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�,�,,..,.r '� ;� r.,-_ _s �;'t' � ' op`� <br /> � �+��� .�es'ti.�.' <br /> ,,. , . <br /> - -- <br /> . u. <br /> � 14 <br /> - __ ---- ----- - <br /> r .....�`)_..._.__..........1:�� <br /> --- Ap,iUSTABLF RATE RIDER � a �o�� <br /> �•��'�' '� Il Yau TniuwY Udac•Nata C�P�1 � • <br /> n��s nutusr��a►Ta�ioeR a.�.a.�a+�e�d.ra� J�� .�v_.�3__, <br /> � �1 b MaorPa�t�d NMO�a/MW b�d�d ro�n�d aid�appMwM lir Moe�pM.Dw0 dtT�uct.ar SawkY O�ed Uhe"Skutity lastiwacnt"1 af =-- <br /> l�/��dM�{���1��MO(IMf��pO�IOMR���10 MLW�f�01'tOMf1�!Ad�WI�eM wllf NOIf ItM"�101�'�)�O <br /> � ' ��(w"�w�r")ot�M�d�a aa oor+da�M p.apn�r ducdl.e I�un a.c�rky I�an�.�.��ae w�a�w a� <br /> �� - • 2411 S �_�1_..__ �— <br /> '•f� IP�ope+tYAddtenl <br /> TMM NM eMUil�s /roM�i�M�iM fK d��1� �Mf INww nN aA q wo�tMll —� <br /> Mr�N�1b.7UN Mt�dra M�lu IM�wor�l w11�ta�N�eq eMrN N W Mn IUM�M — <br />—_ �M IM wiN��aM IM�wl�ni1�1 wt Ml'. - <br /> -_� --- ��:. <br /> ADDITIONAL COVBNAN'f9.iq�do�to tM ao+�ir aud yraau�au m�dt b Ila SeerrNf'ItutrunKnt.Bwrorrer aad l+eude► � <br /> u� Bw <br /> - fYKtf�aeorayMadaV�e�tollowi: � __ <br /> ::iF <br />�'''-�—•r«�,s�rrr� A. IM�E6T RA'�E AND MQN7'NI.Y Mt'MF.NT CHANCEB — <br /> -°� 71ie No�te Vrc+'idc+Por a�i�idY io�a�ea nte oi �-� �.Seafa��of th�NoM provida fa ch�es i�tM iMaat rw ud 1�e �`" <br />- ��Y V��.p tolbrs: `-•-- <br /> ---- �'_ <br /> :i��� � � �I, !M7&RFST k�l7E AND AIOV�fJ14Y PA 1'MBNT CHAK� --_ <br /> _- 1�'i�bsa �i ! =' <br /> - -__ �� >:i afij �TM _ <br /> _ • ,!�t ji�1�l� The iaterat ntt 1 w14 p�y mw8 c�oa tha(irs[d�y ot J�y ,19 �4 ,aad oo th�t daY�+Y `r' <br /> , ' �.. 12 IpbqlC�a RY�ex�aRp,E.�ch dnc oi1 whicb my iateral rate ca11d Chn1�e i�pllod�"Chu�e Wte.° �: •� <br /> �:.- <br />�.il,, !h 1 l�� �N�i4 , � "�: <br /> �'� ;: `��: 1 ,�':� Be�innia��it�tQie Bnt G7un�e D�te,my in twat nte wiU be based on an Indac.The"ladac"is tha wakly avera�e yfeld on Unitad Stata ��; <br />,, .;a,r.. . ; --- <br /> _ .,{ . Trcawry securilia sdj�ated to t�cc�tant muurity oi 1 ywr.a m�die�vall�bla by the Federal Raerve Board.The mo�t reoent Inde�t fi�ure ___ <br /> ° .�." �vail�ble ai at tAe date 43 days beiore ucli Clw�e Due is calkd tbe'•Corcrnt Index." = <br /> ti; If the imlmc.b no lon�er waikbk.the Note Holder wdU choae a aew iadm�whicd i�baied upoo compuabb iafaawaioe.The Nou .'��' <br />-�"` .�;�� 1�nider wW�ive me nodce of�hls cholot. , �_ <br /> �+ � G z . <br /> �: ` i'1��� (C1 Gka9�Uor W CMa� . ��_ <br /> - ;.r t.., 8slar:rach Clau�e Dat�.t�.e!�las H�der a1U cakselate mg nav lnsrnst rnie by nddin��W�D i OAe�-}9dlf pe�s'm� <br /> .. • �.