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<br /> � 93- �.t�nt90
<br /> S. Hua+d ar Pnspa�ty i�anoa. Ba�rower:1�a11 Icaep tha improvemcnt� now existiq� ur berraRer eeocted on tho
<br /> Propaly iawred q�aiaa las by tiro. I�ardr iacluded within�ho term "extaidad oove�a'And any atl�hu�. includln�
<br /> _ ila�di or iloading.fcr whkfi l.a�der roqulroa i�uuaaoe_Thia ia�uranoe sda116e mdnWnad ia�do amoua�x and fa�he peri�d�
<br /> thw [.a�da roquir�a. The finuranoe canier provi4ing the fnsurmoe clu�ll be chosen by 8omnw�er sul�ect to t.cnde�'c appmval
<br /> which RFall no�bc urmea�onsbly wi�hhcld. If ean+ower fdts ta m�inWn covcrage dacribed�lavo. I.a�der msy.u Lra�der'�
<br /> qMian,crbuin oover�c to protect Lendcr's dghta in lhc Propaty in acrxxdanoe wiW p�ragraph 7.
<br /> _T___-- All i�ur�noe pdiciet ard rorcwalc tlWl bo aaoqM�bk a l.a�d�r aad�Iwll indude a uanda�d mortgage clwse. I.ender
<br /> —�u �II Iwvc�hc dght ta hp{d Ihe palicia�and rcncwala.If Leoder roqufrcs.Barmwar sfw11 pramptly give to I.rndcr all roocipts of
<br /> - _ _ _-�_'�� paid prcrniumn�nd rcnew�l notioes.Tr�tho ovent af locs.8orrower chwll give prompt notlaa to the inwru�oe caMer md Irwwlor.
<br /> l�ender may make pnoaf of lass if nut made promptly by Barrowcr.
<br /> UNcss t,cnder and Bomnwcr otherwlse agroe in writing.iosurance procaodr shall be appliod�a oestaratlan or npair af�he
<br />_ PmpeAy dNtwgod.if thc nstanUMn ar�qwir is aoorK►mically fcasible and I.ender's ssacu�ity ie nat lessened. If 11x raloratian or
<br /> �i�ic�at a�amicAlly feawible or Le�der's sav�ty w�ould be lessened.�he insurance pr0000ds shall be appliad a�he sums
<br /> sa;urod by this Secu�ity lnctniment. whe�her or not�Nren due. wiUt eny exccss pwid to &►rrower. If Borrowcr abandona �he
<br /> Property. or does not answcr within 30 dAys�►rotice from I.�ender tl�t We incuranoe carricr has offerod to settie a c1Aim. U�eo
<br /> I.ader m�y oollect �he incurance pn0000ds. Lender m�r use thc proaoeds w repair or restore the Property or to pay sume
<br /> �ea�ned by thus 5ecurky InstrumeM.wh�ther or not thea due.The 30-day period will begin when Qie ootice is given.
<br />=_ Unkxc I.ender and Borrower�the�wise agree in wtiwig. any appliaubn oi'prooeeds to principal slwll nd extend or
<br /> postponc the due date of the monthly pvymente referta�to in p�aragraphs 1 and 2 or change�he am�wnt of�he payments. I�
<br /> - under pars�graph 21 Ihe Prope�ty is wx�uir�!by LKnder. it�rrowcr's ri�ht W any insuraacx palicies atd proceeds resulting from
<br /> -_ ,� da�nage w the Pmperty prior to�he acquisition shall pass to I.ender to xae extera of the wm�sea.'r�ed by this Security lnsuumeo[ .
<br />--° immedistcly Qrior w Ihe arnluiRitinn.
<br />'�•'�� 6.Oacupwcy.P�ecervatba.MaiWea�ace And ProtaHon of tbe Property;�wrrow�+er'�Lann Appltr.ntton;I.weeholdc. '
<br />"`,��y���y�,�:, Bomower shall occupy.esublish,and use the Propeny u.�Borrower's pdncipal residc�nce tia•aaP+�i�slzty days after the execution of -
<br />.,:�Ky,�v';±'�`s" this Saurity laanument wd ctwll rnntinue�occupy the Property ac porrower's primc9��il1 c�escrlence for at least one year afler
<br />==���;s?� the date of occupancy.unlas Ixnde�Whe�va::e�$�+aes in writing, w�i�h conrxM shall not he u.n.2asonably wlthheld.ar unless
<br />�-��,�.;.t'�;; cxtenuating circumstaixes exist which ar� beyor�d Borrower's rnntrol. Borrower sFwll nor c3�strop, damage ar impair tl�e
<br />_::�,�i;��;�i}�7�,��:.
