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<br /> . payruents may no lon�er bc requircd.At the option of Lender. if martpge Insurance coverage(in the amount and for the periad r� �
<br /> ' that L.cnder requires)provided by an lnsurcr apptoved by L,endcr nB�ln becomes uvailablc and Ia obtnined. Borrower shull puy S;;`'
<br /> the premlums required t�mnintain mortgago insur�nco in effect.or taprovide a losa reserve,until thc mquirement for mortguge �f
<br /> � inaurtuice ends in n�corAunce wlth any written ugreement between Bcano�ver and i,ender or npplicablc luw. � `'
<br /> " 9. Inspectlon. [,ender or its ogent�nay matcc reasonable entria upon and lnapectiona of thB Proper¢y. i.endcr shutl give J�
<br /> �orrower notice nt the time of or prior to an inspection spccifyinn reasonablo cause for the inspectian. 1i� �
<br /> !0. Cundeine�atlar.'fl�c procc:a:dc of any ur�ard or ciaim for dairsages. direct or consequential. !tt conn�ction with any
<br /> " condemnntion or other taking of any purt of the Property�or far convey ance ln Ileu of condemnation,are hereby assigned and ��.,
<br /> � shnll be paid to L.cnder.
<br /> ..::.;� " in the event of a total takinA of the Property,the proceeds shall be applied to We sums secured by thia Security Instrument,
<br /> �- whether or not the�due,wiW any excess paid to Borrower. In the erent of a partial takiag of the Property in which che fair �'''
<br /> market value of the Property immediately before the taking is equal to ot greuter thaa the amount of the suma secured by thts
<br /> Secudry lnstrument 9aunediatety before the taking,unless Borrower end E.ender otherwise a�ree in wridnB,the sums secured by _
<br /> �•` this Securfry Iastrutaent ahall be reduced by the amo�uit of the prooc�ds multiplied by the following fraction: (a) the total
<br /> � . • aneount of the suma secured imrr.ediatcly before the teking,divided by (b) the fair merket valuo of thc Proparry immediately :,�_�
<br /> �� � before the teking. Any balance shaU be patd to Borrower. In t4e ereat of a partial taking of the Propercy 1n which the fair
<br /> ' n�arket vnlue of the Property immediately before the taking ia leaa tha tl�e amouat of the suma secured immediately before the ��,;, _
<br /> �, taking, ualess Sorrov�er and I.ender otherwlse asree in wdting or wdas applicable law otberwise prov i des,t ho pr o c e e d s e h�l l °
<br /> ,. �'� i�,
<br /> o_n.q
<br /> be apptied to the sums setured hy this Security Instrument whether ornot thc sums are then due. __�.
<br /> � If the Property is abandoaed by Borrower,or if,atter notice Y�y Lender to Borrower that the condemnor affers to maEce nn ��:,.
<br /> - � awiud or settie a claira for daznages. Bonnwer fails to respond to letader within 30 days after the date tlic nodce is�ivea, ��'
<br /> , , '` flxnder Ia authorized to collect aad apply the proceeda,at Itx option. e�t�r to t�esroration or repair of the Property or to the sums ,�:-
<br /> _ �;,, secured by this S�urity Instrument.whether or not thea due. ���`=
<br /> ��,,� ,• Unless Lender and Borrower othenvlse agree in writing,any applicacion of proceedx to principal shull aot exten� or �
<br /> �,;4 e�' postpone the due date of the monthly payments cefemed to in paragrapds 1 aad 2 or chaage the amount of such paytaents. �:.-_—
<br /> �� " 11.Borrower Noi Re�easalt k'arbearnnce IIy Leuder Noi a Waider. Extension of ttte tfine for payment or modificatian ___
<br /> � of amortization of the sums secured by thia Securlry Instrument grantodby L.ender to any successor in intecest of Borrower shall .;�-
<br /> aot operate to release the IiabUity of the original Borrower or Bomowa's successors in interest.L.eader shull aot be cequired ta =-
<br /> • . r.�. wmraence pi�ceedings agnGut any successor in interest or refuse to excead time for payment or ottterwise modify aznortipation
