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202208198 <br />31 . Nominee Capacity of MERS. MERS serves as beneficiary of record and secured party solely as <br />nominee for Lender and its successors and assigns and holds legal title to the interests granted, assigned, <br />and transferred herein. All payments or deposits with respect to the Secured Obligations shall be made <br />to Lender, all advances under the Loan Documents shall be made by Lender, and all consents, <br />approvals, or other determinations required or permitted of Beneficiary herein shall be made by Lender. <br />MERS shall at all times comply with the instructions of Lender and its successors and assigns. If <br />necessary to comply with law or custom, MERS (for the benefit of Lender and its successors and <br />assigns) may be directed by Lender to exercise any or all of those interests, including without limitation, <br />the right to foreclose and sell the Property, and take any action required of Lender, including without <br />limitation, a release, discharge or reconveyance of this Security Instrument. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />GLENN E. PALENSK <br />(SEAL) <br />Date <br />d 2-19") (SEAL) )7 �[ft <br />LORETTA M. PALL NSKY Date <br />Page 14 of 16 <br />HECM First Deed Of Trust -2017 <br />