<br /> ��„„F_,r�,,y:. Propeny. �Ilow the Property to dderiorsue, ar oommit a+aste on the Property. Borrower shall be in dcfeuft if any forfeiturc -
<br />-;:;�.�q='�5�s+� t�tbn or proceeding,whether civil or crlminal, is beguse rhat in Lender's gc�od failh judgment could�esult in forfeitur+e of the • --
<br />.-• •�r7L4'�
<br /> Property or otherwise moterially impair the lien crcaled by this Secu►ity Instrun�ent or I.ender's secu�ity intsress. Hamnwe�may
<br /> ��'�'- cua such a defau�t+�rd reinstate.as prnvided in parngrnph 18,by caugiog the action or proceediog t�o be dismissed wi�h a�e8in�
<br /> '_ Ihat. in Lencku's Raod f�flh determination, precludes forfeiture of t4e 8omnwer's interrst in the Pro}�erty or ather muu�ri�l
<br />''� .��_«$,r impaim�ent of the lien c�eat�ed by this Security Instrument or Lender's xecurity inte�+est. Borrower shu1G t�lso be in default i6 ,
<br /> ;. �� .�r�;;�. � � . •0arrower,during the lop�z ap�nt�catian process,gave muterially Palse or In�ccurate infurrnation or s1At�men�s to I.ender(or failed , _
<br /> _ _`ili ' �"s �'¢j��; to provide Lender wlth aay macerial information)in conn�xtion with�tt+�loan evid�n.:ed by the Note,including, but not limited =:
<br />-�,��t�y;�,r;}: to.nepresentauinm.a conceming Borrower',cjccupancy of the Propeny As A Qrincipa)residence. ]Y thds Secudty Instrument is on a .
<br />� - — - `-�`.'r le�old. Bo-ronrr shs!! Men�ly with s?D ,he �r��4_l�r.s of th� fe:u�. If 9usro::�er ac.;uir� fcc tftic to thc Property, ifk.
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<br /> R�' •, �� IescehoW and the fee title shall not merge unless L,ender agroes to the merger in writing.
<br /> 7.Ptvtection uf I.eoder•s Rights In thc Property.If Borrower f�ils to perform the oovenanls and agneements rnntalned in =_
<br /> .. , a this Senirity Instrument,w there is a legal proceeding tha� mny signific�ntly affect Lender's rights in the Propetty(such aa a "
<br /> - ;��a✓ �, pracee�ing in bankruptcy.probate.for rnndemnation or fort'eiture or to enforce luws or�egulations),then[.ender may do and
<br />=�a " - •,; {q� pay for wlwtever is necessary to protoct �he value of tfie Property and l.ender's righta in the PropeAy. Lender's actions may
<br /> '�r "��t:. � •�'� include payirig any sums se�cured by a lien which has priority over this Security Instrument, appearing in court. p�ying
<br /> �.� � se
<br /> •. j;�.'�:Y , t��� '''1r reasorwble wtameys'fees mul entering on the Property t�►make repairs.Although Lcnder moy take action ander thir paragraph .
<br /> � �� k,:t. � 7.I.cnder does not have to do so.
<br />'"� `�� � Amr amounts disbursad by Lender under thia parngraph 7 sha11�ecome udditlawl debt of Borrower secured by this
<br /> , A�,� _
<br />�:?` ,�:�,���;;y Securiry Instrument. Unless Borrawe�a�I.Lnder n gree to other�err�ts�pt pu yment, �faese amuun;� shell bear interest from thc =
<br /> dete of disbur�ement at tQoe NMe rote a�wt shall be �ra}�aMc, with i�wr��est, upon notict i'rom C..ender to Bor�uwer requesting =
<br /> -- � y�,:�- payment. "
<br /> •��� 8.Mottgpge Inwranoe. If l.ender required mortguge insumnee as n cond+tiun of muking ti�0•oun sectacecl'i*; �his Secutity
<br />,�;, I�istrument, Borrower shall pay the premiums required to maint�in the monRage iavurance in efffect.�if, f�r a��y reasoo. the -
<br /> � mortgage insur�nce rnverage required by I,ender lapses or ceases tu t+c in eftec�. &�rrower shnll puy the premlums require,i to
<br /> . • '''"�� obu�n ooverage substuntially equivalent to�he rn�►rtguge inburunce pr��•i��uyly in effect,ut u cost substamiully ecy�ivalent t�n the -
<br /> --— rt_f c+cos� to Borcower of the mnrtRaRe insuronce previouslv in effert, fmm nn alc�rr.a�;e rnortnaRe insurer appr+oved by [.ender. if
<br />-- — ��`.r;''� ��'I'1,���`� �th�tuntially equivulent mon�aage insurance coveruge is not uvailable.Borrower s�.;;�pay to Lender each momh a sum equal to `"
<br /> }t 5::. Y,1 �:I� .:.
<br />, y �4�,��'� -. one-twelftfi��f the yearly mortgagx insurance premium being paid by&�ROwer when the insur.u�ce coveruge lapsed or cea.�cB tc+ -_
<br /> �! �ig.'.;;�� �be in effect.dxnder will acceAw,u�:wa1 nmvain thc�se paymen[s us a b.. rc�serve in lieu uf nwrtguge inaur�nce. l.oss reser�.� _
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