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1 <br /> � <br /> , t ,. ., � c, „ r` <br /> , <br /> , <br /> ., : <br /> . .. <br /> . . „ „ - <br /> ,; . „ , � <br /> ,. ....� � " ., . ... . .... a <br /> � � �����1�1�� � <br /> -• '- -- TO{3�:H�€:�`�lTH a!i ihe l�npYo�.:sftent4 nnw on c�renMr crected un thc pmperty,nnd all esxemcntn.apnurtcnnnccs,nnd <br /> ' flxturea nov� or hereufter n pnri of tho properay. All mpl�.�centente nnd nddltlann ehnll nlso be awcrcd by ihle Sccurlty <br /> ' Instnimznt.Ali of the for�noinB is refaned to in thia Secudty Icatrumcnt ns the"Propony." <br /> BOItRO1VER COVENANTS thut Bormwer is lawtldly seiscd of the cetatc hareby conveycd and has thc ri�tht to�eant und <br /> , canvey the Froperty und thut the Property ia unencumbered, except for encun�brances of recard, Borrower warrcuitn and wiil <br /> defend generally eho title to the Property agalnat Nl claims And demnnda.subjact to nny encumbrances of record. <br /> THIS SECURITY INSTRUMENT cumbines uniform covennnts far aation�l use and non-unffarm covenanta with limited � ���� <br /> � variatioas by jurisdictioa to constitutc a unlform security instrument covering rea!propeny. __ <br /> • UNIFOI�MI COVENANTS.Borrower nnd Lender coveaaz►t and agree as follows: __ <br /> -- 1. Pay�eat of Princtpal oad Iuterest; Prepayment s�d I.nte Churg�w. Borcowcr ahall promptly pay whun duo the '' ,S <br /> '` �,�,. •,� principal of and�mtesest on the debt evidenced by the Note and any prepayment and late charges due under the Note. ,,�_- <br /> ''-' 2.�Unal+B�r'Il'axes and Ipsurence. Subject to applicable law or to a wdtten waiver by Lender,Borrower shall pay to <br /> , , Lender on theda?�manthly pAyments are due under the Note.until the Note Is paid in fiill,a sum('Funda")for:(a)yearly ta�ces <br /> ���', " ments �<�,:' <br /> '`�'f� az►d�satents�vhlch may attain pdosiry over tbis Securlry Instrument as a lien on thc Property;(b)yearly leasehoid pay �:__ <br /> :�,.;;;- . <br />':;�:-. . , or gr�nund renp on the Property.if any;(c)Yeurly hazard ar property insurance premium.g;(d)Yearly flood insurance premiwns. �;�;�,_ <br /> � �-i if any;(e)yead�mortgage insurance premiuras. if any;and(�any sums payable by Borrower to Lender, in accordance with _.__ <br /> �� , �� �.j the pmvisionaof para�raph 8. ia lteu of the paymeat of mortgage inaurawce:preiniums•T'hese items are called "Escrow Items." _ <br /> � . I.ender may.Y any time, collect and hold Fuads tn an amouttt not to excced ttte maximum amount a lender for a federally �� <br /> ' • � min.ad morfg�ge loan may require for Horrower's escmtiv acr.ouat under the federal Real Estate Settl�ment Proredures Act of <br /> :�;`�j." , 1;. : �g74 as amsnded ftom dme to time. 12 U.5.C. Secdon 2601 et seq.("RESPA"),uniess another law tbat applies to the Funds �� <br />=���' � �d' sets A lesser �tnouat. If so, Lender may, at any dme, coltect w�d hotd F�nds in an Amount not ta exceed the lesser amount. _ _ <br />"" .. . ,�` Lettder meyy ati=nate ehe amount of Funds duo on the basls of current data and reasonabla estimates of expenditures of:bture _- <br /> ''� ' �scrow Itemsor otherwise la accordance with applicable law. ��• <br /> ,,,�.�•,.. t;.-r' <br /> ,r•,;`;;t � '�de Fwds ahall b� he;d In an inatitudon whase deposits aro insured by a federal agency. insuvmentallty, or entity ;;,,.,_ <br /> d avk�.;,; .,_. <br /> ,>.r (�ncluding L.eader,if L�mder ia such aa institution)or ln any Federal Home Loan Hank.Lender sball apply the�unda to pay the �;{�;:- <br /> �n <br /> � ^ ,. ,.�' � �scrow Itonn�.L�nder may not charge Horrower for holding and applying the Fuads, annuslly analyzing the escrow account,ar �.,.__ <br /> verefljiag theEs�row Items,unlesa Lender pays Borrower ibtereat on the Funds and appitcable law permfts I,ender to make such _ <br /> -;`��, • , a c9�atrge.l��wever, Y.�ender may require Borrower to pay a one-time cbarge for an independent reN eatate tex reportinII service =_, <br /> w <br /> ?Y;�i � � ueec3 by Lender 1n conrcection wiW thfa loaa. ualess applicable law provides otherwise. Unless an egreement ia made or ��., <br />{y?