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lOVNISSV TO <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: 2211371 <br />LOAN #: 2847301 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />rri <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 29, 2022, <br />together with all Riders to this document. <br />(B) "Borrower" is JAMES W VETTER AND ETTA R VETTER, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Five Points Bank, A Nebraska Corporation. <br />organized and existing <br />Lender's address is <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />ICE Mortgage Technology, Inc. Page 1 of 10 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />N f I <br />c C; <br />rV <br />iv <br />cD t <br />(JJ <br />w <br />y rrt <br />a <br />40' a-9 <br />