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<br /> ��_. --_�' 93-10111l44
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<br /> - - —. TU(lEl'HF.R W ITH �II tl�improvemems now �x hereafter crcctcd an the propertY�and pll ca.sements.pppurtenunces,
<br /> -: -- � �nd Paturc:mw or t�ereafler a pa�t af�he pioperty. All replacemenu and addUians shall alpo be covercd by thic Secutity
<br /> � -- Inswmen� All af the fa+agoing is afened to in Ihi�3xurity Lnswment u�thc"Pmperty." -
<br /> BORROWL�t COVENAIV7'S that Bormwer is lawfully scised af the estate hereby a�nvcyed and has Ihe right to gmnt
<br /> p.. and convey the Ptnperty ond that�he P�+operty ia unencumbered.except for errcumbronccs of recard. Borrower warru�ts and
<br /> .';�`� wiU defend generally 1he title ta the PtnpeAy against ellclsdms and demancis.subject to any encumbrunces uf recard.
<br /> '""'" � � THIS SECURITY WS't RUM�NT combinc� 411IfW111 COYCTIBIII.S fOT OailpliAl u�c and non-unifocm cavrnanta �ritl: �--
<br /> _����
<br /> _;;���;,,�� Ilmlitd variations by jurisdiction ta conglitute a unii�nn cecuri�y in�aument coveflog reui prapeAy. �
<br /> .:,,;-�_;�;_._ =��-'�� � UNIFORM COVENANTS. Barrower wtd 4endercovenant and agne a.c fvllows:
<br /> � � � � �`�� f. 1. Ppyptent ot Princlpal aad lqter�sti PreW�Yu�eat and Late Charges. Harrowcr shall pmmpUY pa)a�hen due the
<br /> �� � � � � '�.!��#; � principul of and interest on Ihr debt evidenced ay the Nate and uny prep�yment and IAte chArge4 due under the IVote. �.,__
<br />,�':��t:t��;. � ;, . a,�,, –
<br />:,.;�s������ �;�.� ., : � 2, FUnds tar 7hxea aad ln�uraace. Subject to appiicable law ar lo e wrilten wuiver by l.ender.Boaawer shall pay to
<br /> =_-'��5� Lender on the dAy manthly pAyments are due under the Nute,until the IVate is paid in falf,a sum 1"Fw�ds"1 far: (al yearly
<br /> �?'��t{-�'� tazes and assessmcnts which may auain priority over this Security Incuument sis u lien on tfie Praperty:lb3 ycarly leasehald
<br /> s
<br /> -,, payments or graund rents on th�: Propeny, if any: lc► yearly huard ar property iagurcince �xemiuma; (d► yeArly fload _ -
<br /> ,'+ ��r., insurance premiums. ii any: (e)yearly ma�tgage ingurance premiums. if any: and lfl any sums p•riyable by Bortuwer to
<br />_-^' �..ti�i'�i'; l.ender.in accc►rd�nce with thc provisions of paragrsiph R,in lieu af the yment oi murlgasr inxurunce premiumw. 71iea�e _
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<br /> � y�,. items are called E.cer+aw lums." Lender may.At,�ny time.collrct und ho d Funds in un amaunt nat to exceed�he maximum
<br />;�:�� �,.. I �mcwnt a Iender for a federally related mongoge loan muy rce�uire for B�xmwerk e�rrow acccwnt under Ihe fedeml Res�l �
<br /> �' ! �state SetUement Procedurcs Act o f 1974 ua umended from time�a time. 12 U.S.C.#-�1 rr sry.t"RESPA"1.unlexx umKher �
<br /> `..'� ; law Ihat app8es to Ihc Funds xeis a Ich+xr um�wnt. IP ro.L.cnder muy.at any dmc.rollect and hald Fund�in an amnunt not to �.:
<br /> .•,s excad the leaser omount. Lentkr moy exlimate ttre iunount of Funds due un Ihc haci�af current dutn ond reasonabic
<br /> — r.slinwtc,uf r,��x�nlitu�rs ui i'uiur��Kru�c ltems csr athen:ise ia secordnncr wi�h n�+�+tieeble lew.
<br /> �u� .i'':�;� '�}�� �y:
<br /> # ,r,,,.: .,• .,. ,�;�,t.,; The Fi�nd� xhall bc hcW in an inwiwtion whase depaRit4 are ingured by a fcdc�al agcncy. inztrumentsdli�y. ar eMiry ��=
<br /> . .. .r: lincluding l.cnder,ii Lcndcr ix�uch an instirotion)ar in any Frdcral Hamc l.uan Bank. l.cndcr sl�ll upply the Furuls to pay r
<br /> • • '" : . m. lhe Escrow Items. l.ender may�x►t chuge Bortower for holding smd applying the Funds.annu�lly nnalyzing the egcraw �`�'
<br /> • ��°'S+''�•��C � accaunt,or veriiying the Escrow Items, unle�s I..ender payc Borrawer interest on the Furciw ond applicable law permi�s �;�:
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<br /> " l.ender to make such u chuge. Howcver.l.ender may rcquirc Borrowcr to pay u onc-timc charge For an independent real .
<br /> �"''�<t-' �� eswte tax repocting service used by L.ender in connection with thls Ioan.unless applicubk law provides wherwice. Unless an ��-.
<br /> •�;r. «�.
