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202207758 <br />10. The Grantor agrees to fully cooperate with the Lender and not to delay, impede or otherwise interfere <br />with the efforts of the Lender to secure payment from the assets which secure the Liabilities including <br />actions, proceedings, motions, orders, agreements or other matters relating to relief from automatic <br />stay, abandonment of property, use of cash collateral and sale of the Lender's collateral free and clear <br />of all liens. <br />11. The Grantor has (a) without reliance on the Lender or any information received from the Lender and <br />based upon the records and information the Grantor deems appropriate, made an independent <br />investigation of the Borrower, the Borrower's business, assets, operations, prospects and condition, <br />financial or otherwise, and any circumstances that may bear upon those transactions, the Borrower or <br />the obligations, liabilities and risks undertaken pursuant to this agreement; (b) adequate means to <br />obtain from the Borrower on a continuing basis information concerning the Borrower and the Lender <br />has no duty to provide any information concerning the Borrower or other obligor on the Liabilities to <br />the Grantor; (c) full and complete access to the Borrower and any and all records relating to any <br />Liabilities now or in the future owing by the Borrower; (d) not relied and will not rely upon any <br />representations or warranties of the Lender not embodied in this agreement or any acts taken by the <br />Lender prior to or after the execution or other authentication and delivery of this agreement (including <br />but not limited to any review by the Lender of the business, assets, operations, prospects and condition, <br />financial or otherwise, of the Borrower); and (e) determined that the Grantor will receive benefit, <br />directly or indirectly, and has or will receive fair and reasonably equivalent value, for the execution <br />and delivery of this agreement and the rights provided to the Lender. By entering into this agreement, <br />the Grantor does not intend: (i) to incur or believe that the Grantor will incur debts that would be <br />beyond the Grantor's ability to pay as those debts mature; or (ii) to hinder, delay or defraud any <br />creditor of the Grantor. The Grantor is neither engaged in nor about to engage in any business or <br />transaction for which the remaining assets of the Grantor are unreasonably small in relation to the <br />business or transaction, and any property remaining with the Grantor after the execution or other <br />authentication of this agreement is not unreasonably small capital. <br />Reinstatement. The Grantor agrees that to the extent any payment or transfer is received by the Lender in <br />connection with the Liabilities, and all or any part of such payment or transfer is subsequently invalidated, <br />declared to be fraudulent or preferential, set aside or required to be transferred or repaid by the Lender or <br />paid over to a trustee, receiver or any other person or entity, whether under any bankruptcy act or otherwise <br />(any of those payments or transfers is hereinafter referred to as a "Preferential Payment"), then this Deed of <br />Trust shall continue to be effective or shall be reinstated, as the case may be, even if all Liabilities have <br />been paid in full, and whether or not the Lender is in possession of this Deed of Trust or whether this Deed <br />of Trust has been marked paid, cancelled, released or returned to the Borrower or the Grantor, and, to the <br />extent of the payment or repayment or other transfer by the Lender, the Liabilities or part intended to be <br />satisfied by the Preferential Payment shall be revived and continued in full force and effect as if the <br />Preferential Payment had not been made. If this Deed of Trust must be reinstated, the Grantor agrees to <br />execute and deliver to the Lender any new security agreements and financing statements, if necessary or if <br />requested by the Lender, in form and substance acceptable to the Lender, covering the Premises. The <br />obligations of Grantor under this section shall survive the termination of this Deed of Trust. <br />26. Representations by the Grantor. Each Grantor represents that: (a) it owns the Premises in fee title <br />subject only to the Permitted Encumbrances; (b) the execution and delivery of this Deed of Trust and the <br />performance of the obligations it imposes do not violate any law, conflict with any agreement by which it is <br />bound or require the consent or approval of any governmental authority or any third party; (c) this Deed of <br />Trust is a valid and binding agreement enforceable according to its terms; (d) any balance sheets, profit and <br />loss statements, and other financial statements furnished to the Lender in connection with the Liabilities are <br />accurate and fairly reflect the financial condition of the organizations and persons to which they apply on <br />their effective dates, including contingent liabilities of every type, which financial condition has not <br />changed materially and adversely since those dates; and (e) it shall not permit any proceedings in <br />foreclosure or otherwise that would affect the Premises. Each Grantor, other than a natural person, further <br />represents that: (i) it is duly organized, validly existing and in good standing under the laws of the state <br />where it is organized and in good standing in each state where it is doing business; and (ii) the execution <br />and delivery of this Deed of Trust and the performance of the obligations it imposes (A) are within its <br />powers and have been duly authorized by all necessary action of its governing body and (B) do not <br />16 <br />