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<br />WELCOME HOME ASSISTANCE (WHA) PROGRAM
<br />NEBRASKA SECOND DEED OF TRUST
<br />This Second Deed of Trust (this "Second Deed of Trust"), is made as of November 4, 2022 , by
<br />and among NELY ROXANDRA MENENDEZ-RAMOS, A SINGLE PERSON
<br />("Borrower", hereinafter referred to as 'Trustor"), whose mailing
<br />address is 2704 W KOENIG ST GRAND ISLAND, NE 68803 ; U.S. Bank Trust, National Association,
<br />("Trustee"), whose mailing address is 111 5.W. Fifth Avenue, Portland, Oregon 97204, and Nebraska Investment Finance
<br />Authority ("Beneficiary"), whose mailing address is Suite 200, 1230 0 Street, Lincoln, Nebraska 68508-1402.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described as follows (the "Property"):
<br />Lot Eighteen (18), Block Sixteen (16), Ashton Place, an addition to the City of Grand Island, Hall County,
<br />Nebraska.
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the
<br />"rents"), all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all
<br />right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property
<br />owned or hereafter acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may
<br />hereafter acquire in the Property, all easements, rights-of-way, tenements, hereditaments and appurtenances thereof and
<br />thereto, all water rights, all right, title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within
<br />the right-of-way of any street or highway adjoining the Property, and any and alt alleys and strips and gores of land adjacent to
<br />or used in connection with the Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon
<br />(the "Improvements"), and all the estate, interest, right, title or any claim or demand which Trustor now has or may hereafter
<br />acquire in the Property, and any and all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu
<br />thereof, of the whole or any part of the Trust Estate, including without limitation any awards resulting from a change of grade of
<br />streets and awards for severance damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust
<br />Estate". For the Purpose of Securing:
<br />1
<br />Second Deed of Trust/WHA
<br />8.15.22
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