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<br /> 7�OC3EfHE[t WITH all�he lmprovcmenta now on c��eaflcr erc:tod on ehe propetty.d�Tall eascments,appuncnance.c,
<br /> and t�xtu�es now or hereatter a put af the property. All rcplacertknts�nd addjtions shall Wsu be rnvered by Ihia Secu�ity
<br /> _ -_�. --- lnibtunp�� AU of the faregoing is referrrd to in thia Sewdry Inunpne�t�s tbe"Ptaperty." _.
<br /> BORROWBR COVENAN7'S that Borrower is Iawfully seixd of the cstatc hcneby convcyed and has!he right W grw
<br /> and conrey the Propaty and that the Pmperty is w�eiicumbemd,except far eocumbrances of eecoN. Barower wotr�ots�
<br /> _---- � wlll defend gemally the titk to Ihe WoPerty agai�w a!1 claims wid demands.subject to any encumbroncex of rocard. -
<br /> 7'61�5 S�CURITY INSTRUM�NT combines unifam covenwns for n�tianal use and noe-ueifonan cvreaap,ts wi�h
<br /> =� limiled vn�+utiana by ju�isdiction ta constiwte a unifam security incwrr�ent rnvering real p�npedy. �
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<br /> � Ul`IFaRM COVENANTS. Bortawer and I.endescavenent and agreo ac foUowa:
<br /> � d : ' 1. Paymeut aP PriucipW iwd Iderest:Prcp�ymeat and l.ste Clu�r�es. lbmawcr shall promptlY paY when due tbe
<br />�-='�s�"�, �•�;:7i� , principnl af and interest on the debt evidc�cxd by the[date and anY pre{wyment and latc chwrges dua under�he Note. �
<br />,;,_�. .;�a� 2. Fy10�9�Or�ILIl9�OII I�illfalll�' StIFl�C110 A�I�CAbIO IpW P�10 A W1�11l0 WAIVCr Ily I.l11IIC�.Hormwer elwll pny to
<br />�_i�•• l.ender on the dny motuhly payments are due under tho Nde,until�he Nc►tc is paid in iull,u sum 1"Flu�cls"1 fcrc:lA)yetuly
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<br /> tues and acsessmem�which may wutn priaity ove�tbis Secudly Instrumem uti a lien an�Ix Propeny:lb)yeswly Ieu�eM►Id
<br />_r_ p�yments or ground rents ao the Propetty. if any: lcl Yearly tw�Ar�l or pmpeny insurance prcmium�: Id) ycarly flix�d
<br /> __ ------ insurance pemiums,if any: (el yearly mort�age insurance prcmium�. If any: and ifl any sumr payahle by BcxrY,wcr w `
<br /> - --- — Lender,in accardonce wi�h Ihe provl�iona of puagraph 8,in licu��f�hepayment of mangage insurn�xr pemium�. Thc�r -
<br /> items arc called"B�ctow ItemR" l.ender may.at any timc.a�Ilcc1 an�l hold Fund�in an�maun�ix�t to car�Krl�hc m�nimum =
<br />�:y� am�wm a leoder Pa a fedcrally rela�ed ma�tgagc lo�n mpy nr�uirc fiN R��rtawcrh ekrow a�YUUm un�lrr�hr fcdcral Rc�l _
<br /> _ Fslate Sculetnen�Pnx�edurex Acl oi'1974 ag omcnded from timc�a umc.12 U.S.C.�2M11 er srq.1"RESPA"1,unlc�+�wNNhcr
<br /> M.;�• law th�t oppNc�10 Ihe Fund�sets w Iescer amaum. If�.Lcedcr may,a�any�ima.cullccl aMl hold Fundr•ln an um�woi ix►t tu �_
<br />'`� .•r exceed ihe tesser amount. Lender moy estimoee�he amaunt af Fund�due on �hc ha�in of cumen� data and reawnubk -
<br /> ;:,,. estlmwtes of expendilures of fuwre Escrow Itemc�x dhenvlse in accadunce wllh Applic�blc law. '
<br /> -:=�- ti Ti�r FiuKf.i siwii be i�W io stn inaiitu�iun wbaae deposils urc msured by a lederal agency. instrumenlality. or enlily =-
<br /> „ ;�,�y ; ,,. , (including I.endcr,ii 4ende�Is sueh an inxlitutionl or in nny Federnl Home Loan Bunk. l.endc�chull apply the Funds 1�puy u-
<br /> r ., the Escrow Items. l.ender muy not charge Bamwer for holding und applying�he Funds,unnuully anatyzing the es�.�ruw
<br /> accaunl.or ve�iiying the Escrow Items, unless Lender pays Borrower interest on �he Funds und appliicable law permila -
<br /> - ' �•��- '� '���, i � I.ender ta make such a charge. However,l.ender may require Borrower to pay a one•time charge foe aci irdependent reol e-
<br /> � ► �' ,� � estate tax reporiing service used by Lender in cau�n wilh this loan,uat¢ss app[icable law pepviod�es ot�c.�rwiae. U�less on
<br /> : '` �;:s ,,- agmement is mnde or applieable law requin�s intecr�t tp be paid,Lender sAalO rwc De c�u.ircd to pa�r BcTao�xr�aqy i�t cx ,;:
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<br />� • ! �,�!1�,�M`r.�:��? earn► on the Fu�d.s. Ba�ower and�.ender ma in writin howeve�,aiue uwec�-�t:sls�fL 4e on�Fi��s. �}c ":�
<br /> ':, • � ,. ti y..; � Y+� �• Baud �`r�'
<br /> �.., , r ,�"�f;c.° sh�U give to L�asower.wiWout e{�arge Qn aanuat a�,�aunting of Ihe Farxt�.s�hvwira�cndits an�d debits ar rb�:i'�r�efs sur�c!c[te �
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<br /> ►i,'�!!'r �.:�'�'r�'�'� �t� pur�e Ecx whi�h e�clz�iabic w d�e Cwuct4 was mAde. The FS�nds�re pledged us�d�iuromt se,curisy fcx sll�s secu�u�d by
