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<br /> 7'OOb"7flBR WITH�fl�he iaipravemetNs nnw or he�afle�erccled an�hc praperty.and pll ea�rmen�s.appuncn�xeo.
<br /> . .. .. __ .� . �ad ti�twes anw or hereattar w pm of iho ptapeKY. All rcplacemenU and addluons sl►all al�o ho wvered by�his Svcurity
<br /> --- Inspiunent. All af thc fi►rcgoing ir mfemed lo in�hia Se�.�urity Insdumenl as�he"Ropaty:, _
<br /> -- — - BORROWER C'UVBNANTS ihAt E3�imnwer is lawiully feisM af�h�s es�ate hcr�eby conveyed and hws the ri�ht to�ant
<br /> :�����s�� �nd caovey tho Proparty uid�h�t�he P�opaty is w�encumbercd.cx��ept kx encumbr�ances of record. Bartawer warnn��aM
<br /> �viU defend�e�alfy 1he lillo lo the Plrnpeily a�ainrt�11 clwimx and denwads,wbject to any encumbram�es of'racad.
<br /> '"�''"""""'"�"`"�'"' 77i13 3ECURITY INSTRUM�IrI- rnmbines umiam rnvenanu i'«na�iwwl u� w�i �iarunifam� cavcnaras with --
<br /> �: ,
<br /> - � 6p�ited variations by juriwdicAwn toconctitutc�unifom�x:curity inswment cavering real propeny. --
<br /> ' I UNIFORM COV8NAN7'S. Bartuwer and L.eoder covenant and agree u fallows:
<br /> � l. PMyment at Priaclpal aad IBeresti Prepaym�M Aad 4Ate Ch�r�es. Borrowcr shall pramp�ly pay whcn due the
<br /> i es due under�h
<br /> e Note.
<br /> princi 1 of and interesl on�he de6t ovidenced by the Nate ortd onY prep�Yment and laee charg
<br />";Y,�f ' � Fbads for'Ibu�es aW Imrra�ce Subjoct to appl�rriAGe taw or to a writtece w�dver bp R.e�.�der.Bomower shall pay to
<br /> ,i���� ;e� i I.ender on�he day�J,Y Pa.�men�s me dit�c uu�e�a ttn�Noue.nntiJ.tf�e L�t�i,s pauc�in 6ual.a sum('"Aix�d.s")far. (al Y�Y
<br /> - ,�y� tauces at�r�essa�rora w[tf,eh ma,��Waia�it�orer tdis Sacuriq�1'nsmunent as a�oen on�t[te�topercy;.f D)F¢�aaLy k�eelw�d
<br /> ��.�.�:�'•';::` p�ym¢+us oc gtvund rents m dte Ptnpetty. if�n}r: (c) Yeariy hazard or propecty insurance premi.wbs: Qd�F Y�7 « —
<br /> iasurance premiums, if any;(e) yearly rnvttga�e insurance premiums, if any;ancf(t? any sums p�yaAle by B�ocrvwa�r uo
<br /> . .}�h's'.a$: —
<br /> .:,i{,�,ii•}��y l,ender, ia ac¢ordance w1�h ihe proviaions of para�aph 8,in lieu of the payment of mongage insurance premiums. 7'Ix�se • —_--
<br /> ' � . . .items arc called"E.urow Items." l.ender may,at any time,collect and hold Fl��dg in un amaunt�ot to exceed the muximum ---_
<br /> f� �"$:;:t; � �amount a lender for a federelly related mo�gage laan �nay �equire for Bortower�escrow a¢couot unde�the i'edeml Reul _
<br /> �y���� Estate 5edlement Procedures Act of 1974 as umended�Gom Nme to time, i 2 U.S.C.$2601 e�seq.("RFSPA"),unless anather .
