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202208315
<br />obligation of each Borrower who signed the Note to pay Lender ONE HUNDRED TWENTY FIVE
<br />THOUSAND AND NO/100 Dollars (U.S. $125,000.00) plus interest. Each Borrower who signed the Note
<br />has promised to pay this debt in regular monthly payments and to pay the debt in full not later than
<br />December 01, 2052.
<br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such
<br />Riders are incorporated into and deemed to be a part of this Security Instrument. The following Riders
<br />are to be signed by Borrower [check box as applicable]:
<br />[ ] Adjustable Rate Rider
<br />[ ] 1-4 Family Rider
<br />[ ] Second Home Rider
<br />[ ] Condominium Rider [ ] Other(s) [specify]
<br />[ ] Planned Unit Development Rider
<br />(F) "Security Instrument" means this document, which is dated December 01, 2022, together with
<br />all Riders to this document.
<br />Additional Definitions
<br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes, regulations,
<br />ordinances, and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non -appealable judicial opinions.
<br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments,
<br />and other charges that are imposed on Borrower or the Property by a condominium association,
<br />homeowners association, or similar organization.
<br />(1) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured by this
<br />Security Instrument on the date it is due; (ii) a breach of any representation, warranty, covenant,
<br />obligation, or agreement in this Security Instrument; (iii) any materially false, misleading, or inaccurate
<br />information or statement to Lender provided by Borrower or any persons or entities acting at Borrower's
<br />direction or with Borrower's knowledge or consent, or failure to provide Lender with material information in
<br />connection with the Loan, as described in Section 8; or (iv) any action or proceeding described in Section
<br />12(e).
<br />(J) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone or other electronic device capable of
<br />communicating with such financial institution, wire transfers, and automated clearinghouse transfers.
<br />(K) "Electronic Signature" means an "Electronic Signature" as defined in the UETA or E -SIGN, as
<br />applicable.
<br />(L) "E -SIGN" means the Electronic Signatures in Global and National Commerce Act (15 U.S.C. §
<br />7001 et seq.), as it may be amended from time to time, or any applicable additional or successor
<br />legislation that governs the same subject matter.
<br />(M) "Escrow Items" means: (i) taxes and assessments and other items that can attain priority over
<br />this Security Instrument as a lien or encumbrance on the Property; (ii) leasehold payments or ground
<br />rents on the Property, if any; (iii) premiums for any and all insurance required by Lender under Section 5;
<br />(iv) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the
<br />payment of Mortgage Insurance premiums in accordance with the provisions of Section 11; and (v)
<br />Community Association Dues, Fees, and Assessments if Lender requires that they be escrowed
<br />beginning at Loan closing or at any time during the Loan term.
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<br />NEBRASKA --Single Fam'ly-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Mortgage Cadence Document Center © 3027 09/21
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<br />OR T D O T*
<br />Form 3028 07/202
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