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<br /> � �-� ge�{untng with the f�st Chunge Date, my intec�cst tate wlll be bmsed on an Index. Ttte "Index' is:
<br /> �: � va Trnxzausy Siii
<br /> '''' � 1he most tccent Indox fiaute avaUable as of the date: �4S days �
<br />'�-� before each Chonge Date Is callad the'�rrent Index."
<br /> � �� " It the Iudex is no longer uvailable. the Note Holder�vill choose a new indea that is based upoa
<br /> T9,-����y� oompazabla iafomnad�n.The Notc Holder will give me notIce ot this choice.
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<br /> _'' I�'�.`�� (C) C8QCl1IQ�0A Ot CI18R�Q.9
<br /> _ Bcfore each Ch�nge Datc, the Nnte Holder wiU calculate my aew interest rate by adding
<br /> _ :,4�: �i�30 At� S00/100p I���SeP°�<<$�
<br />-.�=.,�;r� ( 2,300 �o)to�he Current IQdex.The Note E�Alder wlll then mund tl�e result of this
<br /> addition to th� �N2ar�.st �Neat Highest �Next Lo�:r�i
<br /> �U�-��� � o.��soo �3). subject w theliaz�ts stated ia
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<br />_�'�.�in'_ Section 4(D)bcbw,this rounded amount wtll be my new Intesest rate until the aext Chenge Da��.
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<br /> :>_,�c;,,;�� The Nate Holdcr wl1J ahen detem�ine the amount of the moathly payment that woald be s c ent to
<br /> _=d.._;R.� repay the unpaid�iincipal diat I am e�cpected to owe at the Chaage Ante in ti�tl on the MeturIty Date at my
<br /> - - new 1n�.erest aate Im substendally equa]paymenta.The resWt of this calculattoa will be the nsw amount of
<br /> - —_° �Y moatht9 P$Yment.
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<br /> ---�s'�?,R�.- 'ihe'tnterat-onl�r pes3od°ia the pertod fsnm the cBate of tLia Note througb •
<br /> -�'""'`� '�� For the lnterat�only g�ertad. after calcaladng my aew interest rate as provldod�above. the Note Holder .
<br /> - __:,;;;,�, �vlll then detern�fae the antouat of Ma monthly paymeat that wouZd be suf�ctent to pay the iebteeESt which .
<br /> _.y,��� ' accrucs on tho unpaid princlpal of my 9¢�an. The result of this culculatioa will!�o the new amouat of my
<br /> -- - zuonthly payment.
<br /> ---- — 'Ihe'amortizadon peribd" ls tue pedod after the intere.ct-0Ny period. For the arnortizatlon perlod.
<br /> ----.-..— after cnlculating my new incerest tate es provlded above.the Note Holder wlll then detexmtae thc amount
<br /> -"—' of t$e mont�y payment�hut would he suff:dcient to repay the unpmld�rinctgul that I am expected to�►we at
<br /> the Cbaage YAnte iu fuil on We Manuity aafe at my new intenest raca in substanriatly equal payacents. The
<br /> result of thla calailatton will be the new amount of my monthly payment.
<br />—��-°-° �-- Initlul8:
<br /> �898D 197081.01 Papo 2 of a
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