<br /> �`•, ,`�,�;:�.�,;t,t7�!t.��{;����y;, k. ' this S��ity lnsuumem. c �'�
<br /> '=�"',� '�'�`��'v�i��,' If t�e Funds heW by I.ender exceed �he arnounts permitted lo be held by applics►bk luw. Lender chall nccount to �
<br /> ` � �� � ,,�,���; `�1;`1' ' Homower for the excess Funds in accordance with�he requirements of applicnble law. If the umount oi the Funds held by �R°_
<br />`°• ���`•• � '•' '"'` ��"�� ' L.ender at an time i�not sufficient to a the Escrow Items when due.Lender ma so noUf BoRawer in writin and,in �`_'
<br /> ,r;�51>;r•. '`a��:"�-"`�:`t�;�a Y P Y Y ' Y �. �
<br />-,, ,; •.• . such case Borrower shall pay to Lender the amouat necessary to m�lce up Ihe deticiency. Barrower shull mAlce up 1he -.-
<br />�':'��;'" •�'�"`�'���` dtticienoy in no more than twelve monthly paymen�s,at Lenderk sole discretion. -
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<br />-�;'���� '�� � `�"'" � U n a nt in full of all r�uma secur�d b �his Securit Insuument,Lender shnll rom I refLnd to Sonowe�nn
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<br />_�.�. �.:�„,,; ;l.�5.., P� P Y� Y Y P M Y Y �;:�.
<br /> --_- �� � Fands hcic!by Lender. If,under parngrnph 21,Lender ehall acquire or sel!the Propeciy,Lcnder,pdor to she ucquisition or ,. .
<br /> �• �+� ?'':'�� ' ;�� sale of the Prvpeny,shall apply any�unds held by Lender ut the�ime of ncquiai�ion ar sale as a credit �Fainst the sums �`-
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<br /> '�',� � . ;,^�,, , �cured by this Security lnatrument. '�
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<br /> �'��'',;ia?t•?ti;;a'.•'�''�' ` � 3. Applicatlon oi P�ayments. Unless appliceble law provides o�herwise, all pnyments roceived by Lender under ,:->
<br /> - ' t '�`�+ am ra s 1 and 2 sFwll be a Iled:fir.st,to An re a ment chur es due under�he Nate;second,to umoumx a able under ,:
<br /> �' �`�,,,,> P 8 Ph PP Y P P Y B P Y �L�
<br /> ��; �??���;.'rn���j paragraph 2;third,to intercst due;founh.�o principnl due:und IASI.�o uny late churges due under the Note. o�:
<br /> �,._= ��;.�,i�;++�'���;�; � 4. CharQes; Uens. Borrower shail pay all Inxes, u.esexsmen�s,charges, fines und impositions altributable ta the __
<br />=<!��. �k "` ..x .� �s� Property wbich mAy attain p�iority over this Securiiy Instrument,and le:uehold payments ar ground rents,if any. Bi►rrower
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<br /> ?j';� �, �hall pay thc�se obligations in the manner provided in puragrnph 2,or lf not paid in lhat manner,Harrower shall pay them on ���
<br />- ' � "'����� '' time directly to the person owed payment. Aanower shull prompUy iurnish to Lender all notice�of amounts to be paid under :-
<br /> �T: . � �'•"'t;'.',�.i� � , this parograph. !f Borrower makes these payments directly,Borrower�11 promptly fumish ta Lender receipls evidencing F�°-
<br /> �;r;�' .5, �he PaYmen�s. �;
<br /> - . , •::��, M!`•�.�•��`�• Borrower shall prompNy discharge�ny lien which hus priori�y over this Security Instrument unless BaNOwer:(a)agrces �=
<br /> �.,'y;: � . i�writing to Ihe payment of the abliga�ion secured by the lien in u manner acceptuble ta Lemier,(b)contests in good fafth the
<br />- `` - '""? �" lien by,or defends ngainst enforccment of the licn in,legal prcxeedings whlch in thc Lender's upinion np�rute to prevent the ��-�
<br /> ,,a� .� np ��::.:
<br /> ti.,� ;. y , enforcement of the Ilen;or(c)secures frnm the holcler of the lien un ugrecment�atisfac�ory ta I.ender subordinating the lien „
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<br />_°; �i �, . } d to this Security Instrument. If Lender determines ihat uny part af the Propetty ix suhject�a A lien which may attain priority
<br /> wf;.:: ���;,� ,�t�:�i�, over this Securi�y laswment,Lender may give Bonawer a notirc identifying the lien. Bonower shull su�ixfy�he lien ar take �==.
<br /> • *tyf,+�F�j'r �i one or mare of the uctions set fonh above wilhin 10 dayx uf lhe giving of notice. "=-`
<br /> '.x, , , , n t6�� ; 5. H p t a r d or Pr o p er t y lasu r a n c e. Bartower shull kce p th e im prov e m e n tx no w e x is t i n�a r h e r e n f t e r e re c t e d o n t h e
<br /> �"��'�' ��''���,'•����t Property insured agains�loss by fire,hazards included within the tern�"extended coveruge"und uny olher haznrds,including
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<br /> ;.:,�,,,;F{��.};sr��. tloods or floodmg, for which Lender requires insurance. This insunu�ce shall be maintnined in Ihe amounts and for the
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