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N <br />B <br />Co0.3 <br />WHEN RECORDED, MAIL TO: <br />CENTRIS FEDERAL CREDIT UNION <br />13120 PIERCE ST <br />OMAHA, NE 68144 <br />This instrument was prepared by: <br />PAM BAILS <br />CENTRIS FEDERAL CREDIT UNION <br />13120 PIERCE ST <br />OMAHA, NE 68144 <br />iii 402-334-7000 <br />1ov2I1SSv • <br />i} 7 <br />ry <br />Q <br />Les <br />f15 <br />co <br />rrl <br />c <br />'fwri <br />(Space Above This Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 2, 2022, together with all Riders to this <br />document. <br />(B) "Borrower" is MARINA VENTURA HERNANDEZ AND ABEL HERNANDEZ POLANCO, HUSBAND <br />AND WIFE AS JOINT TENANTS. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CENTRIS FEDERAL CREDIT UNION, organized and existing under the laws of THE STATE <br />OF NEBRASKA. <br />Lender's address is 13120 PIERCE ST, OMAHA, NEBRASKA 68144. Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is CENTRIS FEDERAL CREDIT UNION. <br />Trustee's address is 13120 PIERCE ST, OMAHA, NEBRASKA 68144. <br />(E) "Note" means the promissory note signed by Borrower and dated December 2, 2022. The Note states that <br />Borrower owes Lender ONE HUNDRED THIRTY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND <br />NO/100 Dollars (U.S. $137,750.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than January 1, 2053. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 13 <br />IDS, Inc . 31639 <br />Form 3028 1/01 <br />IfI 1 <br />1 <br />