�-,. applioable Iaat�quLrea interest to be puid,Lender ahall not be required ta pay Bonower eny interest or eamings oa tha Funds. �;t:: <br />_;,:, . • y f�orsower a�d Leader may agree�n wdting,however,that interest shalt be pald on the Funda. Lender shaU give to Borrower, n _. <br /> �r�+, , ���a witt�out charge, an annuai accounii�ig 3f u'�e Punds, sh��ing cted3L�nd slebits tt+th!'fi�n�a And il:e gumose for which eacb .. <br /> >',G!�`i.,..' -::;,� <br /> ,,j,.. c�eb9t to the Funds was made.'Che Funds are pledged as additioual Eecurity for all eums secured by this Security Instiument. <br /> �""� it tbe Funds held by l,�nder exceed the amounts permitted to be held by applicabia law,L.ender shaU account to Borrower <br /><<�;,: . �`" <br /> �} for the excess Fvnds in eccocdeuce with the requirements of appltcable law. If the amouut of the Funds held by Lender at any = <br /> a:�y;���':''�`� time is not suttiaient to pay the F�sccow Iterus when due,I.ender may so notlfy Borrower 1n wdting,and,ia such cuss Bo:rower <br /> =- • •�: �: shatl pay to I.ender the amount necessary to make up the deflciency. Borrower shall melce up the deflciency ia no more than <br /> :r'��, Y;" twelve monU�y payments.at Lender's sole discredon. <br />=`l ++;�'�,,� • Upon payrnent in fl�ll of ell suma serured by thia Securiry Instrument, Leader shall pmmptly rett�nd to Borrower any <br /> -�.,�--��+n� Fuada held by L.ender.tf.uader paeagrapb 21�L.ender shall acquire or gell the Property,Lender,pdor to the ncqulsitton or sale <br />''"�""�''��' of the Prop��ry. ehull apply any Funda held by Lender at the time of�cquisition or s�le as a credit ag�fast the sucna 6eeured by <br />�?`�,�:;{��'.,; <br />___�.,-_,;y� this Secudtylastcua�ent. <br /> .n:-�:,�� 3.Applicatlon of Pgyments.Uaiess applicable law pmvides othenvise.all p�ymenta ceceived by Le�tder under psungrapha <br />��-���-''_-:-�'"^� 1 nnd 2 shail6e applic�: tIc�t, to uny prepayment charges due uader the Note;seoond,to nraounts payable under paragraph 2; <br /> �.'�-^c�'��� tUic�d,to lntercss due;fourth.to principal due;aad lase,to any tate cdarges due under the Note. <br />-�=��s-��' 4.C�mrgest Liens.Borrowcr shatl pay nll taxes.assesaments.char�es.fines and impositions attrtbutable to the Property <br />=�;�-.,,.. <br /> : :. �rt:- whi�h inay nuiin priority over this Securiry Insuum�nt, and leasehold payments or grouad renta. if any. Borrower shatl puy <br /> =���L���Y'��' these obligadons in�the a�ue�r provided in paragraph 2,or if not paid in tlust manner.Borrower shall pay thera on time dicectly <br />_---.A.�.:` co tlxe peasanawed�ayment.Botrower shall promptly fumish to Lender all notices of acnounts to be patd uudar this paragcaph. -_- <br />?u`;"��.` it Borrower malces these payments dirECtly.Bomower s h a l l promp t ly f u m f s b w L e n d e r re c e l p t a e v i d e n c i a g t h e p R y m e a t e. <br /> � -�,. �. <br /> .' - Borrower shal!promptly discharge aay t{sn whicb has prtority over this 5e�udty Instniment unlcss Boaower:(a)agrcea in <br />�--���-:-� wrlting to the payment of the obligatton secured by the 8ea in a manner acceptable to I.eader: (b)contests ia good feith the Iien <br /> - '°"'-`' bY. or de�'�nQs against cnforc�meac oi t�ec Ilcu In. lcgal proc�liaes t�thich 4t!the �ender'a op�ninn operaitt tn prevent the ._ - <br /> ��•a• '• enforcementof the lien;or(c)secures from Q►e holder of the liea an agreement satisfactary to Lender subordinatinB the lien to <br /> �• tl�iis Security Imstn�meat. if Lender detetmines that t�ny part of the Peoperty la subject to a lien wbich may attain priority ovcx <br /> �n <br />�� . ° �,, <br />- this 5era�r64y Insm�ment,Lender may glve Bomower n notioc tdentifying the Iten.Borrowar sha11 satlefy the lien or tetce one or <br />: ~ ��� more of the act ioas set forth above within 10 days of the giving of notice. _ <br /> Farm 3028 8%g0 <br /> '�:•::;�': ., �.! alfS!4�.8H(l�1Elroz�a.0 vcaosms uunma: _':._ <br /> `':''';. 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