<br />=-'t � =�•;{,� luw tha[applies to�he i�nds se�s u le.sse�wnaunt. If sa,Lender may.at any dme,collect And hold FLnds in nn amount nat ta �,�
<br />;',�',-' �;Y ' exceed 1he lesser amount. L�nder mey estimate Ihe amoun� of �Lndc due on the busis of current dutn and reusanuble �r:
<br />°", , r ' ' e�tiuu�iw uf expeuJilu�ra uT future.Gscmu•li�ms ar athcrn•ise ia uccordarcce a•ith applirsble la:��. �--���-�=
<br /> v.�,� �� � t�' �� '1'he F�nds shall be held in�n irotitution whose deposits are inaurcd by a fedeml ag�ncy, instrumemaliry. or emity w r_
<br /> �F;c���li; �''a�s�r�, (including I.endcr.ii Lender is such an institution)ar in any Fede►al Home LoAn Bank. l.endar shall apply the Funds ro pey a ,
<br /> ;°�is�,�Es�lr����l��
<br /> _.�,;�,�,,,�,f�.''f,�7;.i}:��, t h e R s c m w I t e m s. L.e n d e r a�a y n o t c h a r g e B a r ro w e r f o r h o l d i n g a n d u p p l y i n g I h e F�n d s,a n n u a l l y a n a l y z i n g t h e e s c ro w E,L=:"
<br /> t+� accoun t.or veri fy ing t h e E s crow I temc. u n l e s s [.e n d e r p a y s B o rt n w e r i n t e r e s t o n I h e F u n d s a n d u p p l i c a b l e l a w p e r m i t s �'-�»•
<br /> ���`'�:�'� I.ender to make such a charge. However,Lender may require Bomower to pay a one-time c hnrge for an independent real {_;:`:
<br /> .i+ 'ts5?"'�"' .'`."';���`i, esta�e tauc�porting service uced by l..ender in connection with this loan,unless Applicnble luw provfdes wherwlse. Unless an "--;:.
<br /> .��,iw�sl,�.,, .• '` agrcrcrneot ic rtwcte or applicable low requires interest ro be paid,I.cnder shall nat be required lo pay BoROwer any inleresl or �':�
<br /> g ^.
<br /> ',��: �,...-. . ' : earnings on the PWnds. BoRawe�and I.ender muy ngn:c io w�iting,hawever,�ha�interest shall ba paid on�he Fund�. Lende� .:`
<br /> � �.',�`�:•;�,,�' ; . shAll give lo Bomnwer,wi�hout clurge,wn annupl uccounting of the Hnds,showing credits and dcbits to�he Funds and the ;:•Y
<br /> • tic.� , purpe�se far which each debU to the Fwids wac made. The Fund+��ue pled�al as additiawl cecurity iar all sum��ecured by ��h
<br /> . � Ihii Secudty Imtrumen�. �
<br />- _ -- if Q�c ill++�is t�W by i.ender aMC�d titie atttount� pernsltsed to be lxld b a lrsblc law. l.rnslss �lts!! accoasss tQ ;:e
<br /> ,.�., �..,.....r. Y PP� —
<br /> , :;�;'... ���'l.�. , �' � Bar�awe�for the eacexg Fun�ls in oecadance wlth�he rcyuircmen�a of pppllcable law. If Ihe amount of Ihe FLndY held by
<br /> ''�"' " � ��'� �`�"' l.cnder At any time is nw sufticient tapay the Escrow Items when duc, Lender may xc►nwify Borrower in writing,wui.in
<br /> �' �'i�;y;;K`1'`•i�"' such cuse Bmrower sha0 �o Lerider�he amount necec. to mike the deficienc He►rmwer sFwll malce u �ha
<br /> ,,.. •;;��' �Pt� P�Y �I' �P Y• P
<br /> •���� deflcicncy in no more Ihan twelve mon�hly payments,ot l.ende��s r�ale dlscredon.
<br /> .3;�:1i,:�"..;:.,._..�6 ` Upon payment in full of all surns sccured by this Security Instrumenb Lcndcr shull promptly rcfund to Bormwcr nny -
<br /> �'�� �� ' � Fundc held by Lender. If.under pnra�grraph 21,I.ender shall ucqufre or sell�he Propeny.Lender.prior to the ucquisitian or 1,�
<br /> ', . �.; :. � ��' sule of the Property, shal!upply any li�nds hetd by l.ender at the time of acquisitian or sale�a credll agafnst�he sums
<br /> , • u• secured b this Securi Insdurnenl. "
<br /> �'`��`��� ~��� � ': 3. Applleatton of P�ymeMs. Unless Applfcnble law provides oiherwise, all payments received by Lender under •
<br />� ��:� �''`"''�'�.';�. ' s 1 and 2 shall be a lied: first,lo an rc a ment char es due under the Note;second,to t►mounts able under
<br /> . �.''1� , �G• pare8*aPh PD Y P p Y B PaY
<br /> . "+'•,r;•.:.;. : I paragraph 2;third,to interesl due:fourlh.to principal due;ond lasl,to any I�te charges due under the Note.
<br /> „`�; . �� ��•:%"•'�!� -'��• 4. Chwrges; Lkns. Borrower shall pay all taxcs, ussessmenu, charges, fines and impositions atuibutoble to the
<br /> '"' Q �'���a1��``A��'` Property which may atlain priority over this Security Inswment,and leasehold payments or ground rents,if any. Borrower
<br /> �,.�� ,,;:.
<br /> .'° � ' �s�! th..sC uLii ations m the manner ravided in arn h 2,rn itnot id in that mnnner,Borrower shnll a them on
<br />,.xti , �r:��3- a�y 8 P p 8�P pa P Y
<br /> i .,�«,..T ,..,,. �
<br />,,::,�. �,,,� 't��,�;�� , time directly to�he per.�on owed p�yment. Bonowcr shnll promptly fumi sh to I.ender ull notices of amounts to be pald under ,
<br /> ��'�. ; .. "•4 p�8 P P Y Y� P P Y P�• 8
<br />:..J�,� ,�,�,���,.�;:,; ;.,f.,�y...�'� this ra h. If Bortower mukea these a ments directl Borrower shall rom tl fumish to Lender recei t evidencin
<br /> � ,,, , ,P xe. � the paymems. •
<br /> �;, r �r�� n�i� , j��a
<br /> ,6 , �a •;t � ,,rt,� , Bamower shall promptly discharge s�ny lien which has p�orily over ihis Security Instrumeni unless Borrower.(a)ogrees �-
<br /> ' ''• , {, � ���;+.ra�? in writin to the a ment of Ihe obli a�ion secured b the lien in a munner occe table to Lender,(b)contests in ood feith the ;��
<br /> ='- � t:.i'�, d`-. : ,• �,�:�,, �• 8 P Y B Y P 8 ��:
<br />'��'' �i��ti;,�.•,,`., � � ; . lien by.or defends agvnst enfacemem of the lien in,Iegal proceedings which in the Lender�opinion opernle to prevent the -
<br /> `����rn;: d;�::'. .:i_. . enfarcement of the lien;or(c) secures from the holder of the lien an ageement satisfactory to Lender subordMating the lien
<br />.tl1�;'�.• '"'"':�. `�a;;'",-� � to this Security Insuument. If Lenderdetertnines that any pnn uf the Propeny is subject lo u lien which mAy uttuin priority �
<br />'-;""` �{�•�•''L�'', over this Securiry Inswment,l.endcr may give Borrower u nodce idemifying the lieo. Borrower shall setisfy the licn or take '�,�
<br /> • �;.
<br />';�t�r� � *" � ^;�; one or more of the actians se�forth above within 10 dnys of the giving of notice.
<br /> ` �••''' � � S. Hw,�rd or Properly I�uurAnce. Bortower,hall keep the improvements now existing or hereafter erected on the
<br /> ' . 'r°� �� i Propetty insurcd against loss by flre. hezards included within the term"extended coverage"und any other hazards,including
<br />` floods or flooding,for which l.eader requit+es insurnnce. This inaurance shall be mainluined in the amounts s►nd for the 1,�'
<br /> �." :._;~.:._ �"�•,.
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