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200110151 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />Grego Melsen Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />�.l-�: u ,�E C�t�� . (Seal) <br />Karen A. Melsen Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this October 2, 2001 <br />by Gregory A. Melsen and Karen A. Melsen, Husband and Wife <br />"'-Ayda� <br />Signature of Person taking ackno a Igment) <br />(Title or rank) J V 101d, C� I ( (Ol <br />(Serial Number, if any) EWICRO d <br />DEVRA MCELAOY <br />my�1* ho It I- <br />(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />