acccprwble to Lender,(b)contests in gaod faith the �-
<br /> �``^ ' .3�'�` "� � •' �.� I lien by,or defends ugainst enforcemenl ot'�he licn in.IeFul proccedings which in Ux Lender's opinion operate w prevent the k
<br /> -`���+ �'� ,.'�t,e`�x . ; enforcement af ihe lien;ur(cl secures trom the hoWerof�he lien nn ugrcemem srtisfnck�ry to Lender subadinating the lien � �
<br /> ���` � to Ihis Secari¢y Inswment. If Lender d�termines that uny pan of the Propeny ig subject to a lien which may uttain priority
<br /> -_;}:��� ' f aF over this Security Inspvmern,Lender muy give Burrower a notice identifying the lirn. Bormwer shall satisfy the lien or ta{:e -
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<br /> �^•` ! '�'-•:�, . ' '��.��i � one or more os the uctions set forlh atwve within 10 days of�he giving of notire. -
<br /> : ��� "'. �aK�{:;+�°"r�: . S. �9awlyd or Property lnsurance. Barrow e�.Q�ull kcep ttie improvemrnts nc.w eais�ing or herenfter erected on the ��
<br /> ,�;r,.,: ' " . ;;;;j� � �ropeny iasuTed against loss by Pre, ho�aQds iotrluded wilhin �he teme"cxtendcd cov�r.�gc"su�d any other haxurds,including p
<br />,�;;;� �':`' `�',I`,` d�� lioods or ficroding,for which Lcnder rca�wirrx inxua:utce. This a���uran�e sha1L be m�inwined in the �noums and for the
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