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<br />WHEN RECORDED MAIL TO:
<br />Equitable Bank
<br />Diers Avenue Branch
<br />PO Box 160
<br />Grand Island. NE 68802-0160
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<br />FOR RECORDER'S USE ONLY C. ,
<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $297,900.00.
<br />THIS DEED OF TRUST is dated November 14, 2022, among Geraldine E Koepke, whose
<br />address is 27 Kuester Lake Rd, Grand Island, NE 68801; An unmarried person ("Trustor");
<br />Equitable Bank, whose address is Diers Avenue Branch, PO Box 160, Grand Island, NE
<br />68802-0160 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and
<br />Equitable Bank (Grand Island Region), whose address is 113 N Locust St; PO Box 160, Grand
<br />Island, NE 68802-0160 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the Real Property") located in Hall County,
<br />State of Nebraska:
<br />Lot Twelve (12), Hornady Third Subdivision, City of Grand Island, Hall County, Nebraska
<br />AND
<br />Improvements only on Lot One (1), Kuester' s Lake, a part of the East One Half of the
<br />Southwest Quarter (E1/2 SW1/4) of Section Thirteen (13), Township Eleven (11) North,
<br />Range Nine ( 9) West of the 6th P. M., Hall County, Nebraska, being more particularly
<br />descried as follows: with reference to the Northeast corner of said E1/ 4SW'/4 ( the center
<br />of the section); thence running westerly on the North line of said E'/ 2SW'/ 4 bearing N 00
<br />degrees 00' 00" W a distance of 699. 12 feet; thence running Southerly bearing S 01
<br />degrees 29' 33" E a distance of 39. 24 feet to the point of beginning; thence continuing
<br />southerly on aforesaid line a distance of 187. 80 feet; thence bearing S 87 degrees 10' 39"
<br />E a distance of 44. 00 feet; thence bearing N 22 degrees 48' 56" E a distance of 37. 00
<br />feet; thence bearing N 34 degrees 49' 32" E a distance of 24. 00 feet; thence bearing N 61
<br />degrees 59' 44" E a distance of 24.00 feet; thence bearing N 00 degrees 35' 37" E a
<br />distance of 51. 65 feet; thence N 89 degrees 24' 23" E a distance of 24. 00 feet; thence N
<br />00 degrees 35' 37" E a distance of 70. 00 feet; thence N 87 degrees 46' 08" W a distance
<br />of 75. 40 feet to the point of beginning.
<br />The Real Property or its address is commonly known as 1919 Bentley Circle & 27 Kuester Lake
<br />Rd, Grand Island, NE 68801. The Real Property tax identification number is 0400150994 &
<br />0400206528.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
<br />ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS
<br />DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all
<br />amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br />Trustor's obligations under the Note, this Deed of Trust, and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the
<br />Property shall be governed by the following provisions:
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and
<br />control of the Property; (2) use, operate or manage the Property; and (3) collect the Rents from the Property.
<br />Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs,
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