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[Space Above This Line For Recording Data] <br />ADJUSTABLE RATE RIDER <br />(LIBOR Index - Rate Caps) <br />Return To: <br />MS SV -79 DOCUMENT PROCESSING <br />1800 TAPO CANYON ROAD <br />SIMI VALLEY, CA 93063 <br />Prepared By: <br />D. EKSTRAND <br />696DO105JLO <br />00 -4699 3052041 <br />[Escrow /Closing #] [Loan #] <br />THIS ADJUSTABLE RATE RIDER is made this THIRTIETH day of <br />NOVEMBER, 2000 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust or Deed to secure debt (the "Security Instrument ") of the same date given by the undersigned (the <br />"Borrower ") to secure Borrower's Note to <br />AMERICA'S WHOLESALE LENDER <br />(the "Lender ") of the same date and covering the property described in the Security Instrument and located at: <br />2007 N HOWARD, GRAND ISLAND, NE 68803 - <br />[Property Address] <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR <br />CHANGES IN THE INTEREST RATE AND THE MONTHLY <br />PAYMENT. THE NOTE LIMITS THE AMOUNT THE <br />BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE <br />TIME AND THE MAXIMUM RATE THE BORROWER MUST <br />PAY. <br />MULTISTATE ADJUSTABLE RATE RIDER - LIBOR INDEX - Single Family J <br />2U1931XX (04/00) Initials: <br />CONV <br />BC - ARM Rider Page 1 of 3 <br />*23991* *003052041000002U193* <br />