<br /> � i ��j�;l�. � i agreement is myde or applicable law requires intcrest a bc paid:Lender shall not bc required to pay Dorrower any interew or �„,;
<br />� '���{�t��;,4�';. ' carnings on the Funds. sorrawcr und l.ender may agree in wntmg,however,that interest sh�ll be paid on the Funds. L.ender �1`�_�
<br /> •'ti;,> ` ���j:�l;�?,.`; �� sh�ll give to Borrower,without charge,an�nnual accou�ling of the Funds,showing credits und debits to the Flmds and Ihe
<br /> :��;�t , I purpose far whieh euch debit to the PUnds wu�mude. T'he Funds are pledged u4 addidotal secutity for all sums secured by ��"�
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<br />,i_, ,; .t � i�,,�;�;�.+i"�.:� �hiaSecuritylnstrument. .
<br /> '= - = I!ihe Funds t�ld by l.ender rtceed the emo��n1� ;+e*m�t�ed [o be held by aQplicable luw, Lender shall uccount to
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<br /> , . ; � Bonower far the excess Funds in uccordnnce wi�h the reyuiremenlc ai applicuble law. lf the amount of the Funds held by �;-.
<br /> �t;,;�:,- . �r�:, Lender at any time is not sufficient to puy the Escrow Items when due,I.ender may so notify Borrawer in wriling,and,in �,''
<br />.-''�9:�t;.• �';�'�'�� �.' �..:..�� � such case Bonower shalt pay to L.ender the amount necesrury to make up 1he deficienry. Borrower shall mAke up the ��"�
<br /> ,��:r� � _ y`��, deficiency in no more than twelve momhly payments,w Lenderk sole discreliw�.
<br /> ,_ �.,::_ _ ti...:._. t I�nn�yment in ftdl nf all 4nmc cecnred by this Sccurity Instrument,l.ender shall prompdy refund lo Bonawer any ��='M1
<br />- ¢�;;� ..x��, •.�' � Funds held by L.ender, If,undar parag�aph 21,Lender shull acquire or Sell the Property,Lcnder,prior ro thc acyuis�uon or
<br /> � ' r; � � sale of the Praperty. shall apply any Funds held by Lendcr nt the time af arqui4ition or �wle�.r a credit ugaingt the sums �--y
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<br /> j ° � secured by this Securi�y Inswment. �
<br /> `� '..`'•``'�' '�'�� 3. ApplicnNon of Payments. Unless upplicablr luw pravides otherwise, all paymentx received by I.ender under •
<br /> � �' � psuagraphs I and 2 shall be upplied:tirs4 to Any prepayment charges due under Ihe Nde:second,to amount�g puyable under •
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<br /> - .� f' ;«;.ir,�•A..,� parngrnph 2:�hird,to intcreat due;founh,to principul duc:nnd last,�o uny lute charges duc under the Note.
<br /> '�� .������,�,. 4. Charges; l.lens. Borrower zhall puy all taxc�, �ssessmenti, chnrges, fines und lmpositions attributabk to�he �y:`
<br /> "+.� ��"•' ' Propeny which mny uttain priority over this Security Ins�rumenl.und IeA�+elwld paymcnts or ground rcnts.if any. Horrowtr �._
<br />:_y,�i�.:; ,`�'.,'.: � : ��. shall pAy these obNga�ions in the.manncr provided in parngraiph 2,or if not pafd in that manncr,Barowcr shall pay�hem on .��
<br />= time directly to the person owed paymenl. Borrower zhull promptly furnish to Lendcr ull noticcs of umounts to be paid under :��`
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<br /> Y ��•• �,�}�'.,'�_�Y�y�;;;,. �',,'�= � this purugraph. If Bortower m�lce:,thexe payments direcUy.Borrower shull pramptly fumish to l.cnder reccipts evidenciag ,. Y
<br />_ . � ,y�{�'�Y y ,1,; ;'�:�j�} the payments.
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<br /> ' 'b'•'; ,•���� . �;�•;,' Borrower shall promptly discharge any licn which has priurity over lhis Security Inslrument unless Borrower: (u)agrees
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<br /> _ :�, .� �j, . ,,,;_;.:;, in writing to the p�yment of the obligation secured by Ihr licn in a mrnner acceptuble to Lende�:(b)cantests in good faith the
<br /> �'�� � '' lien by,or dcfends agains�cnforcemeat of the licn in,leg•rl pn►ceedings whirh in the Lendcr's•opinion operate to prevent the �'
<br />:+` }: ;t, r+��,�y';.,,�!;'�. ;;; enforcement of the lien;or lc)secures fr�im thc holder of the lien un agreemrnt satisfactory io Lrnder subordinating the lien �;i�'
<br /> - r��� `�°t? to this Security Inswment. If l.endcr dctemiines that Any part of�hc Property iz,ubject to u lien which may attain priority -"-��
<br />�,' � '"'M'�"'`•��'i, over this Security Insuunient,l.ender may give 8orrowe�o notice identifying thc lien. Borrower shall satisfy Ihe lien or take �»
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<br /> ' . ; ,..3�;;•� •" oneor mare of the aclions tiet forth above wilhin 10 days of�he givin�of no�ice. �
<br />''�-•3'�'� ��:�;.�,lc`� 5. Ha�rd or Property Insurance. Bortower shall kcep�he improvemcnts now exiating or hemufter erected an the �,�*`
<br /> °��-��`�' �., . Property insured against losx by fire,haxurds included wiihin Ihe tcrm"cxtcnded coven�ge"und any other hazards,mcludmg
<br />`"u�°" ttaods or flooding, for which l.ender reyuires insurunce. Thi4 insur�nce shull lx muintained in thc umoums and for the
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