<br /> �, �r of the sum.g seeured by this Securlty Iastcument by reasoa of any demand asade by the originai �orrower or Borrowe�'s =_
<br /> ;' : , succe,sso�s;n;n�crist.r1►y fart,ca�a�by Lcndcr i�:,z�scising us3 d�ht ar rec:e:l� °hall noi bc a�a��er Qf or gr?cI�.���ha� � _
<br /> � • eaetclse of any d�ht or remEdy. i%�:'_
<br /> � 12. Suceessors aqd Asstgns Boaad;Joint uad Several Li�Mllty;Casigners.The covenanta and agreements of this _
<br /> -;� '�;'�';:f,��: , Secudry lnsaumeni shali biad and hene�t the successom aad assigw of Y.ender and Borcower, subject to thQ provisIons of
<br /> ' `:��::�';x��� ura h 1?. Borrower's covenanrs aa{! egreements shall be Joirn and several. Any Bormwer who co-signs this SeruTity
<br />,;Y� -• .ii,�;��� P B�P
<br />=;° Inatniment but does not execute the Note: (a) is co-signing this S�arity Instmment oNy to mortgage, grant aud convey tAat
<br /> , Burrower's interest in the Property under the terms of this Security losuva�ent;(b)is not personally obliguted to pay the sum4
<br /> � secure�by thf a Secudty Instrument; and(c)agrees that L.ender and any other Bomov�er may a�to eatend,modify,forbear or
<br />__, , ' malce any nccomuiodattona with regtird to the terms of thta Secuiity Imirument or the Note without thes Borrower's consent. •
<br /> i3.Loaa�Chargev.If the loaa seaured by thls Seeuriry lastrumenz is aubJeet to a!aw wbich sets mtucimum loan chames.
<br /> - � t.:,,, and that law ia finally interpreted so that the interest or other loan c6arges collected or to be colt�cted in conaection wtth th�
<br />„�.��.�:��:��� loan exce�d the permitted limits,then:(a)oay such losia charge shall 6e reduoed by the amount aecessary to reduce the charge
<br /> ',;,,..�.r. ,.F;' to the pern�itted limit:and(b)any sums almady collected from Borrower which eaceeded permItted![mits wlll be refunded to _
<br /> • Borrower. Lender may c�oose to make this refund by reduciug t6a prinaip�l owed under the Noto or by meking a dlrect ___..
<br />�"'�'` ^ ���', ent to Borcower. If a refund reduces principal. tke reduc3ioa v,lU be tc+eated as a purtial prepaymeat �vithout any
<br /> x:;t[:..,�,���.; 1�
<br />_^�;��``�,; ptepayment ch�r�e under tbe Note.
<br /> _ 14.Nodces. Any notice to Bormwer provIded for in this Se�uriry 7natrument shall be aivea by deliverin�it or by mnilit►g �;,-
<br /> -k;����` � it by first clasa msdf unless applicable taw requlres use of anot6er cnuhod.The natioe sha11 be dlt+�xted to the Property Addc�ess :_._.._
<br />�:�_..T,;:.' � or any ottter address Bon�wer designates by notice to Lender. .4ny �odce to Lender shall bt► given by first clesa m�l ia
<br />- - Ixnder's uddresa stated hemin or aay other address Lender deatgaa�a by aodce to Borrower. Any aotioe provided for in this
<br />;,�,��x�+ Securtty Inst�ument auall be deemed to have been gtven to Borrower or Lender when given as provido�in this paragcaph. �
<br /> --�s=_�:�.� ES.��!lYPC�i46�o� i.sw� �everebiiity. Ttiis Sccudcy Instnunem stsnl! tic �;irvernEd by fedcral taw and thc !nw of th� -
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<br />_`;_,,,..�.�..,,<i; jurisdiction in which the Praperty is located. In the event that any �rovialon or clause of thia Sec�rity Instnwaent or We Note �
<br /> - �•-•��,iF�.;�; conflicia wlth applicable law.such conflict shall not affect other provbions of this Security InEt�ment or tho Note which caa�e r
<br /> �`��°�`� [ven effea w�thout the conflicting provision. To Wis end the prov»bns of Wta Saeudty Iostr+tcaont and tho Noto es�e docinred
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<br /> . ., •�b;�U�}s,�y: to be scverab9�.
<br /> ° � 16.Borrawer's Copy.Borrower shall be givea one conformed ca�sy of the Note and of this Seeurtty[neuvmant.
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