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1ov211S8b '1'0 <br />INST 1073 0 0 2 5 3 <br />When recorded, return to: <br />First National Bank of Omaha <br />Mortgage Post Closing <br />1620 Dodge St <br />SC 3145 <br />Omaha, NE 68197-3145 <br />877-217-9714 <br />LOAN #: 002274736 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />C(c.4 <br />C ECK <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL CCS'. NTY NE <br />1013 JAN fl R 2:58 <br />es`r-ylr i -i V/0,1 D <br />r r 9r-�- r, <br />REGISTE: t: : 'Ji' DPEr", <br />CA6 <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11, 12, 16, 19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is RYAN SPENCER, A SINGLE PERSON <br />currently residing at 1904 Meadow Rd, Grand Island, NE 68803. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is First National Bank of Omaha. <br />Lender is a National Banking Association, <br />under the laws of The United States of America. <br />3145, Omaha, NE 68197-3145. <br />Lender is the beneficiary under this Security Instrument. <br />and assigns of Lender. <br />organized and existing <br />Lender's address is 1620 Dodge St, SC <br />The term "Lender" includes any successors <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE21 UDEED 0222 <br />NEUDEED (CLS) <br />