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2022072'61 27. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or modified by oral agreement. No amendment or modification of this Security Instrument is effective unless made in writing. This Security Instrument and any other documents relating to the Secured Debts are the complete and final expression of the agreement. If any provision of this Security Instrument is unenforceable, then the unenforceable provision will be severed and the remaining provisions will still be enforceable. 28. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. The section headings are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. 29. NOTICE, ADDITIONAL DOCUMENTS AND RECORDING FEES. Unless otherwise required by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice to one Grantor will be deemed to be notice to all Grantors. Grantor will inform Lender in writing of any change in Grantor's name, address or other application information. Grantor will provide Lender any other, correct and complete information Lender requests to effectively mortgage or convey the Property. Grantor agrees to pay all expenses, charges and taxes in connection with the preparation and recording of this Security Instrument. Grantor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Grantor's obligations under this Security Instrument and to confirm Lender's lien status on any Property, and Grantor agrees to pay all expenses, charges and taxes in connection with the preparation and recording thereof. Time is of the essence. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. GRANTOR: re -Ann R Cummins ACKNOWLEDGMENT. STATE OF NEBRASKA, COUNTY OF ss. Date Wrqfr,Z Date 9ZZ9/7Z ta5f12e- This instrument was acknowledged before me this /?9 day of4`e �?� by John S Cummins , spouse of DeAnn R Cummins, and D Ann R Cummins spouse of John S Cummins. My commission expires: I lit GENERAL NOTARY - State of Nebraska I RORY BOWEN My Comm. Exp. February 9, 2023 (Nota�n Pub Rory Bowen ISLAND SPRINKLER SUPPLY COMPANY Nebraska Deed Of Trust NE/4Nicole.S00000000002894030N Wolters Kluwer Financial Services, Inc.°1996, 2022 Page 8 Bankers Systemse"'