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<br /> ' 'I'Otil�l'1{Nlt W1TH all the improvementa nair c�r hereafter erected on tho propoMy, and ell et+sement�, ��
<br /> �� n��puetcnnnces.nnd flxtures now ar herea{ter a pa�t o4 tho property..All replacements and add�tions ehall nlso be ccivcred C:='
<br /> ° I�y thiF►t+cvutity Inr�trument.All ot the Yaregc�ing i s rePerred to in thts Secur�ty Insttument as the"Praperty." f_._.
<br /> `" IiU}t,1tUW1:lt(:OV$NAN'fS thet$orrower ie isa4ully seised of tha estate hereby cnnveyed onc!has the etaht tn _
<br /> g�nut on�S cot�voy the Ptoperty and that the Proparty is unencumbered,oxcept far encumbrances o4 record. Aarro�ver ��;__
<br /> < <Vnrruntn�nd will d�f�nd generally the title to the Property again�t all claims and demanda,aubject to any encumbrnncea "
<br /> „�P������. C-
<br /> ' '1'I liti tit?i'.Uitl'CY iNS'TRUMENT cambines uniform covenants for national use and non-unifo*m cov�nnnta with
<br /> � � Hmitcd vurlotiana by�!'urisdiction to cunstitutea�nitorm�•ecurity Instrument cevertng real pmpr.rty,
<br /> " `�, l.�Nl Nn�t M('(JiV ENANTS.Borrower and Lendar covenent and agree as 4ollow�: -
<br /> ��.���; 1.Peyment of Prinaipal end Iateros4;Prepaymont aad Late Chorges. Bonawer eha11 promptly pay when due
<br /> ,�,.4�, the�rincj pal c�4 und intorest on the debt evideneed by tha Note and any prepayment and tute charges dua under the Note.
<br /> . � 2, I?onds f�r Toxea end I�aurance. Subject to applicable law�r ta a wrttten wn�ver by I.ender,Horcnwer sltall '�
<br /> t+y e�i.endar an the day monthly payments are due under the Note,until the Note is�a�d in ft�ll,u sum("Funds")for. �;--
<br /> � G:.
<br /> �� � (�i�)y�;arly wxe.g nnd aASessmenta which may attain priority over this Security Instrument Aa a Hen on thn Propnrty;(b)
<br /> ' �'t ycuely ler�r,ohald paymenta or ground rente a�n the Praperty,if any; (c) yaarly hazard ar prc�perty insurnnca promii►me; •
<br /> :r:� (d)yenrly tlnod Inaurunca premiuma,If any;le) yearly mortgage iaeurance pramiuma,if any;ond(t)any eu�s puynble -
<br /> •. by liatwwer t��I.cnder,in nccordance with the provisions of paragraph�3,in lteu ot the payment ot mortguge insurunce �
<br /> ���'" promiume.Th�sn items are cc►lled"Pscraw Ttams.'I.ender may,at any time,collect and hold Funda In an amount not
<br /> • tc�nxcced the maxlmum amaunt a lendBr far a federaliy related martgaga loan may require 4or Borro�ver'�escro�v
<br /> '' , nccaunt a�nder tho tedernl Real Estata Settlemes�t Pracedures Act ot 1974 as amended from ttme t�tima, 12 U.5.C.
<br /> � �,,� Sentia�2(Ol et ast�. �"RF�SPA"),unless anather law that applies to th�Funda sets a lesser amount.If so�I.ender may. -
<br /> at uny tirne,caltect nnd hold Funds in an au�ownt nat W exce�d the le�er amount Lender may estimate the amaunt of
<br /> � .� ��+ Nundt+dtta on the basIs ot ourrant data snd reasonebte estimates of expendttures ot Puture Esctow Itome or otharwtae in a�
<br /> � ncca�dQnca with o�pliouble law.
<br /> �t_;�..,y The Funda shall be held in an institutian wbase dapoaits are inaured by a federai agency,inatrumentnlity,or enttty _
<br /> (inal uding l.endor�it I.ender is auch an institutian)or in any Federal Home Loan Bank•I.ender shall apply the Fun�s to
<br /> ��' p�y tho �craw hema.I.ender may not oharge Boraawer tor halding and apptying the Funds,ennually analyzin�the _
<br /> -"'�'�'�'�' escraw o:GCOtent,or vottfyin�tha Esarow Items. unless Lendar pays Bnrro�ver interest on the gunda and appltcable luw
<br /> :�;,;,;4� , �ormite I.ender ta mnke auch n cherga. Ho�vever, Lender may requi�e BorroNer to pay a ona'ttme chnrge Por en
<br /> �_ ,.�.�, inifapendcnt real estate tox reporting servlce used by Lender in conneation with thia laan,unlesn applicnLle law provides
<br /> J_�.;,;�; uthnsatFQ.Unlesq an ogreement ie mado or appltcable law requirss intereat to ba paid,Lender ehnll not be required to
<br /> �`Y.: ., h tchat interest
<br /> __y:� �ny Bacrawor any interest ar earnings on the Funda. Borrower and Lender may a�ree in writing, owevar.
<br />=.��,,�� shell be �aid on tha�unda,l.ender ehall gi ve tca BorroNer,without charge�an annual accounting oi tha Funda�showin�;
<br />-`- creciit�ond debiis io ti�ia i urds a�3 tha pu.•;� for:�hizh ea�h�1a�+1t t�the Funds wes mude.The Funda are pledgec�as
<br /> ...:�=�.;;
<br /> __-;��s,�„:-hi3�� additiunal securIty fnr ell sume secured by thie�eouri2y Instrumerit. _
<br /> _-°,�,,--� lt thv Fundn hald by i.ender exceed tha amounte pormitted ta be hald by epplicabla luw, Lender shnll accnunt to
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