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202208199 against the collection of the debt described hereunder, or any part thereof. If the Property is covered by the Nebraska Farm Homestead Protection Act, Borrower and Trustor warrant that any spouse having claim to rights thereunder has executed an acknowledgment and waiver of such rights recorded herewith. 29. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee in compliance with Nebraska Rev.Stat § 76-2803, as amended or replaced. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under applicable law. .30 Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 31. Request for Notices. Each party to this Security Instrument requests that a copy of any notice of default or any other notice of sale or any other notices that may be given pursuant to this Security Instrument or otherwise be sent to the party at the address set forth herein, as provided by the Nebraska Trust Deeds Act. 32. Riders to this Security Instrument. If one or more riders are executed by Borrower and Trustor, and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es).] Condominium Rider X❑ Planned Unit Development Rider ❑ Other [Specify] BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. ENN E. PALENSKY LORETTA M. PALENSKY (SEAL) (SEAL) Date Date Page 13 of 15 HECM Second Deed Of Trust -2017