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�nOJL0511 <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to <br />Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under <br />the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is <br />delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />BY IGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adj e at ider. <br />J <br />(Seal) (Seal) <br />MICHAEL J LE - Borrower CELESTE A LEY - Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />(M-899U (970501 Page 4 of 4 <br />ID <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />