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<br />WHEN RECORDED MAIL TO:
<br />Heritage Bank �� 3
<br />ood Riv r - Mortgage � J
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<br />Wo er. NE 68803 4l fora / NE& i1'
<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $175,000.00.
<br />THIS DEED OF TRUST is dated October 14, 2022, among Dale D Smidt and Georgene K Smidt,
<br />Husband and Wife, whose address is 110 E 13th St, Wood River, NE 688830206 ("Trustor");
<br />Heritage Bank, whose address is Wood River - Mortgage, 110 E 9th St, Wood River, NE 68803
<br />(referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Heritage Bank,
<br />whose address is 1101 12th Street, Aurora, NE 68818 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relatingto the real property, includingwithout
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real roperty") located in Hall ounty,
<br />State of Nebraska:
<br />LOT ONE (1), BLOCK THREE (3), WOOD RIVER VILLAGE DODD AND MARSHALL'S
<br />ADDITION TO THE CITY OF WOOD RIVER, HALL COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 110 E 13th St, Wood River, NE
<br />688830206.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust
<br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to
<br />Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br />amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
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