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0® <br />03 <br />00- <br />G) <br />13V211S8y • <br />m <br />n � <br />rrl <br />n.. <br />Prepared By: Mutual of Omaha Mortgage, Inc. <br />3131 Camino del Rio North, Suite 1100 <br />San Diego, CA 92108 <br />Record and Return to: Mutual of Omaha Mortgage <br />3131 Camino Del Rio N Suite 1100 <br />San Diego, CA 92108 <br />[Space Above This Line For Recording Data] <br />State of NEBRASKA FHA Case No. 321-3937811-962 <br />Loan No. 4496583 <br />MIN: 1012096-0005023028-5 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION DEED OF TRUST <br />AND ASSIGNMENTS OF RENTS <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ("Security Instrument") is made on November 16, 2022. The trustor is <br />GLENN E. PALENSKY AND LORETTA M. PALENSKY , whose address is 4340 ASTER <br />DRIVE, GRAND ISLAND, Nebraska 68803 ("Borrower"). Borrower is a trustor who is an original <br />borrower under the Loan Agreement and Note. The term "Borrower" does not include the Borrower's <br />successors and assigns. Trustor is an original trustor under this Security Instrument. The term "Trustor" <br />includes Trustor's heirs, executors, administrators, and assigns. The trustee is First American Title <br />Insurance Company (NE), 13924 Gold Circle, Omaha, NE 68144 ("Trustee"). The beneficiary is <br />Mortgage Electronic Registration Systems Inc. ("MERS"), which is organized and existing under the <br />laws of Delaware, and whose address is Delaware. Mutual of Omaha Mortgage, Inc. is organized <br />and existing under the laws of Delaware, and has an address of 3131 Camino del Rio North, Suite <br />1100, San Diego, CA 92108 ("Lender"). Borrower has agreed to repay to Lender amounts which Lender <br />is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan <br />Agreement dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay <br />is evidenced by Borrower's Adjustable -Rate Note dated the same date as this Security Instrument <br />("Note"). The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and <br />Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument <br />secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject to <br />Page 1 of 16 <br />HECM First Deed Of Trust -2017 <br />ON.I.N3WMISRI SV <br />