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2022077 58 <br />(5) All mineral, coal, oil, gas and water rights, royalties, water courses, ditch rights, water and water stock, <br />timber and timber rights, if any; <br />(6) All insurance, condemnation and other awards or payments, including interest, attorneys' fees and costs, <br />made as a result of: (a) the exercise of the right of eminent domain; (b) the alteration of the grade of any street; <br />(c) any loss of or damage to any building or other improvement on the Premises; (d) any other injury to or <br />decrease in the value of the Premises; and (e) any refund due on account of the payment of real estate taxes, <br />assessments or other charges levied against or imposed upon the Premises; <br />(7) Subject to the rights of the Lender under Section 9 below, all present and future (a) leases, subleases, <br />licenses and other agreements for the use and/or occupancy of the Premises, oral or written, including, without <br />limitation, all extensions, renewals, replacements and holdovers (collectively, the "Leases") and (b) rents, <br />revenues, income, issues, royalties, profits, bonuses, accounts, cash, security deposits, advance rents and other <br />payments and/or benefits, of every kind or nature, derived from the Leases and/or the Premises, including, <br />without limitation, the Grantor's right to enforce the Leases and to receive and collect all payments and <br />proceeds under the Leases (collectively, the "Rents"); <br />(8) All rights to make divisions of the real estate comprising the Premises that are exempt from the platting <br />requirements of all applicable land division or platting acts, as amended from time to time; and <br />(9) All licenses, contracts, permits and agreements required or used in connection with the ownership, <br />maintenance or operation of the Premises. <br />The Grantor warrants that it is well and truly seized of good and marketable fee simple title to the real <br />property comprising the Premises and it is the lawful owner of the personal property comprising the <br />Premises, except for liens for taxes and assessments not yet due and payable, building and use restrictions of <br />record, zoning ordinances, and any other encumbrances disclosed to the Lender in writing as of the date of this <br />Deed of Trust ("Permitted Encumbrances"). The Grantor shall forever warrant and defend the same unto the <br />Lender and its successors and assigns against all claims whatsoever, except for the Permitted Encumbrances. If <br />the Premises are encumbered by Permitted Encumbrances, the Grantor shall perform all obligations and make <br />all payments as required by the Permitted Encumbrances. The Grantor shall provide the Lender copies of all <br />writings pertaining to Permitted Encumbrances and the Lender is authorized to request and receive that <br />information from any other person without the consent or knowledge of the Grantor. <br />The term "Borrower" means the Grantor or any other person or entity liable to the Lender under any <br />instrument or agreement described in the definition of "Liabilities" herein, whether under any promissory <br />note, guaranty, letter of credit application, this Deed of Trust, any other Related Documents or otherwise. <br />This Deed of Trust secures the Liabilities. <br />The term "Liabilities" means all indebtedness, liabilities and obligations of every kind and character of <br />each Borrower to the Lender, whether the indebtedness, liabilities and obligations are individual, joint or <br />several, contingent or otherwise, now or hereafter existing, including, without limitation, all liabilities, <br />interest, costs and fees, arising under or from any note, open account, overdraft, credit card, lease, Rate <br />Management Transaction, letter of credit application, endorsement, surety agreement, guaranty, <br />acceptance, foreign exchange contract or depository service contract, whether payable to the Lender or to a <br />third party and subsequently acquired by the Lender, any monetary obligations (including interest) incurred <br />or accrued during the pendency of any bankruptcy, insolvency, receivership or other similar proceedings, <br />regardless of whether allowed or allowable in such proceeding, and all renewals, extensions, modifications, <br />consolidations, rearrangements, restatements, replacements or substitutions of any of the foregoing. The <br />Grantor and the Lender specifically contemplate that Liabilities include indebtedness hereafter incurred by <br />the Borrower to the Lender. The term "Liabilities" includes, without limitation, the following: <br />3 <br />