�,�:,f Qoimi( 2.5 � IF�ae. <br /> E ,� m w��o�n�e currcnc�nda�.na roueatng�to the nearat 1/8th ot l�,�ubjre►to the limtts stated,in 5rcUon 4lD)bdow. �;.,�.,;. <br /> :1, ��F3�1i4'�, • - � �:�r`�'• <br /> This raunded amount will be my a►cK iarerat rate umil the nen�Cfiange Dne. ��,�;_:._ <br /> •.�t„ � `��'�'` � The Note Hdder will�hen daermine�l�e nmonnt o9 1he momhly payment that would be sufHcient�n repny In fu11 the principal I am ��``- <br /> ��fr�,� `�` li;;t , etpectad to ovre o�e ihat CAanRa Date in substantially equel prymenb by the mauurity dWe a1 my�w faterat rate.Yfie raul�oi thii calculadon � �-`-: <br />--"•"' � wW be the naw amoum at m moMfil =-_- <br /> .,-1:, . ' r r ws�enc. =- <br /> �';;'�.���,;"` ,;°."` __ <br /> ^ ''%' (D) IAmlis o�oaie�av Ra�s(��e <br /> �+'�-� <br /> .•, � _��•.�� �` 7.25 ��x <br /> � intaat rate i am requked �o pay at the fir�t Changc Date will na bc greater �hpn %��las thon <br />;-,`.';; ,�7.'+;. , 3. <br /> ���; � •� ��.ThertafYer,my interat rate wlll never be increa+ed or dec�toyad on any sinyle Chan�e Date by more Ihan <br /> - � ` • � S2-�$� icom�he ra�e of interat 1 have been payinQ Por�he precedin��weive momhs.The minimum interat rats on tlds lam will never!e =,. <br /> , � ' , <br />- = ����;� f,-�:`�1.���' ' �� 3.25 �pnd the maaimum imerat rote wlll mver Ee areater�hAn 10.25 �. <br /> ��r, 4; � ���. <br /> ,'.:�"��f}s< <<,•i:i� (El E/fetUrtD�ItotC��a it:�`r <br /> .-�` '��;,'.;`r•' � My n.w intercst rste wlll 4�.orae effective on each Chanpe Oaca.1 will pry the amount oY mv new monlhly payment be�iffni►�on t h e Crst f'-•:'•,��•,. <br />��1U P' r�..1 � �'' <br /> ,;�� � .�• . ... y;�(�°�" tuotlthlY payment d�te after the ChonQe Dste unti:tbe pmoun�ot my moathlY payment chon4a aQain. �•�. <br /> :�,J, � �4�,.�R. � NWice of CM� F <br /> _S , G,r•-; <br /> � � r ;,��. Tbe Note Holder wfll mafl or deliver to me a notice befon tach Chanae Data The notiee��ii9 advfu me of: � <br />`��� '' ^*+�, r' (i) the ncw intaat rate on my Iwn�of 1he Change�9e; `�� <br /> y, .� ..r.`"" - (ii) tAe�mount of my�uonthlY p�ymmt fdlowing�3�C'hanae Date; �'�- <br />..�5� �..- : <br /> w�, (8il any addidaul matlen which the Note Holda is required to disc.o;e;and r��T <br /> �n,,•' <br /> � qv� �ae aaaras ot�ae a�oe�aaon you couw conucc ra.rdr�any quauan abou��ne.dlw�mcm aouce. •°.-.- <br />��,, - �-�, <br />- ',.z�.�. . -° <br /> a <br /> •. i{. CHARCt79i W�1VS `''c� <br /> �taiferm C.ovenant�of the Securiiv Initrumenl iR amended m read��felMwr. ;='':;'� <br /> .. =_—�i;=�I- --- — � =- <br /> ; ;���"`s�• : •'`., • �.