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When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />Prepared By: <br />Parcel ID: 0400215357 <br />BALLOON RIDER <br />202201830 <br />Loan No: 955031 <br />MIN: 1004167-0004014036-1 <br />THIS BALLOON RIDER is made this 16 th day of December, 2022 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br />of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br />undersigned ("Borrower") to secure Borrower's Note to <br />Charter West Bank, a Corporation <br />("Lender") of the same date and covering the property described in the Security Instrument <br />and located at: <br />4040 Scheel Dr <br />Grand Island, NE 68801 <br />[Property Address] <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note is <br />called the "Note Date." I understand the Lender may transfer the Note, Security <br />Instrument, and this Rider. Lender or anyone who takes the Note, the Security Instrument, <br />and this Rider by transfer and who is entitled to receive payments under the Note is called <br />the "Note Holder." <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows (despite <br />anything to the contrary contained in the Security Instrument or the Note): <br />BALLOON RIDER <br />Laser Forms Inc. #CHA116 8/22nitials: <br />Page 1 of 2 1111 <br />lun <br />