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When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: 2211484 <br />LOAN #: 2847921 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />(3 <br />r,: <br />r`• <br />c 6° <br />Words used in multiple sections of this document are defined below and other words are defined under <br />the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 3, 4, 10, 11,12,16, 19, 24, and <br />25. Certain rules regarding the usage of words used in this document are also provided in Section 17. <br />Parties <br />(A) "Borrower" is RYAN FRANCL AND KERI FRANCL, HUSBAND AND WIFE <br />currently residing at 3917 Mary Lane, Grand Island, NE 68803-6022. <br />Borrower is the trustor under this Security Instrument. <br />(B) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />Grand Island, NE 68803. <br />Lender is the beneficiary under this Security <br />and assigns of Lender. <br />organized and existing <br />Lender's address is 2009 N Diers Ave, <br />Instrument. The term "Lender" includes any successors <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 14 NE21UDEED 0222 <br />NEUDEED (CLS) <br />