�•IJau.Bottower shal p�y all uuca,assasments.ond other clur =- <br /> ,�d:�,•�•:•., � Qa,fina,�nd impaai�io�s qllribut�ble to the Propeny whkh may <br /> i K:'�`" <br /> . ;"���� ��''� �ttaia a priority wer tM�Secudry Instrument.and kasehold enta ot ground rents.if any,in�Ae maener rcvided under puaaraph 2 herco7f . , <br /> ' �-.._ Z, WYm R ,,_. <br />:.,; � �.. � �;;_;.:;�,,� {.y. <br />_ r �, i�., _ ,,,,,� or,if not patd in such m�nner,by Borrower m�kinR payment,when due,directly to the p�ya therrof.Bonower s1u11 prompUy furniah Lender i}_� <br /> �,;;:- Y dl notias af�mounta due under thl�pva��aph,and in�he e�ent Borrower shall m�ke payment direelly,Hortowtr ahaU praapay fur�ish to f%.t;;��• <br />- • ����:; i�•:' ,{•: <br />,;;�,i ;'-:7y�;�y:,,;,.., �:LL� l.ender teceiptt evidencin�such payments. Borcower�hal8 prompdy dischuQe any Ilen whicfi has priority over this Sa:u�ia. ]nstrument; �j{r,,; <br /> n� ;? hoNevar,Bonower sh�ll not bt requfrcd to dischuac any sucA lien so IonQ as Borrower:1a►ehall agra in w�iling to the payment of Ihe F"�*�� <br /> ��' •� ° b-'faf, abtiption secured by such lien in the manner ac�aFtabte�o Lender,(b)shall in good fnith rnmat such Nen by,or deknd against enforament mti �: • <br /> �d' • ° . such Ikn in,le�al proceedfn�s which in the opinion of�ender operate to prevent the enforcemmt of lhe lien or forPeilure of the Property or awy .�,�+�;�,.. <br /> , � • . part theteoh,a(c)shall secure trom ihe hoWer of such lien aa aareemmt in a form s�tisfactory to Lmder subordi�utin�such Ikn to this ;i,:''j'��". <br />-- ' ' Setudly Instrumcn6 ` <br /> :�;;`� ` ` ;.-,-�;� -�r ':t'�.: <br /> • ` _�• � �, ,��•i• It Lender determines Ih�t all or nny pan of�he Proreny is subjctt�o a lien whfch may uuain a ptiorUy over�his Securiry Insaumem, ��.��� <br />-�' lrnder shall dve Borrowu a notioe identitv�oa cuch lirn.Bortower slull satisfY such Ikn or take one or more o(Ihe x�ions ut torth above �-�-� <br /> _ --". , ,`�T� wNhfa cen dayn of the�ivina ot the naice. �r� <br /> ;,,�i�cz., � <br /> ' C. NO'1'ICE � �1� <br /> �7:�1iEi ;,L�(. �ti,;l <br />" • �'y'�� � �� UNform Covm�nt 14 of the Serurity Ins�rumem is amanded w read u tollows: �t�'• <br /> � 11. Nollee.Except tor any naice requircd uMler applirabk law�u be gi�•en in ano►her manner.!a)any nolf�r lo Horrowet provided(w m thn � <br /> ;, � Secnrity Insuument tihall Ee�iven by deA�m�er ar by maflinQ it by(lrst clau ma�l to 8orrower at the F'ropeny Addrex ur at such aher address <br /> as 8orrouer may desi�nate bg naiee to Lmder as pro�ided herein,ond Ibl any naice io lender�hall be gi��en by first rlax mail u►l.ende�'� <br /> •��-" _ . :"�+��_� addras slated herein or lo wch other addres�u Lender may dn�gna�e b}nnnce to Burrewrr�r pre�ided hertin.Any notfce pru�iJrd fur m thi� ;' <br /> , , t..4:.. <br /> „ '�..'.,;....:.����': �:u� . Secvdly lestrwnem shall be deimud�o luve been�nm tu Borrower ot lrnder when�nrn m the rtunrrcr desiQna�ed herem <br /> '•'. ' '��k t.JlrS�� �.. <br /> i' ' .;:. ' <br /> 7 . �. <br />