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202300255 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider signed by Borrower and recorded with it. <br />S,Ciwt(1)- <br />aures D Riley <br />ames D Riley <br />(Seal) <br />-Borrower <br />(Seal) <br />Ka en M Riley -Borrower <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 07/2021 <br />Page 18 of 19 <br />DocMagic <br />